terms accident and accidental are incredibly elusive,” and that “few issues so confound courts as determining when deaths are to be considered accidents for purposes of insurance policies affording accidental death coverage”); Gary Schuman, “Dying Under the Influence: Drunk Driving and Accidental Death Insurance,” 44 Tort Trial & Ins. Prac. L.J. 1, 2 (Fall 2008) (noting that courts and insurance underwriters, for 150 years, “have attempted to answer th[e] apparently simply question” of “what is an ‘accidental bodily injury’ ”; further noting that “[tjhere probably is no ‘ordinary’ meaning of ‘accident’ upon which everyone can agree, at least in the context of accidental death insurance or benefit plans”). But cf. McLain v. Metro. Life Ins. Co., 820 F.Supp. 169, 170-71, 176 (D.N.J.1993) (<HOLDING>). Because we are reviewing MetLife’s denial of
holding that an insureds personal belief that he was not liable for an accident provided no basis for submitting the question of the reasonableness of his delay in notification to a jury when the insured knew the day after the accident that it had been claimed that the cable he had installed had caused the accident holding that where the dispositive issue in an administrative proceeding was whether an accident occurred as the plaintiff alleged it did collateral estoppel did not bar litigation of whether the accident was workrelated because that issue had not yet been litigated holding that trial court erred in excluding from evidence the application for social security benefits that the plaintiff made eight months prior to the accident at issue in which he described in detail his inability to work which was probative in establishing the plaintiffs condition prior to the accident and stating that since the plaintiff was denied social security benefits  there was no collateral source holding that an intended damages exclusion was in pari materia with language in the policy defining an occurrence under the policy as an accident holding in ease addressing whether acute reaction to cocaine was an accident for purposes of ad  d benefits term accident as used in the ad  d policy was not ambiguous