that the amendment eliminating the forty-five-day limit “was intended only to eliminate an artificial time limit, and no more[,]” so that the provisions of the Code would comport with normal trade credit cycles which often exceeded the forty-five day period. Id. It therefore held that the debtor’s payments to the bank on its long-term loans were not covered under § 547(c)(2), because long-term loans “are not [within] the ordinary course of business of the debtor within the meaning of Section 547(c)(2).” See also Ragsdale v. Citizens & So. Nat’l Bank (In re Control Elec., Inc.), 91 B.R. 1010, 1016-17 (Bankr.N.D. Ga.1988); Gosch v. Burns (In re Finn), 86 B.R. 902, 906 (Bankr.E.D.Mich.1988). But see Rinn v. MTA Employees Credit Union, Inc. (In re Butler), 85 B.R. 34, 36 (Bankr.D.Md.1988) (<HOLDING>). As our discussion above indicates, we believe
holding commercial franchises are not covered by new jersey consumer fraud act because they are businesses and not consumer goods holding one of the trustees duties is to investigate the financial affairs of the debtor holding that the phrase statement respecting the debtors  financial condition should be narrowly interpreted holding that student loans for debtors sons education were for family purposes and should be considered consumer debt holding that longterm loans are unquestionably within a consumer debtors ordinary financial affairs