we cannot rewrite the policy or revise its provisions to avert what the parties perceive to be unfavorable consequences that might flow from our interpretation and construct . The Texas legislature has delegated to the State Board of Insurance the duty to promulgate a standard and uniform insurance policy for private passenger automobiles. See Tex. Ins.Code Ann. § 5.06(1) (Vernon Supp.2000). "A contract or agreement not written into the application and policy is void and of no effect and in violation of the provisions of this sub-chapter, and is sufficient cause for revocation of license of such insurer to write automobile insurance within the State.” Tex Ins.Code Ann. § 5.06(2) (Vernon Supp.2000). All insurers writing insurance 43, 744 (Tex.Civ.App.—Galveston 1928, writ dism’d w.o.j.) (<HOLDING>). 19 . Webster’s Third New International
holding that unless the collision resulted in a total loss the measure of recovery is the difference between the fair market value of the vehicle in the condition in which it was immediately prior to the collision and its value thereafter holding the measure of damages is the difference between the value of the automobile prior to the upset and its value when prepared and presented to the plaintiff for acceptance holding that the basis of liability is negligence and not injury holding it against public policy for a common carrier to stipulate for exemption of liability in the event its negligence results in injury to its passengers holding the measure of damages in a negligence action is the reasonable necessary cost of restoring the injured automobile to its condition prior to its injury thereby giving it the same value it possessed immediately before its injury