Each Borrower’s insurance coverage with respect to its properties, assets and business is reasonable and customary for entities engaged in similar lines of business in its geographic region and is in full force and effect. Such coverage includes (i) general liability insurance of at least $2.0 million, with a $10.0 million umbrella policy, and (ii) property and casualty insurance in an amount at least equal to the Owned Property Appraised Value (as defined below).