referring to fig1 , a side sectional view of the clutch assembly of the present invention is generally shown at 10 . the assembly 10 includes a housing 12 defined by an annular wall 14 . the annular wall 14 circumscribes a transmission shaft 16 that defines a shaft axis a . the annular wall 14 of the housing 12 extends axially between an open end 18 and a floor 20 . the floor 20 extends radially inwardly toward the transmission shaft 16 . a piston 22 circumscribes the transmission shaft 16 and is positioned adjacent the floor 20 of the housing 12 . a seal 23 seals the floor 20 of the housing 12 to the transmission shaft 16 . transmission fluid pumps through the transmission shaft 16 through outlets 24 and to the space located between the piston 22 and the floor 20 of the housing 12 to shift the clutch assembly 10 in a known manner . a fibrous plate 28 circumscribes the transmission shaft 16 and is positioned in an abutting relationship between the piston 22 and a plurality of clutch plates 26 . the clutch plates 26 are separated by fibrous plates 28 . clutch plates 26 and the fibrous plates 28 circumscribe the transmission shaft 16 and are retained in the housing 12 by snap ring 30 as will be explained further herein below . a clutch pressure plate 32 is disposed between the plurality of clutch plates 26 , the fibrous plates 28 , and the snap ring 30 . a shift member 34 overlies the open end 18 of the housing 12 and provides biasing support to biasing member 36 for biasing the piston 22 toward the floor 20 of the housing 12 . the housing 12 defines a plurality of housing splines 38 spaced around a full 360 ° of the housing 12 as best shown in fig2 . the shift member 34 defines a plurality of member splines 40 as seen in fig1 so that the housing splines 38 and the member splines 40 are opposed enabling positioning of the clutch plates 26 engage either the housing splines 38 or the member splines 40 as shown in fig1 . therefore , it should be understood by those of ordinary skill in the art that the clutch plates 26 define a plurality of spaced teeth 42 that engage the housing splines 38 in a gear - like manner . the teeth 42 of the clutch plates 26 are best represented in fig6 . referring now to fig2 , a retainer 44 is positioned at the open end 18 of the housing 12 . the retainer 44 extends radially inwardly toward the transmission axis a and defines a plurality of retainer teeth 46 . each of the retainer teeth 46 is circumferentially aligned with one of the plurality of housing splines 38 , the purpose of which will be explained further below . each of the housing splines 38 are spaced from the open end 18 of the housing 12 so that a space 48 is defined between the retainer 44 and the housing splines 38 . as shown in fig1 , a snap ring 30 is located in space 48 defined between the retainer 44 and the housing splines 38 . referring again to fig2 , the housing splines 38 are also spaced from the floor 20 of the housing 12 . although the housing splines 38 are represented as an inwardly projecting deformation in the annular wall 14 of the housing 12 , it should be understood to those of ordinary skill in the art that the housing splines 38 may be formed by a cold formed process . referring now to fig3 - 5 , the plurality of housing splines 38 define a minor housing diameter 50 of the housing 12 and the annular wall 14 of the housing 12 defines a major housing diameter 52 . likewise , the retainer 44 defines a major retainer diameter 54 between each of the retainer teeth 46 and a minor retainer diameter 56 defined by the radially inwardly - most portion of the retainer teeth 46 . it is contemplated by the inventor that the major retainer diameter 54 includes a length that is between the minor housing diameter 50 and the major housing diameter 52 . however , it is necessary that the major retainer diameter 54 is greater than the outer - most diameter of the teeth 42 on the clutch plates 26 . further , the minor retainer diameter 56 is contemplated to be proximate the minor housing diameter 50 . however , the minor retainer diameter 56 should be no less than a minor diameter of the clutch plates 26 . the diameters as set forth above of the various elements of the housing 12 , the retainer 44 , and the retainer teeth 46 facilitate the installation of the clutch plates 26 into the housing 12 . fig7 shows a partially assembled clutch assembly 10 where a clutch plate 26 is shown being received by the housing splines 38 and the retainer teeth 46 . the clutch plate teeth 42 are shown spaced from the major housing diameter 52 . it should be understood by those of ordinary skill in the art