765, 771, 525 N.E.2d 539, 543, 121 Ill.Dec. 481, 485 (1988). Nevertheless, the Court need not decide whether Markwell was a broker or an agent because Markwell admitted that the first time he ever became aware that there was a civil suit pending between Plaintiff and Schering was either in late 1995 or early 1996. Moreover, even when he learned of the suit, Markwell did not believe (until he received the July 31, 1996 letter) that Plaintiff wanted to make a formal claim on any of the policies issued by Defendant. By waiting at least three years prior to notifying Defendant of his claim for coverage, Plaintiff breached the prerequisite for coverage of timely notifying Defendant of an occurrence. See Industrial Coatings, 276 Ill.App.3d at 809, 658 N.E.2d at 1345, 213 Ill. Dec. at 324 (<HOLDING>); see also Hartford Cas. Ins. Co. v. Snyders,
holding that a five month delay is unreasonable holding that a 13 month delay was unreasonable holding that a 14 month delay was unreasonable holding that a six month delay was unreasonable holding that a five month delay was unreasonable