the material was deposited in the landfill, which was perfectly legal and authorized by all regulatory bodies at the time, but at the time that components of the dumped materials leached out of the landfill and caused injury to the groundwater. Quincy Mut Fire Ins. Co. v. Borough of Bellmawr, 338 N.J.Super. 395, 402-04, 769 A.2d 1053 (2001). The Appellate Division’s determination, that there was no injury until the landfill failed and the materials it contained caused damage to groundwater, is consistent with Muller Fuel’s principles, and with the consistent application of those principles in Hartford and Owens-Illinois. Quincy, supra, 338 N.J.Super. at 402-04, 769 A.2d 1053. See also Astro Pak Corp. v. Fireman’s Fund Ins. Co., 284 N.J.Super. 491, 499-501, 665 A.2d 1113 (App.Div.1995) (<HOLDING>), certif. denied, 143 N.J. 323, 670 A.2d 1065
holding trial court failed to make a finding of fact but rather made a finding of the ultimate question of law  that the defendants plea was not knowingly and intelligently made holding the appellant was guilty of transporting illegal substances into the commonwealth the moment he crossed the border into virginia which took place well before they were discovered holding that discriminatory event which took place three years before was too remote holding that depositing of solid waste into landfill took place within policy period and finding that triggering event was not the placing of pollutants into the landfill but rather their escape holding that arrest took place inside home even though officers did not physically enter residence to place suspect in custody