that the clutch plate teeth 42 need merely be receivable by the retainer 44 and be engagable with the housing splines 38 to be fully operable . fig8 shows another view of a partially assembled clutch assembly 10 having the snap ring 30 retained by the retainer 44 and being positioned in the space 48 between the housing splines 38 and the retainer 44 . referring to fig9 and 10 , the snap ring 30 is shown positioned in the space 48 defined between the retainer 44 and the housing splines 38 . it should be apparent by fig1 that the snap ring 30 achieves 360 ° of contact and retention by the retainer 44 . as set forth above , prior art snap ring grooves have only provided 180 ° of partial contact to the snap ring resulting in localized stresses developing on the prior art housing causing known failures . additional structural integrity is shown in fig9 where the retainer teeth 46 provide 180 degrees of further contact and retention to the snap ring 30 . it is believed that a 20 % reduction in the thickness of the sheet metal used to form the housing 12 is achievable by virtue of the increased contact between the retainer 44 and the snap ring 30 versus the current lance - and - form snap ring groove design . the method of forming the retainer will now be explained . referring to fig1 , a partial cross - sectional view of the housing 12 is shown prior to formation of the retainer 44 . therefore , one of the plurality of housing splines 38 is shown having a diameter less than an upper flange 58 of the partially formed housing 12 . it is obvious to one of ordinary skill in the art that the housing splines 38 are clearly spaced from an open end of the housing 12 , even prior to full formation of the retainer 44 . a fragmented line 6 shows the target hem of the flange 58 to define the retainer 44 , and therefore the space 48 , disposed between the retainer 44 and the plurality of housing splines 38 . it should be noted that hem material thickness is constant of the parent incoming material thickness used on the entire clutch housing . however , prior to forming the housing flange 58 , the housing flange 58 is slotted to define the retainer teeth 46 , as best represented in fig1 . once the retainer teeth 46 have been slotted into the flange , the retainer 44 is formed by a rolling or flow forming a process to define the space 48 disposed between the retainer 44 and the housing splines 38 as seen in fig9 and 10 . it should be further understood by those of skill in the art , that the space 48 defined between the retainer 44 and the housing splines 38 is constant , while the snap ring 30 is selected from a plurality of thicknesses to accommodate assembling a variation of the clutch assembly 10 . therefore , it is believed the snap ring 30 will have some float within the space 48 defined by the retainer 44 and the housing splines 38 dependent upon the thickness of the snap ring 30 selected at the time of assembly . an alternative retainer 60 is represented in fig1 and 15 . elements that are the same as those disclosed in the prior embodiment include the same element numbers . the alternative retainer 60 defines an outer retainer wall 62 having a diameter greater than the major housing diameter 52 . in this embodiment , the alternative retainer 60 does not include retainer teeth , but provides a more extensive overlap with the snap ring 30 , as is best represented in fig1 . in this embodiment , additional contact with the snap ring 30 is made by the retainer so that 360 ° of contact is achieved with a more substantial portion of the alternative retainer 60 by way of alternative retainer lip 64 . as further represented in fig1 , snap ring 30 includes an outer diameter that is greater than the major housing diameter 52 . however , snap ring 30 provides sufficient overlap with the pressure plate 32 , the clutch plates 26 , and the fibrous plates 28 to adequately retain the clutch assembly 10 . while the invention has been described with reference to an exemplary embodiment , it will be understood by those skilled in the art that various changes may be made and equivalents may be substituted for elements thereof without departing from the scope of the invention . in addition , many modifications may be made to adapt a particular situation while material to the teachings of the invention without departing from the essential scope thereof . therefore , it is intended that the invention not be limited to the particular embodiment disclosed as the best mode contemplated for carrying out this invention but that the invention will include all embodiments falling within the scope of the appended claims .