to the business of insurance.” Second, the state law — here, the RIIIFA— must have been enacted “for the purpose of regulating the business of insurance.” Third, the MSP provision must “invalidate, impair, or supersede” the RIIIFA provisions which purport to make the United States the “primary” insurer. See United States Dep’t of the Treasury v. Fabe, 508 U.S. 491, 500-02, 113 S.Ct. 2202, 2208, 124 L.Ed.2d 449 (1993); Villafane-Neriz v. FDIC, 75 F.3d 727, 735 (1st Cir.1996). The district court ruled the McCarran-Ferguson Act .inapplicable because the first precondition recited above was not met; that is, it found that the MSP provision does “specifically relat[e] to the business of insurance.” See Barnett Bank of Marion County v. Nelson, — U.S.-, 116 S.Ct. 1103, 134 L.Ed.2d 237 (1996) (<HOLDING>). On appeal, the Fund argues that the MSP
holding that comptroller of currencys holding that annuities both fixed and variable are not insurance within the meaning of 12 usc  92 2000 a provision allowing banks to sell insurance products in towns with less than 5000 inhabitants was a reasonable interpretation of the statute and stating that fixed annuities more closely resemble insurance than do variable annuities  holding that the mccarranferguson act which bars application of a federal law in the face of a state law enacted for the purpose of regulating the business of insurance did not preclude the concurrent assertion of the federal rico statute and nevada insurance law holding that an iowa statute requiring a foreign corporation to hold a certificate of authority to transact business in the state was preempted by the nba as the statute pertained to national banks because it infringed on the powers provided to national banks by the nba holding a federal law permitting national banks to sell insurance in towns with less than 5000 residents preempted a state statute prohibiting banks from selling most types of insurance holding that a federal statute 12 usc  92 which expressly permits national banks to sell insurance in small towns is a statute which specifically relates to the business of insurance and preempts a state statute which prohibits banks from selling insurance