language of the Aetna insurance policy, which provides that Aetna will pay all “reasonable expenses incurred by the insured at our request to assist us in the investigation or defense of the claim or ‘suit.’ ” Illinois courts have uniformly held that absent vexatious behavior by the insurer, the insured cannot recover its attorney fees incurred in a declaratory judgment action to establish coverage. See Westchester Fire Insurance Co., 321 Ill. App. 3d at 638, 747 N.E.2d at 968-69; see also Bonnie Owen Realty, 283 Ill. App. 3d 812, 670 N.E.2d 1182 (expressly rejecting that an insurer should be required to pay insured’s attorney fees based on a breach of contract); International Insurance Co. v. Rollprint Packaging Products, Inc., 312 Ill. App. 3d 998, 1015, 728 N.E.2d 680, 694 (2000) (<HOLDING>). In this case, there was no finding that Aetna
holding that an insured who breaches it duty to defend is liable for the costs and reasonable attorney fees incurred by the insured in defending  against the claims asserted as well as consequential damages holding that when the insured brings an action for a declaration of coverage and prevails absent a bad faith denial of coverage by the insurer attorneys fees incurred by the insured in the prosecution of that action are not incurred at the request of the insurer holding that insured may recover from its insurer any attorney fees incurred in successfully attempting to force the insurer to defend an action against the insured holding that an insurance policy providing that the insurance company would pay all reasonable expenses incurred by the insured at our request emphasis omitted did not establish an agreement that the insurer would cover attorney fees and costs to the insured in a declaratory action holding that where the insurer retains an attorney to represent the insured pursuant to an insurance policy the attorney acts in the capacity of an independent contractor for the insured