(ROOT (S (S (NP (JJ Many) (NNS children)) (ADVP (RB first)) (VP (VBP learn) (NP (NP (DT the) (NN value)) (PP (IN of) (NP (NN money)))) (PP (IN by) (S (VP (VBG receiving) (NP (DT an) (NN allowance))))))) (, ,) (S (NP (DT The) (NN purpose)) (VP (VBZ is) (S (VP (TO to) (VP (VB let) (S (NP (NNS children)) (VP (VB learn) (PP (IN from) (NP (NP (NP (NP (NN experience)) (PP (IN at) (NP (DT an) (NN age)))) (SBAR (WHADVP (WRB when)) (S (NP (JJ financial) (NNS mistakes)) (VP (VBP are) (RB not) (ADJP (RB very) (JJ costly)))))) (, ,) (S (NP (NP (NP (DT The) (NN amount)) (PP (IN of) (NP (NN money)))) (SBAR (WHNP (WDT that)) (S (NP (NNS parents)) (VP (VBP give) (PP (IN to) (NP (PRP$ their) (NNS children))) (S (VP (TO to) (VP (VB spend) (SBAR (IN as) (S (NP (PRP they)) (VP (VBP wish))))))))))) (VP (VBZ differs))) (, ,) (PP (PP (IN from) (NP (NN family))) (PP (IN to) (NP (NN family))))))))))))) (. .)))
Many children first learn the value of money by receiving an allowance, The purpose is to let children learn from experience at an age when financial mistakes are not very costly, The amount of money that parents give to their children to spend as they wish differs, from family to family.
amod
Degree=Pos
many
Many
ADJ
JJ
nsubj
Number=Plur
child
children
NOUN
NNS
advmod
NumType=Ord
first
first
ADV
RB
root
Mood=Ind|Number=Plur|Person=3|Tense=Pres|VerbForm=Fin
learn
learn
VERB
VBP
det
Definite=Def|PronType=Art
the
the
DET
DT
obj
Number=Sing
value
value
NOUN
NN
case
of
of
ADP
IN
nmod
Number=Sing
money
money
NOUN
NN
mark
by
by
SCONJ
IN
advcl
VerbForm=Ger
receive
receiving
VERB
VBG
det
Definite=Ind|PronType=Art
a
an
DET
DT
obj
Number=Sing
allowance
allowance
NOUN
NN
punct
,
,
PUNCT
,
det
Definite=Def|PronType=Art
the
The
DET
DT
nsubj:outer
Number=Sing
purpose
purpose
NOUN
NN
cop
Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin
be
is
AUX
VBZ
mark
to
to
PART
TO
parataxis
VerbForm=Inf
let
let
VERB
VB
obj
Number=Plur
child
children
NOUN
NNS
xcomp
VerbForm=Inf
learn
learn
VERB
VB
case
from
from
ADP
IN
obl
Number=Sing
experience
experience
NOUN
NN
case
at
at
ADP
IN
det
Definite=Ind|PronType=Art
a
an
DET
DT
obl
Number=Sing
age
age
NOUN
NN
advmod
PronType=Int
when
when
ADV
WRB
amod
Degree=Pos
financial
financial
ADJ
JJ
nsubj
Number=Plur
mistake
mistakes
NOUN
NNS
cop
Mood=Ind|Number=Plur|Person=3|Tense=Pres|VerbForm=Fin
be
are
AUX
VBP
advmod
not
not
PART
RB
advmod
very
very
ADV
RB
advcl
Degree=Pos
costly
costly
ADJ
JJ
punct
,
,
PUNCT
,
det
Definite=Def|PronType=Art
the
The
DET
DT
nsubj
Number=Sing
amount
amount
NOUN
NN
case
of
of
ADP
IN
nmod
Number=Sing
money
money
NOUN
NN
obj
PronType=Rel
that
that
PRON
WDT
nsubj
Number=Plur
parent
parents
NOUN
NNS
acl:relcl
Mood=Ind|Number=Plur|Person=3|Tense=Pres|VerbForm=Fin
give
give
VERB
VBP
case
to
to
ADP
IN
nmod:poss
Case=Gen|Number=Plur|Person=3|Poss=Yes|PronType=Prs
their
their
PRON
PRP$
obl
Number=Plur
child
children
NOUN
NNS
mark
to
to
PART
TO
advcl
VerbForm=Inf
spend
spend
VERB
VB
mark
as
as
SCONJ
IN
nsubj
Case=Nom|Number=Plur|Person=3|PronType=Prs
they
they
PRON
PRP
advcl
Mood=Ind|Number=Plur|Person=3|Tense=Pres|VerbForm=Fin
wish
wish
VERB
VBP
advcl
Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin
differ
differs
VERB
VBZ
punct
,
,
PUNCT
,
case
from
from
ADP
IN
obl
Number=Sing
family
family
NOUN
NN
case
to
to
ADP
IN
nmod
Number=Sing
family
family
NOUN
NN
punct
.
