The Bank by action of the Board of Directors, reserves the exclusive right to amend, modify or terminate this Plan. Any such termination, modification or amendment shall not terminate or diminish any present or future rights or benefits. The Bank shall give thirty (30) days’ notice, in writing, to the Participant prior to the effective date of any such amendment, modification or termination of this Plan. The Plan may be amended or terminated only if the amendment or termination occurs in accordance with the requirements of Section 409A.