For the purposes of this Agreement, notices and all other communications provided for in this Agreement shall be in writing and shall be deemed to have been duly given when (i) delivered by hand, (ii) otherwise delivered against receipt therefore, or (iii) sent by overnight courier, signature required.  In addition, transmission by facsimile, email or other form of electronic transmission, each against receipt therefore, shall be deemed to constitute due and sufficient delivery.  All notices to the Employer shall be directed to the attention of the Employer at 1365 Palisade Avenue, Fort Lee, New Jersey 07024, Attention: Compensation Committee Chairman, with a copy to the Secretary(ies) of the Bancorp and the Bank and to the Chairman of the Board of the Bank. All notices to the Executive shall be directed to Executive’s personal residence address noted in the Employer’s human resources records. All notices and communications shall be deemed to have been received on the date of delivery thereof.