commit insured’s funds without its consent because “that is exactly the bargain that the insured struck under the policy that it bought and paid for”); United Capitol Ins. Co. v. Bartolotta’s Fireworks Co., Inc., 200 Wis.2d 284, 546 N.W.2d 198, 199-202 (1996) (rejecting insured’s suggestion “Self Insured Retention Endorsement” somehow separated single policy into two, leaving insured with authority over claims within the deductible and insurer with power over remainder and that it was in unfair position and subject to exploitation by insurer because, among other reasons, “insureds who are burned by one insurance company may find refuge in the marketplace by seeking coverage from another insurer”); Am. Home Assurance Co. v. Hermann’s Warehouse Corp., 117 N.J. 1, 563 A.2d 444, 448 (1989) (<HOLDING>). We find Stevens Transport and these decisions
holding that insured cannot demand reimbursement for defense insurer had no opportunity to control if insured does not promptly notify insurer of facts triggering coverage holding that if the insured is only partially compensated by the insurer both the insurer and the insured are real partiesininterest holding a personal profit exclusion applicable to an insured corporation where the purpose of the exclusion was to exclude coverage when the insured received profits to which the insured was not legally entitled holding despite a reservation of rights that when the insurer provides a defense to its insured the insured has no right to interfere with the insurers control of the defense and a stipulated judgment between the insured and the injured claimant without the consent of the insurer is ineffective to impose liability upon the insurer recognizing insured has bargained away whatever rights might otherwise be created by inherent conflict between insured and insurer when policy contains deductible and righttosettle clause contours of the arrangement are negotiable in commercial setting and insured is not foreclosed from obtaining coverage with no deductible if it wishes to pay for such additional consideration