Another deficiency was that in 2012, the institutional architecture of the EMU was seen as insufficient to prevent “the harmful interplay between the fragilities of sovereigns and the vulnerabilities of the banking sector.
Dodatna pomanjkljivost je bila, da se je leta 2012 institucionalna arhitektura EMU štela za nezadostno za preprečevanje škodljive interakcije med nestabilnimi državami in ranljivim bančnim sektorjem.