Inc., 332 S.W.3d 184, 193 (Mo.App.2010) (claim not barred by economic loss doctrine when client sued in tort and alleged a breach of fiduciary duty that arose from the special relationship of parties as broker-insured). 5 . "Once an agency relationship has been established, a fiduciary relationship arises as a matter of law.” A.G. Edwards & Sons, Inc., 978 S.W.2d at 395. 6 . Zeff Dist. Co. v. Aetna Cas. & Surety Co., 389 S.W.2d 789, 795-96 (Mo.1965), quoting Am. Jur. 562 Insurance § 164 (1965) ("An agent or broker who undertakes to procure insurance in accordance with instructions impliedly undertakes to give notice to the [client] in the event of his failure to procure such insurance.”); Busey Truck Equip., Inc. v. Am. Family Mut. Ins. Co., 299 S.W.3d 735, 738-39 (Mo.App.2009) (<HOLDING>). 7 . Although State ex rel. PaineWebber, Inc.
holding that independent insurance investigators owe a duty of care to the insured as well as to the insurer to conduct a fair and reasonable investigation of an insurance claim because insured could be harmed financially if investigations were performed negligently holding that an agent breaches its duty to use reasonable care and diligence in procuring insurance when it fails to provide an insurance policy that covers the contents of the insureds business as the insured had requested holding that insureds widow as beneficiary of life insurance policy had standing as an injured person under the insurance code holding that even if an insurance broker is the agent of the insurance company for purposes of soliciting and procuring the policy that would not necessarily make the broker the agent of the insurance company for the purpose of receiving notice of suits and claims holding that an insurance agent who does not procure the insurance coverage requested breaches his or her duty suggesting a negligence claim