claim first be classified as “an allowed secured claim” within the meaning of Section 1325(a)(5). Under Nobelman and Zimmer, as discussed above, when a creditor is wholly unsecured after application of Section 506(a), the creditor has only an unsecured claim for purposes of Section 1322(b)(2). The creditor is not the holder of a secured claim, and as such, Section 1325(a)(5), which, by its language applies only to secured claims, does not apply to the wholly unsecured creditor. Hill, when considering this issue, reached this very conclusion. After considering many of the same decisions that this court has considered, and after the same analysis of the statutory text that this court has engaged in, the court found that Section 1325(a)(5) “has no applicability to unsecured claims, whi ) (<HOLDING>); In re Frazier, — B.R. -, 2011 WL 1206198, *6
holding that if  506 does not apply to an allowed claim such claim cannot become a secured claim holding that the meaning of allowed secured claim in  506a does not determine the meaning of allowed secured claim in  506d holding that the words allowed secured claim in  506d refer to a claim that is secured by a lien and allowed under  502 holding that if claim is not an allowed secured claim pursuant to section 506a by its terms section 1325a5b is inapplicable holding that where there was no value in the collateral to secure the claim after application of section 506a creditor did not hold a secured claim and therefore lacked basis for asserting rights under 11 usc  1325a5