.
PUNCT
.
(ROOT (NFP  ))
root
PUNCT
NFP
(ROOT (S (PP (IN At) (ADVP (RB first))) (, ,) (S (NP (JJ young) (NNS children)) (VP (MD may) (VP (VB spend) (NP (NP (DT all)) (PP (IN of) (NP (PRP$ their) (NN allowance)))) (PP (IN in) (NP (DT no) (NN time)))))) (, ,) (S (ADVP (RB Lf)) (NP (PRP they)) (VP (VBP do) (NP (DT this)))) (, ,) (S (NP (PRP they)) (VP (MD will) (VP (VB learn) (NP (NP (DT the) (JJ hard) (NN way)) (SBAR (IN that) (S (NP (NN spending)) (VP (MD must) (VP (VB be) (VP (VBN done) (PP (IN within) (NP (NP (DT a) (NN budget)) (, ,) (SBAR (WHNP (WDT which)) (S (VP (VBZ demands) (NP (NP (NNS choices)) (PP (IN between) (NP (NN spending) (CC and) (NN saving)))))))))))))))))) (, ,) (S (NP (JJR Older) (NNS children)) (VP (MD may) (VP (VB be) (ADJP (JJ responsible) (RB enough) (S (VP (TO to) (VP (VB save) (NP (NN money)) (PP (IN for) (NP (NP (JJR larger) (NNS costs)) (, ,) (PP (IN like) (NP (NN clothing) (CC or) (NNS electronics)))))))))))) (. .)))
At first, young children may spend all of their allowance in no time, Lf they do this, they will learn the hard way that spending must be done within a budget, which demands choices between spending and saving, Older children may be responsible enough to save money for larger costs, like clothing or electronics.
