Borrowers shall be responsible for the payment of all reasonable fees (including attorneys’ fees) and out-of-pocket disbursements incurred by Lender (1) in connection with the preparation, execution, delivery, administration and enforcement of the Loan Documents; (2) in connection with enforcing, protecting or obtaining advice concerning its rights under the Loan Documents (including all attorneys’ fees and costs incurred in connection with bankruptcy or insolvency proceedings affecting any Borrower); and (3) in connection with any collection relating to the Loan Documents.  The foregoing covenant shall be enforceable without regard to whether or not any loan is made hereunder or is then outstanding hereunder.