Seller will up to and including the Closing Date maintain in full force and effect the existing policies of insurance of the Total Assets. The Business and the Total Assets will remain at the risk of Seller to the Closing Date. In the event of loss, Buyer may elect to complete the purchase of the Shares, or may cancel this Agreement and any monies paid to Seller will be returned to Buyer. Seller will cause Company to terminate coverage of the insurance policies of Company as of 12:01 a.m. of the day following the Closing Date.