case
at
At
ADP
IN
obl
NumType=Ord
first
first
ADV
RB
punct
,
,
PUNCT
,
amod
Degree=Pos
young
young
ADJ
JJ
nsubj
Number=Plur
child
children
NOUN
NNS
aux
VerbForm=Fin
may
may
AUX
MD
root
VerbForm=Inf
spend
spend
VERB
VB
obj
all
all
DET
DT
case
of
of
ADP
IN
nmod:poss
Case=Gen|Number=Plur|Person=3|Poss=Yes|PronType=Prs
their
their
PRON
PRP$
nmod
Number=Sing
allowance
allowance
NOUN
NN
case
in
in
ADP
IN
det
no
no
DET
DT
obl
Number=Sing
time
time
NOUN
NN
punct
,
,
PUNCT
,
advmod
lf
Lf
ADV
RB
nsubj
Case=Nom|Number=Plur|Person=3|PronType=Prs
they
they
PRON
PRP
advcl:relcl
Mood=Ind|Number=Plur|Person=3|Tense=Pres|VerbForm=Fin
do
do
VERB
VBP
obj
Number=Sing|PronType=Dem
this
this
PRON
DT
punct
,
,
PUNCT
,
nsubj
Case=Nom|Number=Plur|Person=3|PronType=Prs
they
they
PRON
PRP
aux
VerbForm=Fin
will
will
AUX
MD
parataxis
VerbForm=Inf
learn
learn
VERB
VB
det
Definite=Def|PronType=Art
the
the
DET
DT
amod
Degree=Pos
hard
hard
ADJ
JJ
obj
Number=Sing
way
way
NOUN
NN
mark
that
that
SCONJ
IN
nsubj:pass
Number=Sing
spending
spending
NOUN
NN
aux
VerbForm=Fin
must
must
AUX
MD
aux:pass
VerbForm=Inf
be
be
AUX
VB
acl
Tense=Past|VerbForm=Part|Voice=Pass
do
done
VERB
VBN
case
within
within
ADP
IN
det
Definite=Ind|PronType=Art
a
a
DET
DT
obl
Number=Sing
budget
budget
NOUN
NN
punct
,
,
PUNCT
,
nsubj
PronType=Rel
which
which
PRON
WDT
acl:relcl
Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin
demand
demands
VERB
VBZ
obj
Number=Plur
choice
choices
NOUN
NNS
case
between
between
ADP
IN
nmod
Number=Sing
spending
spending
NOUN
NN
cc
and
and
CCONJ
CC
conj
Number=Sing
save
saving
NOUN
NN
punct
,
,
PUNCT
,
amod
Degree=Cmp
old
Older
ADJ
JJR
nsubj
Number=Plur
child
children
NOUN
NNS
aux
VerbForm=Fin
may
may
AUX
MD
cop
VerbForm=Inf
be
be
AUX
VB
parataxis
Degree=Pos
responsible
responsible
ADJ
JJ
advmod
enough
enough
ADV
RB
mark
to
to
PART
TO
advcl
VerbForm=Inf
save
save
VERB
VB
obj
Number=Sing
money
money
NOUN
NN
case
for
for
ADP
IN
amod
Degree=Cmp
large
larger
ADJ
JJR
obl
Number=Plur
cost
costs
NOUN
NNS
punct
,
,
PUNCT
,
case
like
like
ADP
IN
nmod
Number=Sing
clothing
clothing
NOUN
NN
cc
or
or
CCONJ
CC
conj
Number=Plur
electronics
electronics
NOUN
NNS
punct
.
.
PUNCT
.
(ROOT (NFP  ))
root
PUNCT
NFP
(ROOT (S (CC But) (NP (NP (PRP it))) (VP (VBZ is) (RB not) (NP (DT a) (JJ good) (NN idea)) (S (VP (TO to) (VP (VB pay) (NP (PRP$ your) (NN child)) (PP (IN for) (NP (NP (NN work)) (PP (IN around) (NP (DT the) (NN home))))))))) (, ,) (S (NP (DT These) (NNS jobs)) (VP (VBP are) (NP (NP (DT a) (JJ normal) (NN part)) (PP (IN of) (NP (NN family) (NN life)))))) (, ,) (S (S (VP (VBG Paying) (NP (NNS children)) (S (VP (TO to) (VP (VB do) (NP (JJ extra) (NN work)) (PP (IN around) (NP (DT the) (NN house)))))))) (, ,) (ADVP (RB however)) (, ,) (VP (MD can) (VP (VB be) (ADJP (JJ useful))))) (. .)))
