be substantively unconscionable. But in Jones, the Court struck down a one-sided arbitration provision in a short-term loan agreement which allowed the lender to enforce its rights in the circuit court but required the borrower to submit any counterclaims to arbitration. 696 N.W.2d at 220. Only one of the cases plaintiffs cite involves a franchise agreement. In Bolter v. Superior Court, 87 Cal.App.4th 900, 104 Cal.Rptr.2d 888 (2001), the Court struck down an arbitration clause in a franchise agreement that required the California franchisees to arbitrate their claims against the franchisee in Utah. All of the other cases upon which plaintiffs rely, however, involve consumer credit card or purchase agreements. See Coady v. Cross Country Bank, Inc., 299 Wis.2d 420, 729 N.W.2d 732 (2007) (<HOLDING>); Powertel v. Bexley, 743 So.2d 570
holding that an arbitration provision in a credit card cardholder agreement was not unconscionable holding an entire arbitration clause is void and arbitration cannot be compelled where contract contained unconscionable clause and has a nonseverability clause holding arbitration clause in credit card agreement unconscionable holding that an arbitration clause was not unconscionable because it did not unreasonably favor the defendants holding that a credit card arbitration provision presented in a takeitorleaveitmanner was not unconscionable