misrepresentations as to loss of clothing, frozen beef, and washcloths and towels voided any claim under insurance policy); Mutual of Enumclaw Ins. Co. v. Cox, 110 Wash.2d 643, 757 P.2d 499, 502 (1988) (material fraud as to personal property losses resulting from fire voided entire policy so that insured was not entitled to any recovery). But see Johnson v. South State Ins. Co., 288 S.C. 239, 341 S.E.2d 793, 794-95 (1986) (fraud as to contents of house does not void recovery for loss of dwelling and additional living expenses, even though “[a]n overwhelming majority of jurisdictions hold that any fraud or misrepresentation as to any portion of property under an insurance policy voids the whole policy”); Northern Security Ins. Co. v. Hatch, 165 Vt. 383, 683 A.2d 392, 396 (1996) (<HOLDING>). Accordingly, we also conclude the district
recognizing the majority rule recognizing that majority of decisions give effect to concealment and fraud conditions to void entire policy but declining to apply where policy language is ambiguous holding that the plain meaning of the uim policy language was clear and not contrary to public policy holding that an arbitration award involving the appellants challenge to the failure of the insurance company to ensure that he had read and understood a signed waiver and to attach the waiver to the insurance policy as contrary to public policy is not reviewable by the courts because there is no challenge to a provision or term of the policy the appellant never claimed that the waiver or policy language itself was contrary to the public policy of this commonwealth recognizing that where the statutory language is not ambiguous  the plain and ordinary meaning of the statute must be given effect