But it is not a good idea to pay your child for work around the home, These jobs are a normal part of family life, Paying children to do extra work around the house, however, can be useful.
cc
but
But
CCONJ
CC
expl
Case=Nom|Gender=Neut|Number=Sing|Person=3|PronType=Prs
it
it
PRON
PRP
cop
Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin
be
is
AUX
VBZ
advmod
not
not
PART
RB
det
Definite=Ind|PronType=Art
a
a
DET
DT
amod
Degree=Pos
good
good
ADJ
JJ
root
Number=Sing
idea
idea
NOUN
NN
mark
to
to
PART
TO
csubj
VerbForm=Inf
pay
pay
VERB
VB
nmod:poss
Case=Gen|Person=2|Poss=Yes|PronType=Prs
your
your
PRON
PRP$
obj
Number=Sing
child
child
NOUN
NN
case
for
for
ADP
IN
obl
Number=Sing
work
work
NOUN
NN
case
around
around
ADP
IN
det
Definite=Def|PronType=Art
the
the
DET
DT
nmod
Number=Sing
home
home
NOUN
NN
punct
,
,
PUNCT
,
det
Number=Plur|PronType=Dem
this
These
DET
DT
nsubj
Number=Plur
job
jobs
NOUN
NNS
cop
Mood=Ind|Number=Plur|Person=3|Tense=Pres|VerbForm=Fin
be
are
AUX
VBP
det
Definite=Ind|PronType=Art
a
a
DET
DT
amod
Degree=Pos
normal
normal
ADJ
JJ
parataxis
Number=Sing
part
part
NOUN
NN
case
of
of
ADP
IN
compound
Number=Sing
family
family
NOUN
NN
nmod
Number=Sing
life
life
NOUN
NN
punct
,
,
PUNCT
,
csubj
VerbForm=Ger
pay
Paying
VERB
VBG
obj
Number=Plur
child
children
NOUN
NNS
mark
to
to
PART
TO
xcomp
VerbForm=Inf
do
do
VERB
VB
amod
Degree=Pos
extra
extra
ADJ
JJ
obj
Number=Sing
work
work
NOUN
NN
case
around
around
ADP
IN
det
Definite=Def|PronType=Art
the
the
DET
DT
obl
Number=Sing
house
house
NOUN
NN
punct
,
,
PUNCT
,
advmod
however
however
ADV
RB
punct
,
,
PUNCT
,
aux
VerbForm=Fin
can
can
AUX
MD
cop
VerbForm=Inf
be
be
AUX
VB
parataxis
Degree=Pos
useful
useful
ADJ
JJ
punct
.
.
PUNCT
.
(ROOT (S (NP (PRP It)) (VP (MD can) (ADVP (RB even)) (VP (VB provide) (NP (NP (DT an) (NN understanding)) (PP (IN of) (SBAR (WHADVP (WRB how)) (S (NP (DT a) (NN business)) (VP (VBZ works)))))))) (. .)))
It can even provide an understanding of how a business works.
nsubj
Case=Nom|Gender=Neut|Number=Sing|Person=3|PronType=Prs
it
It
PRON
PRP
aux
VerbForm=Fin
can
can
AUX
MD
advmod
even
even
ADV
RB
root
VerbForm=Inf
provide
provide
VERB
VB
det
Definite=Ind|PronType=Art
a
an
DET
DT
obj
Number=Sing
understanding
understanding
NOUN
NN
mark
of
of
SCONJ
IN
advmod
PronType=Int
how
how
ADV
WRB
det
Definite=Ind|PronType=Art
a
a
DET
DT
nsubj
Number=Sing
business
business
NOUN
NN
acl
Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin
work
works
VERB
VBZ
punct
.
.
PUNCT
.
(ROOT (NFP  ))
root
PUNCT
NFP
(ROOT (S (NP (NNS Allowances)) (VP (VBP give) (NP (NNS children)) (NP (DT a) (NN chance) (S (VP (TO to) (VP (VB experience) (NP (NP (DT the) (NNS things)) (SBAR (S (NP (PRP they)) (VP (MD can) (VP (VB do) (PP (IN with) (NP (NN money))))))))))))) (. .)))
