the business of the undertaking does not include insurance or reinsurance activities covering liability, credit and suretyship insurance risks, unless they constitute ancillary risks within the meaning of Article 16(1);
poslovanje ne obsega zavarovalnih ali pozavarovalnih dejavnosti, vključno z zavarovanjem odgovornosti ter kreditnimi in kavcijskimi zavarovalnimi tveganji, razen če pomenijo dodatno tveganje v smislu člena 16(1);