(a) Except as otherwise specified herein or if the context may otherwise require, capitalized terms not defined in this Agreement shall have the respective meanings assigned such terms set forth in Appendix A to the Sale and Servicing Agreement, dated as of the date hereof (the “ Sale and Servicing Agreement ”), by and among the Depositor, HCA, as seller and servicer, Hyundai Auto Receivables Trust 2016-B, as issuer and Citibank, N.A., as indenture trustee (the “ Indenture Trustee ”).