Allowances give children a chance to experience the things they can do with money.
nsubj
Number=Plur
allowance
Allowances
NOUN
NNS
root
Mood=Ind|Number=Plur|Person=3|Tense=Pres|VerbForm=Fin
give
give
VERB
VBP
iobj
Number=Plur
child
children
NOUN
NNS
det
Definite=Ind|PronType=Art
a
a
DET
DT
obj
Number=Sing
chance
chance
NOUN
NN
mark
to
to
PART
TO
acl
VerbForm=Inf
experience
experience
VERB
VB
det
Definite=Def|PronType=Art
the
the
DET
DT
obj
Number=Plur
thing
things
NOUN
NNS
nsubj
Case=Nom|Number=Plur|Person=3|PronType=Prs
they
they
PRON
PRP
aux
VerbForm=Fin
can
can
AUX
MD
acl:relcl
VerbForm=Inf
do
do
VERB
VB
case
with
with
ADP
IN
obl
Number=Sing
money
money
NOUN
NN
punct
.
.
PUNCT
.
(ROOT (S (NP (PRP They)) (VP (MD can) (VP (VP (VB share) (NP (PRP it)) (PP (IN in) (NP (NP (DT the) (NN form)) (PP (IN of) (NP (NNS gifts)))))) (CC or) (VP (VBG giving) (PP (IN to) (NP (DT a) (JJ good) (NN cause)))))) (. .)))
They can share it in the form of gifts or giving to a good cause.
nsubj
Case=Nom|Number=Plur|Person=3|PronType=Prs
they
They
PRON
PRP
aux
VerbForm=Fin
can
can
AUX
MD
root
VerbForm=Inf
share
share
VERB
VB
obj
Case=Acc|Gender=Neut|Number=Sing|Person=3|PronType=Prs
it
it
PRON
PRP
case
in
in
ADP
IN
det
Definite=Def|PronType=Art
the
the
DET
DT
obl
Number=Sing
form
form
NOUN
NN
case
of
of
ADP
IN
nmod
Number=Plur
gift
gifts
NOUN
NNS
cc
or
or
CCONJ
CC
conj
VerbForm=Ger
give
giving
VERB
VBG
case
to
to
ADP
IN
det
Definite=Ind|PronType=Art
a
a
DET
DT
amod
Degree=Pos
good
good
ADJ
JJ
obl
Number=Sing
cause
cause
NOUN
NN
punct
.
.
PUNCT
.
(ROOT (S (S (NP (PRP They)) (VP (MD can) (VP (VB spend) (NP (PRP it)) (PP (IN by) (S (VP (VBG buying) (NP (NP (NNS things)) (SBAR (S (NP (PRP they)) (VP (VBP want.))))))))))) (, ,) (CC Or) (S (NP (PRP they)) (VP (MD can) (VP (VP (VB save)) (CC and) (ADVP (RB maybe)) (ADVP (RB even)) (VB invest) (NP (PRP it)) (, ,) (S (NP (VBG Saving)) (VP (VBZ helps) (S (NP (NNS children)) (VP (VB understand) (SBAR (IN that) (S (NP (JJ costly) (NNS goals)) (VP (VBP require) (NP (NN sacrifice))))))))) (: ;) (S (NP (PRP you)) (VP (VBP have) (S (VP (TO to) (VP (VP (VB cut) (NP (NNS costs))) (CC and) (VP (VB plan) (PP (IN for) (NP (DT the) (NN future)))))))))))) (. .)))
They can spend it by buying things they want., Or they can save and maybe even invest it, Saving helps children understand that costly goals require sacrifice; you have to cut costs and plan for the future.
nsubj
Case=Nom|Number=Plur|Person=3|PronType=Prs
they
They
PRON
PRP
aux
VerbForm=Fin
can
can
AUX
MD
root
VerbForm=Inf
spend
spend
VERB
VB
obj
Case=Acc|Gender=Neut|Number=Sing|Person=3|PronType=Prs
it
it
PRON
PRP
mark
by
by
SCONJ
IN
advcl
VerbForm=Ger
buy
buying
VERB
VBG
obj
Number=Plur
thing
things
NOUN
NNS
nsubj
Case=Nom|Number=Plur|Person=3|PronType=Prs
they
they
PRON
PRP
acl:relcl
Mood=Ind|Number=Plur|Person=3|Tense=Pres|VerbForm=Fin
want
want.
