the default probabilities shall be floored at 0,03% for exposures other than exposures to central government, including central banks, and covered bonds issued by credit institutions in Member States.
najnižja vrednost verjetnosti neplačila je 0,03 % za izpostavljenosti, ki niso izpostavljenosti do enot centralne ravni držav, vključno s centralnimi bankami, in krite obveznice, ki so jih izdale kreditne institucije v državah članicah;