F.2d 178, 184 (6th Cir.1992) (stating that “the bare purchase of insurance ... may be evidence of the existence of an ERISA plan”); Kidder v. H & B Marine, Inc., 932 F.2d 347, 353 (5th Cir.1991) (“[P]ayment of premiums on behalf of ... employees is ‘substantial evidence that a plan, fund or program was established.’ ”) (quoting Donovan, 688 F.2d at 1373); Memorial Hosp. Sys. v. Northbrook Life Ins. Co., 904 F.2d 236, 241 (5th Cir.1990) (“[Employer] established and maintained the plan by purchasing the policy and paying the premiums directly to [the insurance company], [Employer’s] employees contributed, through payroll deductions, one-half of the monthly premium payments made to [the insurance company]; [the employer] paid the other half.”); cf. Brundage-Peterson, 877 F.2d at 510-11 (<HOLDING>). In Randol v. Mid-West National Life Insurance
holding that the employer created an erisa plan when it 1 paid for the employees insurance 2 contracted with the insurance company for coverage and eligibility requirements and 3 collected and remitted the employees dependents premiums holding that plaintiff could recover medical fees not actually paid by the insurance company pursuant to an insurance contract holding administrative program shown where employer endorsed plan in company booklet referring to it as our plan employed fulltime plan administrator collected payments from employees and remitted payments to insurer holding an insurance company waived the right to rescind coverage when it continued to accept premiums with knowledge of grounds for rescission holding that coverage arguably existed under an insurance policy for claims against an employer and employees for an alleged assault and battery of bar patrons and that the insurer had a duty to defend