They did not do enough to improve on the deficiencies of the current system, identified thanks to the ex-post evaluation (report drawn up in 2014) and the stress test conducted in the summer of 2014.
Z njima niso bile zadostno odpravljene pomanjkljivosti sedanjega sistema, ugotovljene pri naknadnem vrednotenju (poročilo, pripravljeno leta 2014) in stresnemu testu, izvedenemu poleti 2014.