No Borrower has taken any action that would give rise to any claim by any individual or entity for brokerage commissions, finder’s fees or similar payments relating to this Agreement and the transactions contemplated hereby other than as set forth on the attached Schedule 3(j) or as set forth in the Disbursement Instructions. No Borrower, and no other individual or entity, has conducted any “general solicitation,” as described in Rule 502(c) under Regulation D, with respect to the Note.