citizens of Alabama for purposes of the diversity jurisdiction analysis. This narrow and specialized statute provides in pertinent part: In any direct action against the insurer of a policy or contract of liability insurance, whether incorporated or unincorporated, to which action the insured is not joined as a party-defendant, such insurer shall be deemed a citizen of the State of which the insured is a citizen. Andalusia and Hughes, who are insureds but not parties defendant, contend that a realignment of Lane will make the case into a direct action by Lane against the insurers, and because it is one in which the insureds are not joined as parties defendant, diversity would be destroyed by § 1332(a)(1). This contentio d.2d 73 (1974). But where the s 13 F.Supp. 367, 371 (D.Conn.1970) (<HOLDING>), rev’d on other grounds, 456 F.2d 282 (2d
holding action by insured against his own insurer under uninsured motorist provisions of policy not a direct action within section 1332c proviso holding that insured cannot bring an action against its insurer for bad faith failure to settle a claim in the absence of an excess verdict holding action by judgment creditor of insured against insurer for bad faith failure to settle claim against insured not a direct action within section 1332c proviso holding that insured may recover attorneys fees from insurer where insurer acts in bad faith holding that a negligence claim against an insured and a bad faith claim against the insurer are not separate as the first must be proved to prevail on the second