QC Holdings has provided to the CFC Parties a true and complete list of all insurance policies to which QFOC is a party, named insured or otherwise the beneficiary of coverage.  With respect to each such policy, to the knowledge of QC Holdings:  (i) the policy is valid and enforceable and in full force and effect immediately prior to the Closing; (ii) all premiums due have been paid; and (iii) no party to the policy has repudiated in writing any provision thereof.