With respect to (a) any date prior to the Investment Grade Covenants Date and (b) the Specified Acquisition Date, the Borrower maintains, and has caused all of its Subsidiaries to maintain, (i) all insurance policies sufficient for the compliance by each of them with all material Governmental Requirements and all material agreements and (ii) insurance coverage in at least amounts and against such risk (including, without limitation, public liability) as is consistent with sound business practice.