this invention is a system to increase the profitability of businesses by facilitating transactions between members of trade exchanges . global - cash flexible currency is a currency made up of part cash and part products or services in a ratio pre - selected by individual merchants . global - cash flexible currency allows bartering merchants to recoup the costs of their goods in cash while keeping their asking prices down . business trade is further facilitated by the extension of credit to traders and barterers under the global - cash credit scoring system . the global - cash credit scoring system takes into consideration the product or service offered in trade , the percent offered in trade , which is cash and the remaining percent , which is the value of the listings , and a possible host of other variables . a credit rating score is calculated and a novel way of calculating credit - worthiness is hereby disclosed .