In addition, the power to decide which liabilities to transfer out of a failing institution based upon the objectives of ensuring the continuity of services and avoiding adverse effects on financial stability may affect the equal treatment of creditors.
Poleg tega lahko njihovo pooblastilo za odločanje, katere obveznosti se prenesejo iz propadajoče institucije, na podlagi ciljev zagotavljanja kontinuitete storitev in preprečevanja negativnih učinkov na finančno stabilnost vplivajo na enako obravnavo upnikov.