to a third party for resolution without recourse to the courts, and both procedures are creatures of contract. See Teachworth, 898 F.2d at 1061-62. Nonetheless, there are significant differences between arbitration and appraisal. See id. An arbitration may encompass the entire controversy between the parties or it may be tailored to certain legal or factual disputes. See id. By contrast, an appraisal determines only the amount of loss, without resolving issues such as whether the insurer is liable under the policy. See In re Allstate Cnty. Mut. Ins. Co., 85 S.W.3d at 195; Scottish Union & Nat’l Ins. Co., 8 S.W. at 631; Fraiman, 514 S.W.2d at 344-45; Teachworth, 898 F.2d at 1061-62. Thus, statutes governing arbitration do not apply to appraisals. See Fraiman, 514 S.W.2d at 344-45 (<HOLDING>); Teachworth, 898 F.2d at 1061-63 (holding that
holding that since appraisal is analogous to arbitration  we apply principles of arbitration law to this dispute regarding an insurance policy appraisal clause holding texas arbitration act did not apply to appraisal provision in insur ance policy holding that because appraisal is analogous to arbitration the court would apply principles of arbitration law to this dispute regarding an insurance policy appraisal clause holding order denying arbitration appealable under texas law and stating that although the faa also permits a party to appeal from an interlocutory order denying a request to compel arbitration federal procedure does not apply in texas courts even when texas courts apply the federal act footnote omitted holding that a dispute arising out of an insurance policy was not covered by the arbitration provision in the parties separate premium payment agreement because if the party had intended to subject this dispute to the arbitration provision it could easily clearly and unequivocally have done so either by including an arbitration provision in the insurance policy itself or by adding to the above arbitration provision