The motives of individuals or households for saving are very different: for old age, for unexpected events, for later major purchases and investments, for descendants and, last but not least, for a greater sense of security and independence in the future.
Motivi za varčevanje so različni: gospodinjstva varčujemo za starost, za nepričakovane dogodke, za poznejše večje nakupe in investicije, za potomce in zato, da bi si okrepili občutek varnosti in neodvisnosti za prihodnost.