Regardless of whether you sign this Agreement, following the Retirement Date you will have the option to elect to continue your medical and dental benefits under the Consolidated Omnibus Reconciliation Act of 1985 (“COBRA”) for 18 months or other applicable COBRA continuation period. You will receive COBRA information from Acclaim Benefits, our COBRA Administrator, within fourteen (14) days of your last date of employment, which will include information regarding the payment of your portion of the premiums you will be required to pay for those benefits.  All other benefits including, but not limited to, PTO and holiday pay end on your last day of employment.  Your 401(k) benefits are governed by applicable plan documents.  See the discussion below related to the payment of COBRA premiums.