Section 4.26(a) of the EnTrust Disclosure Schedule lists the liability, property and casualty, workers’ compensation, directors’ and officers’ liability, key man, surety bonds, and other insurance contracts or policies (collectively, the “ Insurance Policies ”) that insure the business of the EnTrust Entities or the employees, trustees, directors or officers of the EnTrust Funds. Such Insurance Policies are adequate to protect such business and the amounts of coverage maintained by the EnTrust Entities are commensurate with amounts customarily carried by Persons conducting business similar to the business of the EnTrust Entities, of similar size and financial condition. The EnTrust Contributor has reasonably determined in good faith that such Insurance Policies are valid and binding, in full force and effect, and enforceable according to their terms, except as enforceability may be limited by applicable Enforceability Limitations. The premiums due and payable under such Insurance Policies have been paid, in compliance with their terms and conditions, and none of the EnTrust Entities has reason to believe that any insurer would not renew any such Insurance Policy on substantially the same terms and conditions. There are no historical gaps in insurance coverage maintained by the EnTrust Entities and current coverage limits under such Insurance Policies are not significantly diminished as a result of claims paid. Section 4.26(b) of the EnTrust Disclosure Schedule sets forth a list of all material claims, if any, made by any EnTrust Entity during the past three (3) years against an insurer in respect of coverage under any Insurance Policy or other insurance policy maintained by any EnTrust Entity during such period, and there have been no denials of claims nor reservation of rights letters with regard to such claims.