the effect of the Sworn Statement in Proof of Loss. The purpose of a proof of loss is to advise the insurer of facts surrounding the loss for which a claim is being made, and to afford the insurer an adequate opportunity to investigate, to prevent fraud, and to form an intelligent estimate of its rights and liabilities. Great Central Ins. Co. v. Cook, 422 S.W.2d 801, 806 (Tex.Civ.App.-Dallas 1967, no writ); 13 Couch on InsuRance § 186:22 (3d ed. 2003). Statements made in proofs of loss are not conclusive as to the claimant, provided they were made in good faith and without an intent or attempt to defraud the insurer. Cook, 422 S.W.2d at 806; 13 Couch on Insurance § 197:14 (3d ed. 2003); see Supreme Lodge, K of P. v. Beck, 181 U.S. 49, 55, 21 S.Ct. 532, 534, 45 L.Ed. 741 (1901) (<HOLDING>); Stevens v. State Farm Fire and Cas. Co., 929
holding that statements in proof of loss are not conclusive claimant could explain statements holding that only deliberate clear and unequivocal statements can constitute conclusive judicial admissions holding rule 16 does not apply to oral statements other than statements of the defendant holding that defendant could not be liable for distributing defamatory statements unless it knew or had reason to know of statements holding that the burden of proof is on the claimant