unencumbered loans with a residual maturity of one year or more, excluding loans to financial customers and loans referred to in Articles 428r to 428ac, provided that those loans are assigned a risk weight of 35% or less in accordance with Chapter 2 of Title II of Part Three.
neobremenjeni krediti s preostalo zapadlostjo enega leta ali več, razen kreditov za finančne stranke in kreditov iz členov 428r do 428ac, pod pogojem, da se tem posojilom dodeli utež tveganja 35% ali manj v skladu s poglavjem 2 naslova II dela 3.