Neither the Member State in which a risk is situated nor the Member State of the commitment shall prevent a policy holder from concluding a contract with an insurance undertaking authorised under the conditions of Article 14 as long as that conclusion of contract does not conflict with legal provisions protecting the general good in the Member State in which the risk is situated or in the Member State of the commitment.
Država članica, v kateri je nevarnost, ali država članica obveznosti ne sme imetniku police preprečiti, da bi sklenil pogodbo z zavarovalnico, ki ima dovoljenje pod pogoji člena 14, dokler sklenitev pogodbe ni v nasprotju s predpisi, ki ščitijo javni interes v državi članici, v kateri je nevarnost, ali v državi članici obveznosti.