Notwithstanding any other provision of this Agreement to the contrary, the Employee may voluntarily terminate his employment under this Agreement if upon the occurrence of or within twenty-four (24) months following such Change in Control of the Bank or the Company an event constituting a Constructive Discharge has occurred.  If an event constituting a Constructive Discharge shall occur, the Employee shall be entitled to voluntarily terminate employment within ninety (90) days of such Constructive Discharge and completion of a thirty (30) day cure period by the Bank (unless waived), and shall be entitled to the payments and benefits set forth in Section 10(a) hereof.  All amounts payable to the Employee under this Section 10(b) shall be paid in the same manner as required under Section 10(a) hereof.