VERB
VBP
punct
,
,
PUNCT
,
cc
or
Or
CCONJ
CC
nsubj
Case=Nom|Number=Plur|Person=3|PronType=Prs
they
they
PRON
PRP
aux
VerbForm=Fin
can
can
AUX
MD
conj
VerbForm=Inf
save
save
VERB
VB
cc
and
and
CCONJ
CC
advmod
maybe
maybe
ADV
RB
advmod
even
even
ADV
RB
conj
VerbForm=Inf
invest
invest
VERB
VB
obj
Case=Acc|Gender=Neut|Number=Sing|Person=3|PronType=Prs
it
it
PRON
PRP
punct
,
,
PUNCT
,
csubj
VerbForm=Ger
save
Saving
VERB
VBG
parataxis
Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin
help
helps
VERB
VBZ
obj
Number=Plur
child
children
NOUN
NNS
xcomp
VerbForm=Inf
understand
understand
VERB
VB
mark
that
that
SCONJ
IN
amod
Degree=Pos
costly
costly
ADJ
JJ
nsubj
Number=Plur
goal
goals
NOUN
NNS
ccomp
Mood=Ind|Number=Plur|Person=3|Tense=Pres|VerbForm=Fin
require
require
VERB
VBP
obj
Number=Sing
sacrifice
sacrifice
NOUN
NN
punct
;
;
PUNCT
:
nsubj
Case=Nom|Person=2|PronType=Prs
you
you
PRON
PRP
parataxis
Mood=Ind|Number=Sing|Person=2|Tense=Pres|VerbForm=Fin
have
have
VERB
VBP
mark
to
to
PART
TO
xcomp
VerbForm=Inf
cut
cut
VERB
VB
obj
Number=Plur
cost
costs
NOUN
NNS
cc
and
and
CCONJ
CC
conj
VerbForm=Inf
plan
plan
VERB
VB
case
for
for
ADP
IN
det
Definite=Def|PronType=Art
the
the
DET
DT
obl
Number=Sing
future
future
NOUN
NN
punct
.
.
PUNCT
.
(ROOT (NFP  ))
root
PUNCT
NFP
(ROOT (S (NP (JJ Many) (NNS banks)) (VP (VBP offer) (NP (NP (NNS services)) (SBAR (S (VP (TO to) (VP (VP (VB help) (NP (NNS children) (CC and) (NNS teenagers))) (, ,) (VP (VB lean) (PP (IN about) (NP (JJ personal) (NN finance)))))))))) (. .)))
Many banks offer services to help children and teenagers, lean about personal finance.
amod
Degree=Pos
many
Many
ADJ
JJ
nsubj
Number=Plur
bank
banks
NOUN
NNS
root
Mood=Ind|Number=Plur|Person=3|Tense=Pres|VerbForm=Fin
offer
offer
VERB
VBP
obj
Number=Plur
service
services
NOUN
NNS
mark
to
to
PART
TO
acl
VerbForm=Inf
help
help
VERB
VB
obj
Number=Plur
child
children
NOUN
NNS
cc
and
and
CCONJ
CC
conj
Number=Plur
teenager
teenagers
NOUN
NNS
punct
,
,
PUNCT
,
conj
VerbForm=Inf
lean
lean
VERB
VB
case
about
about
ADP
IN
amod
Degree=Pos
personal
personal
ADJ
JJ
obl
Number=Sing
finance
finance
NOUN
NN
punct
.
.
PUNCT
.
(ROOT (S (NP (DT A) (NNS savings) (NN account)) (VP (VBZ is) (NP (NP (DT an) (JJ excellent) (NN way)) (SBAR (S (VP (TO to) (VP (VB lean) (PP (IN about) (NP (NP (DT the) (NN power)) (PP (IN of) (NP (NN compound) (NN interest))))))))))) (. .)))
