creditor had neither actual or constructive notice of the sales contract. However, as explained by the Fields Motor court in its opinion, the basis for this conclusion was that, under the law at that time, conditional sales contracts were in the nature of chattel mortgages, which were perfected merely by filing or lodging the appropriate documents with the clerk. Id. at 1004-1005. Thus, it was not surprising that the court concluded A., 946 S.W.2d 196, 198 (Ky.App.1996) (“[A]s to any property for which a certificate of title is required by KRS Chapter 186A, a security interest in that property may be perfected or discharged only by a notation in that vein on the certificate of title.”); Frank v. Second Nat’l Bank of Saginaw (In re Gilbert), 82 B.R. 456, 458 (Bankr.E.D.Mich.1988) (<HOLDING>). 8 . The dissent attempts to distinguish Baker
holding that the choice of law rules of pennsylvanias revised article 9 directs a trial court to apply the substantive local laws of the perfection state to determine whether  a security interest was perfected thus florida law controlled the perfection of a security interest recognizing that in 1982 kentucky converted to a new title system for motor vehicles under which the secured creditor must perfect its security interest by noting the lien on the certificate of title to the motor vehicle holding security interest enforceable at time of creation when state statutory law silent on perfection holding that kansas law provides that perfection of a purchase money lien in a motor vehicle absent the filing of an nosi occurs when the electronic title and notation of the lenders lien thereon issues recognizing kentucky as a state where actual notation of the secured partys lien on the certificate of title is a prerequisite for perfection of a security interest in a motor vehicle