of the insurer; whereas, in other cases, the insured may own less than 100% of the insurer. Id. 5 .This policy lists TRMI and subsidiaries as named insureds. 6 . This policy insures Rosewood and lists Lubri-pac as an additional insured. 7 . The defendants argue that the Mutual Release Agreement applies to any claims for reapportionment of the funds paid toward the Saturn settlement, rather than to claims to the salvage value funds. However, the defendants claim West-chester is not entitled to any salvage value funds because the funds were properly paid to the highest levels of insurers under the defendants’ construction of the layers of insurance coverage. See Vesta Ins. Co. v. Amoco Prod. Co., 986 F.2d 981, 988 (5th Cir.1993) cert. denied, - U.S. -, 114 S.Ct. 80, 126 L.Ed.2d 48 (1993) (<HOLDING>). 8 . Accepting as true Westchester's pleadings
holding that insurers failure to deny existence of insurance coverage under policy at issue was to admit that coverage existed holding that the language of  9133 applies only to insurers and not to the insurers employees holding that none of the physicians insurers had a duty to provide coverage since the effects of the negligence first manifested themselves prior to the coverage periods of any of the three policies holding that regardless of insurers good faith denial of coverage plaintiff is entitled to recover interest to put it in position it would have been in if coverage had not been denied holding that money recouped by insurers after paying claims is first applied to the highest layer of coverage