Emphasizes that neither the traditional nor the innovative financial technologies have delivered cleared answers on the protection of the investor against suboptimal financial decision-making or toxic investment products;
poudarja, da niti tradicionalne niti inovativne finančne tehnologije niso zagotovile jasnih odgovorov v zvezi z varstvom vlagatelja pred neoptimalnimi finančnimi odločitvami ali slabimi naložbenimi produkti;