The Land Holding Companies are the beneficiaries of the insurance policies described on Schedule 10.14 attached hereto (each an “ Insurance Policy ” and together the “ Insurance Policies ”).  The Insurance Policies are in full force and effect and all premiums due on such Insurance Policies have been paid.  No written notice of cancellation, non-renewal, disallowance or reduction in coverage or claim or termination, nor any written notice of breach or default under any Insurance Policy, has been received by Seller or the Land Holding Companies and no such action has been threatened.