a wagering system for accepting wagers over the telephone comprising : automatic call director means for receiving incoming calls from subscribers who wish to wager on the system ; b ) voice responsive means connected thereto for receiving the incoming calls routed from the acd , and for playing a series of recorded audio messages requesting subscriber wager information to be input via telecommunication means ; and host processor means having storage means and being connected to the wagering vru for receiving the subscriber wager information , storing it in a master subscriber wager file in the storage means , and assigning an associated ticket number to the wager .