(discussing “consumer debt” under § 528(d)). Section 101(8) requires that the court consider the purpose for which the debt was incurred, and where the debt was incurred for more than one purpose, deems that the primary purpose of the debt will determine its nature. See 2 Collier on Bankmptcy ¶ 101.08, at 101-47 (Lawrence P. King ed., 15th ed. rev. 1997) (“If a debt is incurred partly for business purposes and partly for personal, family or household purposes, the term ‘primarily’ in the definition suggests that whether the debt is a ‘consumer debt’ should depend upon which purpose predominates. Presumably, this determination would normally turn on the purpose for which most of the funds were obtained.” (footnote omitted)). Profit motive may be considered. Burns, 894 F.2d at 363 (<HOLDING>). The debtor concedes that although he used the
holding that a debtor has primarily consumer debts if the aggregate amount of consumer debt is more than 50 of the total debt holding that in the absence of a hold harmless agreement a former spouse has no claim against the debtor to pay a debt listed on the divorce agreement as belonging to the debtor because such a debt is not incurred in connection with the divorce but was incurred in connection with the debtors and former spouses original transaction with the creditor holding that a debt incurred for a personal family or household purpose is a consumer debt even though it is secured by the debtors real property holding that a credit transaction is not a consumer debt when it is incurred with a profit motive holding that it is not