Schedule 4.5.3 lists all insurance policies maintained by Seller and applicable to the Business or the Purchased Assets and identifies the following information for each such policy: underwriter, coverage type, expiration date, coverage amount, deductible and whether claims made or occurrence based. All such policies are in full force and effect and all premiums have been paid. Seller is not, and has not been at any time, subject to Liability as a self-insurer (other than any deductible). Schedule 4.5.3 also sets forth a description of all claims pending under such insurance policies during the past three (3) years.