A savings account is an excellent way to lean about the power of compound interest.
det
Definite=Ind|PronType=Art
a
A
DET
DT
compound
Number=Plur
savings
savings
NOUN
NNS
nsubj
Number=Sing
account
account
NOUN
NN
cop
Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin
be
is
AUX
VBZ
det
Definite=Ind|PronType=Art
a
an
DET
DT
amod
Degree=Pos
excellent
excellent
ADJ
JJ
root
Number=Sing
way
way
NOUN
NN
mark
to
to
PART
TO
acl
VerbForm=Inf
lean
lean
VERB
VB
case
about
about
ADP
IN
det
Definite=Def|PronType=Art
the
the
DET
DT
obl
Number=Sing
power
power
NOUN
NN
case
of
of
ADP
IN
amod
Number=Sing
compound
compound
NOUN
NN
nmod
Number=Sing
interest
interest
NOUN
NN
punct
.
.
PUNCT
.
(ROOT (NFP  ))
root
PUNCT
NFP
(ROOT (S (VP (VBG Compounding) (NP (NNS works)) (PP (IN by) (S (VP (VBG paying) (NP (NN interest)) (PP (IN on) (NP (NN interest))))))) (. .)))
Compounding works by paying interest on interest.
root
VerbForm=Ger
compound
Compounding
VERB
VBG
obj
Number=Plur
work
works
NOUN
NNS
mark
by
by
SCONJ
IN
advcl
VerbForm=Ger
pay
paying
VERB
VBG
obj
Number=Sing
interest
interest
NOUN
NN
case
on
on
ADP
IN
obl
Number=Sing
interest
interest
NOUN
NN
punct
.
.
PUNCT
.
(ROOT (S (ADVP (RB So)) (, ,) (PP (IN for) (NP (NN example))) (, ,) (NP (NP (CD one) (NN dollar)) (VP (VBN invested) (PP (IN at) (NP (CD two) (NN percent) (NN interest))) (PP (IN for) (NP (CD two) (NNS years))))) (VP (MD will) (VP (VB earn) (NP (CD two) (NNS cents)) (PP (IN in) (NP (DT the) (JJ first) (NN year))))) (. .)))
So, for example, one dollar invested at two percent interest for two years will earn two cents in the first year.
advmod
so
So
ADV
RB
punct
,
,
PUNCT
,
case
for
for
ADP
IN
obl
Number=Sing
example
example
NOUN
NN
punct
,
,
PUNCT
,
nummod
NumForm=Word|NumType=Card
one
one
NUM
CD
nsubj
Number=Sing
dollar
dollar
NOUN
NN
acl
Tense=Past|VerbForm=Part
invest
invested
VERB
VBN
case
at
at
ADP
IN
nummod
NumForm=Word|NumType=Card
two
two
NUM
CD
compound
Number=Sing
percent
percent
NOUN
NN
obl
Number=Sing
interest
interest
NOUN
NN
case
for
for
ADP
IN
nummod
NumForm=Word|NumType=Card
two
two
NUM
CD
nmod
Number=Plur
year
years
NOUN
NNS
aux
VerbForm=Fin
will
will
AUX
MD
root
VerbForm=Inf
earn
earn
VERB
VB
nummod
NumForm=Word|NumType=Card
two
two
NUM
CD
obj
Number=Plur
cent
cents
NOUN
NNS
case
in
in
ADP
IN
det
Definite=Def|PronType=Art
the
the
DET
DT
amod
Degree=Pos|NumType=Ord
first
first
ADJ
JJ
obl
Number=Sing
year
year
NOUN
NN
punct
.
.
PUNCT
.
