Member States shall not prevent the parties to a credit agreement from expressly agreeing that return or transfer to the creditor of the security or proceeds from the sale of the security is sufficient to repay the credit.
Države članice strankama kreditne pogodbe ne preprečijo izrecnega dogovora, da povrnitev zavarovanja ali prihodkov od prodaje zavarovanja dajalcu kredita ali njihov prenos nanj zadostuje za odplačilo kredita.