until a claim accrues. S.V. v. R.V., 933 S.W.2d 1, 4 (Tex.1996). Generally, a claim accrues when a wrongful act causes some legal injury, even if the fact of injury is not discovered until later, and even if all resulting damages have not yet occurred. Id.; Moreno v. Sterling Drug, Inc., 787 S.W.2d 348, 351 (Tex.1990) (stating that “a cause of action can generally be said to accrue when the wrongful act effects an injury”). When a claim accrues is a question of law for the court. Loyd v. ECO Resources, Inc., 956 S.W.2d 110, 126 (Tex.App.-Houston [14th Dist.] 1997, no pet.). The Insureds argue that this court’s precedent in Mauskar v. Hardgrove does not apply to this case. See No. 14-02-00756-CV, 2003 WL 21403464, at ⅜2-3 (Tex.App.-Houston [14th Dist.] June 19, 2003, no pet.) (mem.op.) (<HOLDING>). At a minimum, Maus-kar applies to the
holding that the cause of action accrued on the date of sale holding that subcontractors primary and excess insurance policies must pay first and before contractors own insurance holding that limitations on an insureds claims of negligent procurement negligent misrepresentation and violations of the insurance code and deceptive trade practices act began to run when insured purchased life insurance coverage and the discovery rule did not apply because the nature of the injury was not inherently undiscoverable holding claims for negligent procurement of insurance accrued on date the insured purchased the insurance policies holding that negligent misrepresentation is not affirmative defense regarding avoidance of life insurance policies