(ROOT (S (S (NP (DT The) (JJ second) (NN year)) (, ,) (NP (DT the) (NN money)) (VP (MD will) (VP (VB earn) (PP (IN to) (NP (NP (NN percent)) (PP (IN of) (NP (NP (CD one) (NN dollar)) (CC and) (NP (CD two) (NNS cents))))))))) (, ,) (, ,) (CC and) (S (ADVP (RB so) (RB on)) (, ,) (NP (DT That)) (VP (MD may) (RB not) (VP (VB seem) (PP (IN like) (NP (DT a) (NN lot)))))) (. .)))
The second year, the money will earn to percent of one dollar and two cents,, and so on, That may not seem like a lot.
det
Definite=Def|PronType=Art
the
The
DET
DT
amod
Degree=Pos|NumType=Ord
second
second
ADJ
JJ
obl:tmod
Number=Sing
year
year
NOUN
NN
punct
,
,
PUNCT
,
det
Definite=Def|PronType=Art
the
the
DET
DT
nsubj
Number=Sing
money
money
NOUN
NN
aux
VerbForm=Fin
will
will
AUX
MD
root
VerbForm=Inf
earn
earn
VERB
VB
case
to
to
ADP
IN
obl
Number=Sing
percent
percent
NOUN
NN
case
of
of
ADP
IN
nummod
NumForm=Word|NumType=Card
one
one
NUM
CD
nmod
Number=Sing
dollar
dollar
NOUN
NN
cc
and
and
CCONJ
CC
nummod
NumForm=Word|NumType=Card
two
two
NUM
CD
conj
Number=Plur
cent
cents
NOUN
NNS
punct
,
,
PUNCT
,
punct
,
,
PUNCT
,
cc
and
and
CCONJ
CC
advmod
so
so
ADV
RB
advmod
on
on
ADV
RB
punct
,
,
PUNCT
,
nsubj
Number=Sing|PronType=Dem
that
That
PRON
DT
aux
VerbForm=Fin
may
may
AUX
MD
advmod
not
not
PART
RB
conj
VerbForm=Inf
seem
seem
VERB
VB
case
like
like
ADP
IN
det
Definite=Ind|PronType=Art
a
a
DET
DT
obl
Number=Sing
lot
lot
NOUN
NN
punct
.
.
PUNCT
.
(ROOT (S (CC But) (PP (IN over) (NP (NN time))) (VP (VBZ is)) (VP (VBZ adds) (, ,) (PRT (RB up))) (. .)))
But over time is adds, up.
cc
but
But
CCONJ
CC
case
over
over
ADP
IN
obl
Number=Sing
time
time
NOUN
NN
cop
Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin
be
is
AUX
VBZ
root
Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin
add
adds
VERB
VBZ
punct
,
,
PUNCT
,
advmod
up
up
ADV
RB
punct
.
.
PUNCT
.
Many children first learn the value of money by receiving an allowance, The purpose is to let children learn from experience at an age when financial mistakes are not very costly, The amount of money that parents give to their children to spend as they wish differs, from family to family.  At first, young children may spend all of their allowance in no time, Lf they do this, they will learn the hard way that spending must be done within a budget, which demands choices between spending and saving, Older children may be responsible enough to save money for larger costs, like clothing or electronics.  But it is not a good idea to pay your child for work around the home, These jobs are a normal part of family life, Paying children to do extra work around the house, however, can be useful. It can even provide an understanding of how a business works.  Allowances give children a chance to experience the things they can do with money. They can share it in the form of gifts or giving to a good cause. They can spend it by buying things they want., Or they can save and maybe even invest it, Saving helps children understand that costly goals require sacrifice; you have to cut costs and plan for the future.  Many banks offer services to help children and teenagers, lean about personal finance. A savings account is an excellent way to lean about the power of compound interest.  Compounding works by paying interest on interest. So, for example, one dollar invested at two percent interest for two years will earn two cents in the first year. The second year, the money will earn to percent of one dollar and two cents,, and so on, That may not seem like a lot. But over time is adds, up.