Holder may hire or pay someone else to help collect this Note if Maker does not pay, which amount Maker agrees to repay to Holder. This includes, subject to any limits under applicable law, collection costs and fees, Holder’s attorney’s fees and Holder’s legal expenses, whether or not there is a lawsuit, including attorney’s fees, expenses for bankruptcy proceedings (including effort to modify or vacate any automatic stay or injunction), and appeals. Maker also will pay any court costs, in addition to all other sums provided by law.