The outstanding principal balance of this Note shall bear i nterest (computed on the basis of a 360-day year, actual days e l apsed) e i ther (i) at a fluctuating rate per annum determined by Bank to be seventy-five hundredths percent (0.75%) above Daily One Month LIBOR in effect from t i me to time, or (ii) at a fixed rate per annum determined by Bank to be seventy-five hundredths percent (0 . 75%) above LIBOR in effect on the first day of the applicable LIBOR Per iod. Bank is hereby authorized to note the date , pr i ncipal amount and interest rate applicable thereto and any payments made the reon on Bank's books and records (either manually or by electronic entry) and/or on any schedule attached to this Note , wh i ch notations shall be prima facie evidence of the accuracy of the information noted.