text:  Let the beginning once be made--the point of extreme depression once be got over: the cares of the daily recurring poor necessities of life--shelter clothing food be of no moment: let a man taste though it were next to nothing of the delicious luxury of accumulation let him with every hoarded shilling or half-crown or pound carry his head higher smiling in secret at the world and his friends and the aristocrat of wealth is formed: he is removed for ever from the hand-to-mouth family of man and thenceforth represents his breeches pocket