Grantor will keep or cause to be kept the Improvements and Personal Property insured against such risks, and in the manner, described in subsection 6.5 of the Credit Agreement and shall purchase such additional insurance as may be required from time to time pursuant thereto. Federal Emergency Management Agency Standard Flood Hazard Determination Forms will be purchased by Grantor for each Property on which Improvements are located. If any portion of Improvements constituting part of the Property is located in an area identified as a special flood hazard area by Federal Emergency Management Agency or other applicable agency, Grantor will purchase flood insurance on such terms and in such amounts as required by The National Flood Insurance Reform Act of 1994, as amended from time to time, or as otherwise required by Beneficiary pursuant to the Credit Agreement.