the application which either the debtor or the creditor makes of a payment, and neither the debtor nor the creditor need apply the payment in the manner most beneficial to such persons. 60 Am.Jur.2d Payment § 126 (1987); see also Mid-Continent Supply Co. v. Atkins & Potter Drilling Corp., 229 F.2d 68, 69 (10th Cir.1956) (stating “it is the general rule that where a creditor holds different obligations of a debtor, some of which are endorsed or otherwise guaranteed by third parties, ..., unless otherwise directed by the debtor, the creditor may apply the proceeds of a general payment made by the debtor to the obligation or obligations not endorsed or otherwise guaranteed by third parties”); R.L. Redfearn v. Citizens & Southern National Bank, 122 Ga.App. 282, 176 S.E.2d 627, 630 (1970) (<HOLDING>). In her Opening Brief, Lorrin alleges that
holding that where a security agreement contained collateral other than collateral for which creditor advanced funds to debtor since it secured antecedent debts as well as new debt and the agreement provided that the security interest secured payment and performance of the debtors present and future debts to the creditor the creditor did not have a pmsi and the debtors could avoid the creditors lien on collateral claimed as exempt holding that although a corporate officer is not presumed to be personally liable for corporate debts the officer may expressly bind himself or herself to be answerable for such debts holding that the code excepts from discharge debts resulting from agreements by the debtor to hold the debtors spouse harmless on joint debts to the extent those debts are in the nature of alimony maintenance or support holding where a debtor does not exercise hisher right to designate which one of several debts to which a payment should be applied creditor may apply payment as he she chooses even if there is a surety or guarantor liable on one of the debts holding that when a creditor on multiple debts applies an undesignated partial payment by the debtor to a debt on which the statute of limitations has not yet run the payment tolls the statute of limitations on that debt