text:  "I really " replied the major in an accent that was a great deal more redolent of Renfrew than Middlesex--"I really jist at this moment dinna happen to have a single guinea aboot me so ye needna go on wi' your compliments; but at hame in the kist --the _arca_ as a body may say"-- "Poh! I don't want to borrow just now--except indeed your assistance in a matter of the highest importance