The need for international convergence is reinforced by the probability that, following structural reform of the Union banking sector, activities that are currently exercised by traditional banks might migrate to the shadow banking sector and encompass financial and non-financial entities.
Potrebo po mednarodnem približevanju še krepi verjetnost, da se bodo po strukturni reformi bančnega sektorja Unije dejavnosti, ki jih sedaj opravljajo tradicionalne banke, prenesle na bančni sektor v senci ter da bodo vključevale finančne in nefinančne subjekte.