may have violated the MVI-SA’s disclosure provisions. As noted above, retail sellers in Texas are required to disclose to a consumer a payment schedule, including the number, amounts, and timing of payments scheduled to repay the obligation. Tex. Fin.Code Ann. § 348.009; see also 12 C.F.R. § 226.18. The underlying lawsuit alleges, among other things, that Wink “charg[ed] more periodic payments than required to pay off the loan.” By disclosing a payment schedule that instructed its customers to make more periodic payments than they were obligated to make, Wink arguably made an inaccurate or misleading disclosure to its customers. When a seller discloses the required terms relating to a transaction, it must do so accurately. See Roberts v. Fleet Bank, 342 F.3d 260, 266 (3rd Cir.2003) (<HOLDING>); Smith v. Chapman, 614 F.2d 968, 977 (5th
holding that the requirements of title iii apply and must be satisfied holding that the federal action at issue must be authorized holding that the federal register notice requirements do not apply to federal criminal statutes holding federal sentencing guidelines are subject to jury trial requirements of sixth amendment holding creditors must accurately disclose the federal tilas requirements