the lender to perform a flood zone determination, notify the borrower whether the property is located in a flood zone and require flood insurance before making, increasing, extending or renewing any loan. Id.; 42 U.S.C. § 4104a. Courts consistently have held that the NFIA does not provide a private cause of action against a lender for failure to make a proper flood zone determination. See Wentwood Woodside I, LP v. GMAC Commercial Mortg. Corp., 419 F.3d 310, 323 (5th Cir.2005) (“Every single federal court to consider whether a federal private right of action arises under section 4012a has concluded that the federal treasury, not individual mortgagors ... is the class the statute intends to protect.”); Till v. Unifirst Fed. Sav. & Loan Ass’n, 653 F.2d 152, 158, 161 (5th Cir.1981) (<HOLDING>). Although the Fifth Circuit in Till held that
holding that no private right of action exists recognizing private right of action holding there is no federal private right of action for borrowers under the nfia holding that there was no federal subject matter jurisdiction under the private cause of action provision of the act holding that there is no private right of action for any person under  13d