unconscionable); Williams v. Aetna Fin. Co., 700 N.E.2d 859, 866 (Ohio 1998) (arbitration in consumer credit agreement that required all disputes "other than judicial foreclosures and cancellations regarding real estate security" to be resolved in arbitration and required non-drafting borrower to pay arbitration fee unconscionable as to the borrower); Iwen v. U.S. West Direct, 977 P.2d 989, 995-96 (Mont. 1999) (in contract between advertiser and phone book publisher, arbitration provision that required all claims be arbitrated "other than an action by Publisher for the collection of the amounts due under this Agreement" unconscionable because of the imbalance in the right to seek a judicial remedy); Lytle v. CitiFinancial Servs., Inc., 810 A.2d 643, 665 (Pa. Super. Ct. 2002) (<HOLDING>); Taylor v. Butler, 142 S.W.3d 277, 286 (Tenn.
holding that reservation by mortgagee of access to the courts for itself to the exclusion of mortgagor unconscionable absent any business realities compelling such a provision in arbitration agreement holding that a mortgagor in possession is not a fiduciary of the mortgagee within the meaning of the bankruptcy act even though the mortgagor has obligated himself to keep the security intact holding arbitration provision of automobile installment sales agreement unconscionable holding fee splitting provision of arbitration agreement unconscionable under california law holding that an insurers defenses against the mortgagor could not be asserted against the mortgagee