December 16,1990, at H9 (“in the current economic uncertainty, the possibility [of an insurance company becoming insolvent] can no longer be overlooked”); Floyd, “Market Place: Failing Insurers’ Bailout Cost Rises,” New York Times, November 15, 1988, at D8, col. 3 (estimates of costs of saving failing insurance companies have soared from $82,000,000 in 1984 to $917,000,000 in 1987). Although the size of the accumulated unpaid debt of the Joint Underwriting Association is deplorable, the failure or withdrawal of insurance companies providing coverage in this state would prove even more damaging. Therefore, it is imperative that insurance companies actually receive a “fair and adequate rate of return” within a reasonable period of time. Cf Helmsley, supra, 78 N.J. at 242, 394 A.2d 65 (<HOLDING>). Neither the insurance company nor this
holding that the discovery of evidence of crimes in the course of an otherwise proper administrative inspection does not render that search illegal or the administrative scheme suspect holding that exhaustion is required even where the relief sought is not available in the administrative process holding a pervasive regulatory scheme shows that the legislature intended the administrative remedy to be exclusive holding that a more moderate regulatory scheme ie one that does not attempt to keep investors returns at the constitutional minimum must be adopted where the governing body is not prepared to support a sophisticated administrative relief system providing for prompt fair and efficacious processes holding that an inmate seeking only money damages must complete any prison administrative process capable of addressing his complaint and providing some form of relief even if the process does not provide for the recovery of monetary relief