extent recognized by applicable nonbankruptcy law; 11 U.S.C. § 1325(a)(5). Courts believing that this statute prohibits lien avoidance in chapter 20 cases have focused on Section 1325(a)(5)(B)(i). “Code section 1325(a)(5) requires that [the chapter 13 plan] provide that the holder of a secured claim retain the lien securing the claim until the earlier of the payment of the underlying debt determined under nonbankruptcy law or discharge under section 1328.” Fenn, 428 B.R. at 500. If the debtor is not eligible for a chapter 13 discharge due to a previous chapter 7 discharge, the avoidance cannot occur, because lien “avoidance occurs at discharge.” Id. Considering the statutory text, it would seem that a prerequisite to the application of Section 1325(a)(5)(B) is that t ankr.E.D.Cal.2011) (<HOLDING>). Accordingly, these unsecured creditors’
holding that where there was no value in the collateral to secure the claim after application of section 506a creditor did not hold a secured claim and therefore lacked basis for asserting rights under 11 usc  1325a5 holding that if claim is not an allowed secured claim pursuant to section 506a by its terms section 1325a5b is inapplicable holding that because creditors claim was unsecured after application of section 506a and because section 1325a5 does not apply to unsecured claims creditors lien could properly be avoided holding that the meaning of allowed secured claim in  506a does not determine the meaning of allowed secured claim in  506d holding that by virtue of section 1325a5 holder of secured claim retains the lien until the underlying debt is paid in full