§§ 523(a)(2)(A) and (C). A. 11 U.S.C. § 523(a)(2)(A) The Eleventh Circuit Court of Appeals has held that a credit card issuer cannot prevail under § 523(a)(2)(A) on allegations of false pretenses or false representations if the creditor faded to revoke the credit privileges of the debtor prior to the bankruptcy filing. First Nat’l Bank of Mobile v. Roddenberry, 701 F.2d 927 (11th Cir.1983). Here, Plaintiff concedes that despite Defendant’s unusual charging habits, Plaintiff did not revoke Defendant’s credit privileges until after Defendant filed his Chapter 7 petition. Thus, Plaintiff must prove by a preponderance of the evidence that the charges and the cash advances were procured through actual fraud. Grogan v. Garner, 498 U.S. 279, 291, 111 S.Ct. 654, 661, 112 L.Ed.2d 755 (1991) (<HOLDING>). “To successfully bring an action under §
holding that the standard of proof for the dischargeability exceptions in 11 usc  523a is the preponderance of the evidence standard holding that the standard of proof in revocation proceedings is a preponderance of the evidence holding that the standard of proof for dischargeability actions is the preponderance of the evidence standard holding that the proper standard of proof is preponderance of the evidence holding that the standard of proof for dischargeability exceptions under section 523a is preponderance of the evidence