not precluded from maintaining “an action in its own name to recover its unpaid attorney’s fees merely because, by the workings of an independent agreement between [insured] and [attorney], [the insured] may be relieved of all or part of its obligation to pay those fees”); Colpan Realty Corp. v. Great Am. Ins. Co., 83 Misc.2d 730, 373 N.Y.S.2d 802, 805 (N.Y.Sup.Ct.1975) (“If defendant is in fact obligated to pay for legal expenses involved it must pick up the tab whether plaintiff paid it or not. There is no logical reason to require plaintiff to advance money it is not obligated to pay as a condition to obtaining payment from the party responsible for the obligation in the first place.”); cf. Jamar v. Patterson, 910 S.W.2d 118, 123-24 (Tex.App.-Houston [14th Dist.] 1995, writ denied) (<HOLDING>); O’Connell v. O’Connell, 843 S.W.2d 212, 220
holding attorney fees may be allowed for expenses incurred for default holding that recovery for medical expenses incurred as result of accident depends on proof of necessity and reasonableness holding that an award for medical expenses is proper when the expenses have been incurred but not paid holding that debtors have the burden of proving that other necessary expenses on form b22c are actual reasonable and necessary expenses and that these expenses should be considered in light of schedule j and other relevant evidence holding imputation was not proper when the record did not show that such expenses had been incurred in the past