article: David Cameron, wearing notably clean new work boots, today set out seven key Tory policies which he said would help get people on to the property ladder . A million people will be able to realise the dream of home ownership by 2020, David Cameron claimed today as he donned hi-vis to tour a building site. The Prime Minister said seven key Tory policies would help get people on to the property ladder by building more homes and cutting the cost of saving for a deposit, moving house and paying off mortgages. The Tory leader, wearing notably clean new work boots, as he chatted to house builders, insisted 'dream of home ownership is alive'. Mr Cameron used the launch of the Conservative party manifesto yesterday to promise voters 'security at every stage of your life'. He said the 'greatest sunshine that there can possibly be' included helping more people but their own home, as well as getting a job and having dignity in retirement. Today the Tory leader set out a seven point plan which he claims will help build more houses and making it easier for first-time buyers, claiming it will help a million people become homeowners over the next parliament. Mr Cameron said: 'The Conservative Party is the party of working people, offering you security at every stage of your lives. 'At the heart of that is helping people onto the housing ladder. It comes back to our values. We believe if you work hard, save up, and do the right thing, you should be able to buy your own place. 'The plans in our manifesto will open home ownership to a million more people. With us, the dream of home ownership is alive. 'And it's why we can look the working people of Britain in the eye and say we are with you. That's why we are setting out a seven point plan to help build more houses, and help more people get a home of their own.' The seven point plan includes the Help to Buy ISA, announced by George Osborne in last month's Budget, which will help first-time buyers save for a deposit. For every £200 someone puts towards a deposit, the government will add £50 up to a maximum of £12,000, meaning a bonus of up to £3,000. Savers will be able to earn hundreds of pounds in interest before paying tax. The Tories say it is effectively a tax cut for first time buyers, and will be available from this autumn. The second policy is a pledge to will build 200,000 starter homes which will be sold at a 20 per cent discount on the market value to first time buyers under the age of 40. Thirdly, the Help to Buy: Equity Loan scheme has been extended to 2020. For first-time buyers who have saved a 5 per cent deposit, the government will offer a loan of 20 per cent, with the remaining 75 per cent covered by a mortgage. The Tories expect the extension to help people buy at least 100,000 new build homes over the next five years. The Tory leader, visiting the Weston Homes Aura building site, Edgware, boasted that with him in charge, the 'dream of home ownership is alive' The fourth policy is the funding of 75,000 shared ownership homes by 2020 and the fifth is the abolition of the hated slab system of stamp duty, so it rises steadily based on the value of the home. It means stamp duty has been cut for 98 per cent of the people who pay it. For example, someone buying a house costing £275,000, would pay £4,500 less in tax. Mr Cameron announced the two final policies in his speech yesterday. It includes a new £1 billion Brownfield Regeneration Fund, to help councils clear derelict or contaminated land which can be used to build 400,000 extra homes over four years. He also announced a massive extension in the Right to Buy scheme to 1.3million housing association tenants. The existing Right to Buy allows tenants living in council-owned properties local authority tenants to buy houses and flats at a discount of as much as 70 per cent up to a maximum of £102,700 in London and £77,000 across the rest of England. Mr Cameron announced a massive extension in the Right to Buy scheme to 1.3million housing association tenants . The Conservatives plan would extend the scheme to people living in properties owned by housing associations - not-for-profit bodies that receive public money and loans from the private sector to provide low-cost homes. Around 500,000 housing association tenants currently have no purchase rights and 800,000 who qualify only for much less generous discounts of £16,000 or less. Local councils will be required to sell off their most expensive properties as they become vacant, in order to raise an estimated £4.5 billion a year to fund the scheme. Some 15,000 houses and flats are expected to become available in this way each year, but Tories stressed that no-one will be forced out of their home.
highlights: Tory leader sets out seven point plan for boost home ownership dream .
  Plans to boost construction with thousands of new affordable homes .
  Help with cutting the cost of saving for a deposit and paying off mortgage .
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