individuals “whose interests or whereabouts could not with due diligence be ascertained” and noting that it is reasonable to dispense with actual notice to claimants "whose interests are either conjectural or futu the term "claim” is defined broadly to include, inter alia, "right to payment, whether or not such right is reduced to judgment, liquidated, unliquidated, fixed, contingent, matured, unmatured, disputed, undisputed, legal, equitable, secured, or unsecured....” 11 U.S.C. § 101(5)(a) (emphasis added). 11 . Bankruptcy debtors are required to prepare and submit a list or schedule of creditors with an initial bankruptcy petition so that appropriate notice can be provided to those creditors. 11 U.S.C. § 521. 12 . See In re CareMatrix Corp., 306 B.R. 478, 486 (Bankr.D.Del.2004) (<HOLDING>) (citations omitted); In re Kewanee Boiler
holding plan properly vacated with respect to chapter 13 creditor who received actual notice of proceedings but did not receive adequate notice that court would value secured claim at the confirmation hearing recognizing need to balance interests of debt or and creditor in determining nature of protection to be afforded creditor holding in the instant case although creditor obtained relief from the automatic stay it failed to object or appeal from the confirmation order accordingly creditor is bound by the confirmation order holding that creditor with notice of bankruptcy could have objected to confirmation of chapter 13 plan in order contest treatment of claim recognizing that when a creditor does not receive adequate notice the creditor is not bound by the confirmation order