action is said to accrue when ‘the last element constituting the cause of action occurs.’ ” Maggio v. Dep’t of Labor & Employment Sec., 910 So.2d 876, 878 (Fla. 2d DCA 2005) (quoting § 95.031, Fla. Stat. (2002)). Damages are an element of a cause of action for negligence. Monroe v. Sarasota County Sch. Bd., 746 So.2d 530, 531 (Fla. 2d DCA 1999) (“[W]e continue to hold, as a general rule, that bodily injury or property damage is an essential element of a cause of action in negligence.”). Either party, through the use of expert scientific testimony, may be able to establish the time of origin of the mold or bacteria. However, at this early stage of the proceedings and on this record, Panorama has not conclusively shown that the Schornbergs cannot prevail. See Fatherly, 703 So.2d at 1102 (<HOLDING>). We reverse the summary judgment and remand
holding that a nonmovant cannot defeat a motion for summary judgment merely  on the basis of conjecture or surmise holding that once movant established right to summary judgment burden shifts to nonmovant to demonstrate otherwise holding that if the movant cannot demonstrate conclusively that the nonmovant cannot prevail summary judgment is precluded holding that in summary judgment proceeding movant may prevail by averring that nonmoving party cannot establish an element essential to her case holding that in order for the movant to prevail on a summary judgment motion movant must either factually refute the affirmative defenses or establish that they are legally insufficient