Distributor and Marketer shall maintain appropriate books of account and records, all in accordance with the generally accepted industry standards for the banking industry, in connection with its obligations pursuant to this Agreement for a period of not less than that required by Applicable Law for such records from the date last recorded or created. In addition to and notwithstanding the foregoing, to the extent either of Marketer or Distributor has sole possession of any Cardholder Data or other Program records required to be maintained by another Party pursuant to Applicable Law (“ Program Records ”), such Party (and its Affiliates or, in the case of Distributors, Mission Critical Third Parties) with possession shall maintain such Program Records in such form and for such time periods as required by Applicable Law. CBKC shall be provided with copies of the Program Records and any other information, reports and documents it reasonably requests from time to time from Distributor or Marketer (or its Affiliates) with regard to the Program(s), and such information shall be provided in accordance with CBKC’s commercially reasonable specifications and requirements, including, but not limited to, the timeframe and format in which such information, reports and documents must be provided. Distributor and Marketer shall ensure that it has ready access to all of its Program Records, including those maintained by an Affiliate, in order to comply with any request from CBKC pursuant to this Section. As between the Parties, all Program Records generated by Distributor, Marketer or any Affiliate related to the Program(s) or obligations pursuant to this Agreement shall be the property of CBKC.