B.R. 579 (Bankr. W.D.Va.2007) (chapter 13); In re Buck, 2007 WL 4418145 (Bankr.E.D.Va.2007) (chapter 13); In re Megginson, 2007 WL 2609783 (Bankr.D.Md.2007) (chapter 7); In re Crews, 2006 WL 3782865 (Bankr.M.D.N.C.2006) (chapter 13); In re Prince, 2006 WL 3501281 (Bankr.M.D.N.C.2006) (chapter 7). 8 . No court of appeals appears to have yet ruled on the issue, and the only reported decisions to the contrary within the Fourth Circuit are In re Edmunds, 350 B.R. 636, 644 (Bankr.D.S.C.2006) (above-median income chapter 13 debtors not allowed to deduct payments on vehicle they intended to surrender); In re Ray, 362 B.R. 680 (Bankr.D.S.C.2007) (chapter 7 debtors could not deduct payments on motorcycle and RV they intended to surrender); and In re McPherson, 350 B.R. 38 (Bankr.W.D.Va.2006) (<HOLDING>). 9 . Since this is a chapter 7 case, not a
holding that projected disposable income for an abovemedian income debtor would not include a deduction for contractual payments on undersecured debt that the debtor would not actually be required to pay because the plan bifurcated the claim or surrendered the collateral holding that for abovemedian income debtors projected disposable income calculated on form b22c is the starting point but not the ending point in determining debtors correct minimum obligation and both income and expenses must be determined as of date of confirmation holding that projected disposable income for abovemedian income debt or is not fixed by means test calculation that includes expenses that would not actually be incurred under plan such as car payments for car to be surrendered holding that projected disposable income for abovemedian debtors is disposable income as defined by  1325b holding that a debtors disposable income as calculated under 11 usc  1325b2 is not the same as a debtors projected disposable income but that it can be used as the presumptive projected disposable income