This Note shall be binding on Maker and Maker’s successors, and shall inure to the benefit of Payee, its successors and assigns. Any reference to Payee shall include any holder of this Note. Section headings are for convenience of reference only and shall not affect the interpretation of this Note. This Note embodies the entire agreement between Maker and Payee regarding the terms of the Loan evidenced by this Note and supersede all oral statements and prior writings relating to the Loan.