This Amendment and the rights and obligations of the parties under this Amendment shall be governed by, and construed in accordance with, the law of the state of New York (INCLUDING SECTION 5-1401 OF THE GENERAL OBLIGATIONS LAW OF THE STATE OF NEW YORK), without reference to the conflicts or choice of law principles thereof THAT WOULD REQUIRE APPLICATION OF ANOTHER LAW BUT GIVING EFFECT TO FEDERAL LAWS RELATING TO NATIONAL BANKS.