During the Term, Executive shall be eligible for a bonus and stock option program based upon Bank, Team and Individual performance and profitability. The bonus pool for Executive and his teams is discretionary, will be calculated at 7.5% of pre-tax income for the respective divisions, and will be determined by Executive for each employee of his divisions, including himself, subject to review and approval by the Compensation Committee of the Board. Benefits also include 401-k plan with match; health, dental, life and disability insurance; country club membership; and annual car allowance of $12,000, payable $1,000 monthly.