(11th Cir.1981). 2 . Pennsylvania has as well adopted the Uniformed Commercial Code. Accordingly, under 13 Pa. Cons.Stat. § 9301, the local law of the jurisdiction where a debtor is located determines whether a security interest has been perfected. Similarly, under 13 Pa. Cons.Stat. § 9307(b)(1), a debtor who is an individual is located in the state in which the debtor principally resides. Thus, when a debtor resided in Florida, as in this case, Florida's substantive law regarding the perfection of a security interest applied in a dispute filed in a Pennsylvania court between two entities with claims to the debtor’s assets applies. Huntington Nat’l Bank v. Global Publ. Papers, Inc., 2004 PA Super 239, 853 A.2d 396 (Pa.Super.Ct.2004), appeal denied by 582 Pa. 686, 870 A.2d 322 (2005)
holding that faa does not preempt state law when determining date of perfection holding security interest enforceable at time of creation when state statutory law silent on perfection holding security interest in insurance premiums perfected by creation of security interest holding that the choice of law rules of pennsylvanias revised article 9 directs a trial court to apply the substantive local laws of the perfection state to determine whether  a security interest was perfected thus florida law controlled the perfection of a security interest holding courts must look to the law of the state in which the security interest was created to determine if creditor retains a purchase money security interest despite refinancing