claims an equitable lien in the funds in Defendant Riley’s Bank of America certificate of deposit account. An equitable lien arises under South Carolina law if three requirements are satisfied: “(1) a debt owed from one person to another, (2) specific property to which the debt attaches, and (3) express or implied intent for the property to serve as security for payment of the debt.” In re Lloyd, 458 B.R. 295, 300 (Bankr.D.S.C.2011) (citing In re Houston, 409 B.R. 799, 811 (Bankr.D.S.C.2009)). Other well-established equitable principles must also be considered in determining the existence of an equitable lien. Horry County v. Ray, 382 S.C. 76, 674 S.E.2d 519, 524 (Ct.App.2009). South Carolina courts have repeatedly held that if a mortgage requires the mortgagor to main (App.1987) (<HOLDING>). See also Swearingen v. Hartford Ins. Co., 52
holding where two brothers were involved in a partnership operating a business in a barn and one brother purchased insurance on the barn which later burned that the partner who did not purchase insurance had an equitable lien because the insurance was taken out for the benefit of the partnership and therefore the insurance company was jointly and severally liable to both brothers holding claims for negligent procurement of insurance accrued on date the insured purchased the insurance policies holding that notice and a hearing were required before the commissioner of insurance could require an insurance company to change its definition of at fault in order to secure approval of an increase in insurance rates holding that insurance company operating under a reservation of rights had the right and the duty to control the defense until such time as it was determined that it had no liability insurance coverage holding that under georgia law a holder of a master insurance policy is an agent of the insurance company and not the insurer