*7 (compare with the word “shall” as used in the Banking Code remedy, 71 P.S. § 733-713). 'In support, Judge Sanchez cited the PA Statutory Construction Act, which states that, in statutory interpretation, “[w]ords and phrases shall be construed according to rules of grammar and according, to their common and approved usage ...” and that each word should be given meaning so that no .phrase is extra. Id. at *2, 2006 U.S. Dist. Lexis 36689 at *8 (quoting 1 Pa.C.S. § 1903). Additionally Judge Sanchez found that “Pennsylvania case law has consistently construed the Unfair Insurance Practices Act to allow private rights of action in addition to administrative remedies.” Id. at *2, 2006 U.S. Dist. Lexis 36689 at *9; see Pekular v. Eich, 355 Pa.Super. 276, 513 A.2d 427, 430 (Pa.Super.Ct.1986) (<HOLDING>); see also Highmark, Inc., v. UPMC Health Plan,
holding that the court has no jurisdiction to adjudicate any claims whatsoever under the federal criminal code holding that the remedies are exclusive holding that uipa does not give commission exclusive power to adjudicate deceptive act claims holding that a federal court may adjudicate claims for which there is no independent basis for subject matter jurisdiction if the nonjurisdictional claims are related to other claims for which the does have jurisdiction holding that the bankruptcy courts jurisdiction to adjudicate common law claims violated article iii without deciding the claims