period for it to he covered. The Bergers admit that any mental anguish they may have suffered would have been suffered after the two policies issued by American States had expired. We conclude that, because the Bergers’ alleged suffering came after both American States policies had been terminated, there is no coverage for their ‘bodily injury’ i.e., mental anguish, claims.” 662 So.2d at 250 (final emphasis added). Although Georgia does not appear to have any case as factually applicable to the instant case as American States, it does have authority that implies that an occurrence for purposes of policy coverage takes place when the insured suffers actual injury. See, e.g., Prescott’s Altama Datsun, Inc. v. Monarch Ins. Co. of Ohio, 170 Ga.App. 545, 545-46, 317 S.E.2d 845, 846 (1984)(<HOLDING>). In this case, Wheelwright does not seek to
holding that there was no coverage because there was no occurrence within the meaning of the policy because defective workmanship does not constitute an accident or an occurrence under a commercial general liability policy holding that an intended damages exclusion was in pari materia with language in the policy defining an occurrence under the policy as an accident holding insurer had no duty to defend or indemnify the insured since the underlying suit arises out of a breach of contract which is not an accident or occurrence contemplated or covered by the provisions of a general liability insurance policy holding that an automobile dealers liability insurer was not liable for any damage allegedly caused by the negligence of the dealer and sustained in an accident involving an automobile purchased from the dealer or to defend the dealer in the negligence action where the injury occurred outside of the policy period and occurrence was defined in the policy as an accident including injurious exposure to conditions which results during the policy period in bodily injury or property damages   holding wholesale dealer had antitrust standing in suit against manufacturer where dealer refused to comply with minimum resale price levels set by manufacturer and was terminated as a dealer