he read and understood them. See Calderon Declaration, Ex. A. It also required him to agree that he accepted those terms and conditions and executed the car rental- agreement in full conformity with them. See id. Mr. Martin declares that he either was never given a copy of the folder jacket or was given it after he signed the rental agreement, but this representation is immaterial because the terms of an incorporated document must only have been easily available to him; they need not have actually been provided. See Wolschlager v. Fidelity National Title Ins. Co., 111 Cal.App.4th 784, 789-91, 4 Cal.Rptr.3d 179 (2003); Slaught v. Bencomo Roofing Co., 25 Cal.App.4th 744, 748-49, 30 Cal.Rptr.2d 618 (1994); see also Reilly v. WM Financial Servs., Inc., 95 Fed.Appx. 851, 852- ptr.3d 179 (<HOLDING>). Accordingly, the court finds that the
holding that an arbitration clause in a title insurance policy was properly incorporated by reference into the preliminary title report and thus was binding upon the insured even though the insured had not seen the policy or the arbitration clause prior to approving the preliminary title report holding claims based on title vii subject to arbitration holding that a dispute arising out of an insurance policy was not covered by the arbitration provision in the parties separate premium payment agreement because if the party had intended to subject this dispute to the arbitration provision it could easily clearly and unequivocally have done so either by including an arbitration provision in the insurance policy itself or by adding to the above arbitration provision holding that the insurer had no duty to defend the insured because the allegations of the initial complaint did not allege facts which would bring the case within the coverage of the title insurance policy holding that an arbitration clause was unenforceable because it prohibited an award of punitive damages which was available to the plaintiff under title vii