date of the Act, N.J. Property Liab. Guar. Ass’n v. Brown, 174 N.J.Super. 629, 633-634, 417 A.2d 117 (App.Div.), certif. denied, 85 N.J. 462, 427 A.2d 561 (1980), is instructive. There, a bail bondsman in his office accidentally shot a friend who had paid him a social visit with a gun possessed for business reasons. We held that the exception to the insured’s homeowners’ policy exclusion for non-business pursuits provided coverage because “[sjhowing a gun to a friend in such circumstances would not be an activity ordinarily incident” to the duties of a bail bondsman. Id. at 634, 417 A.2d 117. Cases decided after the effective date of the Act have also given effect to exception to exclusion clauses. See Burdge v. Excelsior Ins. Co., 194 N.J.Super. 320, 476 A.2d 880 (App.Div.1984) (<HOLDING>). Because an exception to an exclusion clause
holding that the underlying action arose out of insureds exercise of his personal and political rights and not out of business pursuits and thus the policy exclusion for claims arising out of business pursuits did not apply because the exception to the exclusion for nonbusiness pursuits was applicable holding that nature of alleged bias must be personal and not arising out of litigation holding that an arising out of exclusion applies to claims flowing from or growing out of the excluded activity holding as unambiguous under iowa law the insurance policys exclusion of coverage to any obligation of the insured to indemnify another because of damages arising out of  a bodily injury to any employee of the insured arising out of and in the course of his employment by the insured holding that employees claims against firm were not subject to mandatory arbitration because they did not arise out of business activities of either employee or firm but instead arose out of divorce agreement