a credit operations center is connected to provide functionality , monitoring and control over one or more locations , such as a store that may sell goods or services . in conjunction with the purchase of these goods or services , it may be necessary to secure credit for their purchase . to assist with the processing of a credit application , each location is provided with one or more mechanisms to facilitate entry of credit application information . for example , these systems can be more traditional in nature and include scanners and fax machines or more sophisticated and entirely electronic and secure such that a user can be prompted for all the necessary information to apply for a loan . this information is capable of being forwarded electronically to a credit operations center for processing .