according to one aspect , the detailed technology concerns assessment of the fraud risk presented by an applicant for a driver &# 39 ; s license , based on a particular ensemble of information presented by the applicant . for example , certain collateral identification documents presented by the applicant — or certain combinations of documents — may be found to have relatively higher or lower historical incidences of fraud associated therewith . based on such historical insight , the issuing agency can tailor its scrutiny of the applicant accordingly . in one arrangement a score is determined based on the presented information . if it falls below a threshold , extra verification checks can be undertaken , such as querying additional third party databases . an automated system may guide the evaluation process , based on the particular ensemble of information presented , and on the results of any database queries .