has not, in fact, regulated the conduct in question. “The basic difference between the federal and state laws is that the Truth in Lending [Act] is a disclosure law whereas the [Louisiana Consumer Credit Law] governs the essentials of. the transaction itself.” Reliable Credit Corp. v. Smith, 418 So.2d 1311, 1314 n. 2 (La.1982); see also Dengel v. Hibernia Nat. Bank of New Orleans, 539 So.2d 947, 949 (La.Ct.App.1989) (“Both sides agree that Louisiana has no disclosure requirements.”); Kathleen M. Overcash, Note, Usury and Consumer Credit Law in Louisiana, 53 Tulane L. Rev. 1439, 1462-63 & n. 175 (1979). As TILA and state law were enacted for different purposes to serve different ends, no direct impairment exists. See also United States v. Cavin, 39 F.3d 1299, 1305 (5th Cir.1994) (<HOLDING>). Finally, CCIA presents the Louisiana Unfair
holding that the mccarranferguson act which bars application of a federal law in the face of a state law enacted for the purpose of regulating the business of insurance did not preclude the concurrent assertion of the federal rico statute and nevada insurance law holding that the mccarran act did not strip federal court of jurisdiction over a criminal prosecution for mail fraud by operators of an insurance business even though louisiana state insurance regulators also sought criminal convictions for the same conduct holding that federal criminal statutes subjecting native americans to federal prosecution did not violate equal protection even though they arguably lessened the burden the prosecution would have had under state law holding that exercise of jurisdiction over plaintiffs state law claims was proper on the basis of supplemental jurisdiction even though the plaintiffs had erroneously claimed diversity jurisdiction because a legitimate federal question was also presented and the state law claims formed part of the same case or controversy as the federal claim holding that the court of federal claims lacked jurisdiction over claims arising from the violation of a criminal statute