Securitisations were the central cause of the financial crisis, namely because of systemic flaws in the financial system and investors' lack of due diligence as well as institutions lack of responsibility.
Listinjenje je bilo glavni vzrok za finančno krizo, zlasti zaradi sistemskih pomanjkljivosti finančnega sistema in odsotnosti skrbnega pregleda pri investitorjih ter pomanjkanja odgovornosti institucij.