(quotation omitted). This is because an insured reasonably expects to be covered during the policy period, but has no reason to seek indemnification until an injury actually occurs, even if the proximate cause of the injury occurred earlier in time. As for the place of an occurrence, which is typically disputed when coverage is limited to a particular territorial jurisdiction or work site, we held that “[t]he location of an ‘occurrence’ is determined by the place where the injury happened; it does not matter that a precipitating event took place elsewhere.” Id. Salazar naturally examined the time and place of the injury to determine whether there was an occurrence because only if there is an injury can there be any possibility of an occurrence. See Appalachian Ins. Co., 676 F.2d at 62 (<HOLDING>). Hence, we focused our analysis on the
holding that a coa is a jurisdictional prerequisite recognizing that injury is a prerequisite to liability holding that proof of racketeering was not a separate prerequisite to criminal liability under the hobbs act holding that the basis of liability is negligence and not injury holding no liability under false claims act unless certification prerequisite to payment