I'm looking for guidance from an experienced investment manager who can help me navigate the complexities of financial markets. Can you suggest some safe and profitable investment options for short-term and long-term investments, taking into account factors such as inflation rate, return estimates, and stock price trends? Additionally, can you provide some insights on how to allocate funds effectively across different sectors and asset classes, based on my individual financial goals and risk tolerance? Let's start with a short-term investment strategy that will help me achieve my financial objectives.