925 F.Supp. 528, 532 (W.D.Tenn.1995) (finding that the defendant waived its right to invoke the appraisal clause because it “was aware of the appraisal clause and could have sought to invoke it well before it did, avoiding unnecessary delay and expense for both parties”); Lundy v. Farmers Group, Inc., 322 Ill.App.3d 214, 219-20, 750 N.E.2d 314, 319, 255 Ill.Dec. 733, 738 (2001) (“Our research has not revealed any Illinois case that addresses waiver of an appraisal clause. Courts from other jurisdictions, however, have held that, like an arbitration clause, an appraisal clause may be waived.... [W]e conclude that these principles apply to appraisal clauses as well as arbitration clauses.”); Meineke v. Twin City Fire Ins. Co., 181 Ariz. 576, 580, 892 P.2d 1365, 1369 (Ariz.Ct.App.1994) (<HOLDING>) (citing Aetna Cas. & Sur. Co. v. Insurance
holding that a dispute arising out of an insurance policy was not covered by the arbitration provision in the parties separate premium payment agreement because if the party had intended to subject this dispute to the arbitration provision it could easily clearly and unequivocally have done so either by including an arbitration provision in the insurance policy itself or by adding to the above arbitration provision holding texas arbitration act did not apply to appraisal provision in insur ance policy holding that the best way to harmonize a choice of law clause and an arbitration clause is to apply the substantive case law of the named state to the entire agreement including the arbitration clause holding that because appraisal is analogous to arbitration the court would apply principles of arbitration law to this dispute regarding an insurance policy appraisal clause holding that minnesotas arbitration statutes govern appraiser decisions and appraisal awards are to be treated as arbitration awards