The Company has made available to Parent true and complete copies of all policies of insurance of the Company currently in effect, a list of which is attached as Schedule  3.19 . All of the policies relating to insurance maintained by the Company (or any comparable policies entered into as a replacement thereof) are in full force and effect and the Company has not received any notice of cancellation with respect thereto. The Company does not have any liability for unpaid premium or premium adjustments for such policies of insurance not properly reflected in the Financial Statements. All claims under any such policy or bond have been duly and timely filed. Schedule  3.19 describes any self-insurance arrangements affecting the Company. Except as set forth on Schedule  3.19 , there have been no claims made under any of the Company’s insurance policies at any time during the five year period prior to the date hereof. The Company has not received written notice from any insurer denying, disputing or reserving rights with respect to any claim (or coverage with respect thereto) made by the Company.