Borrower shall pay and discharge, or cause to be paid and discharged, when due, all taxes, assessments and other governmental charges upon the Project as well as claims for labor and materials which, if unpaid, might become a lien or charge upon the Property.  However, a tax, assessment, government charge or construction lien claim need not be paid as long as both:  (1) Borrower is contesting such payment in good faith by appropriate proceedings which will avoid foreclosure of liens securing such items; and (2) sufficient funds are deposited with Lender to assure prompt disposition of such claims and protection of Lender’s interests.  At the request of Lender, upon the occurrence of an Event of Default, or as otherwise set forth herein, Borrower shall pay, or shall cause Guarantor to pay, to Lender in escrow an amount (in monthly fractional payments), which Lender estimates to be sufficient to enable Lender to pay at least thirty (30) days before they become due all taxes, assessments, and other similar charges levied against the Property.  In such event, upon demand, Borrower will pay, or cause Guarantor to pay, to  Lender such additional amounts as are necessary to enable Lender to pay these items in full when due.  Lender may commingle escrowed funds with Lender’s general funds.  No interest will be paid on escrowed funds.  Lender shall not be obliged to make a payment for each purpose more than once a year.  Lender may make such payments by delivering a check to Borrower that is made payable to the order of the appropriate tax collecting authority or official or insurer.  Borrower will pay or cause Guarantor to pay any amount by which the actual taxes or assessments exceed the amount collected in escrow by Lender.  Lender will have no liability for under-estimating any such amounts.