to you covering liability for damages arising out of the premises or operations, or the products and completed operations, for which you have been added as an additional insured by attachment of an endorsement, (emphasis added). (Doc. No. 1-9, p. 14). According to the language of these “other insurance” clauses, Amerisure contends that its umbrella policy would be excess to the Continental primary policy, and thus would only kick in after the limits of that policy have been exhausted. It appears to the Court that the language of the other insurances clauses would operate to render the Amerisure umbrella policy excess over the Continental primary policy. However, the Fourth Circuit has held that a contractual agreement between the insured . Co., 335 F.3d 429, 436 (5th Cir. 2003) (<HOLDING>); Star Ins. Co. v. Continental Resources, Inc.,
holding that notice and a hearing were required before the commissioner of insurance could require an insurance company to change its definition of at fault in order to secure approval of an increase in insurance rates holding that a rule requiring an excess carrier to drop down upon the insolvency of the primary carrier would impermissibly shift the risk of the primary carrier to the excess carrier and would require insurance companies to scrutinize one anothers financial stability before issuing secondary policies holding that subcontractors primary and excess insurance policies must pay first and before contractors own insurance holding foreign insurance company was supercorporation engaged in underwriting and selling insurance policies through its subsidiaries holding claims for negligent procurement of insurance accrued on date the insured purchased the insurance policies