of the transaction or upon the sale of the property, whichever occurs first, notwithstanding the fact that the information and forms required under this section or any other disclosures required under this part have not been delivered to the obligor.” 15 U.S.C. § 1635(f); see also 12 C.F.R. § 226.23(a)(3) (“If the required notice or material disclosures are not delivered, the right to rescind shall expire 3 years after consummation, upon transfer of all of the consumer’s interest in the property, or upon sale of the property, whichever occurs first.”). Because plaintiff commenced the instant action more than three years after signing his loan documents, his TILA rescission claim is time-barred. Beach v. Ocwen Federal Bank, 523 U.S. 410, 412, 118 S.Ct. 1408, 140 L.Ed.2d 566 (1998) (<HOLDING>); Miguel v. Country Funding Corp., 309 F.3d
recognizing that a claim under mcl 6002932 includes all actions to decide interests in land even when the claim involves fraud or rescission and holding that the 15year period of limitations applies to such an action rather than the shorter periods applicable to typical claims for fraud and rescission holding that absent a collective bargaining agreement which extends the employment period past the end of a particular voyage a seaman is entitled to unearned wages until the end of the voyage holding that   1635f completely extinguishes the right of rescission at the end of the 3year period holding that the disqualification order is an issue completely independent of the merits of the action holding elements of rescission are 1