an apparatus and method for electronic authentication of electronic transactions conducted on the www / internet . users can create and manage an individual account specifically for the purpose of proving ones identity and authority to access or engage in a wide variety of electronic activities such as purchasing , accessing confidential information , authorizing transactions , etc . user devices are connected to a security application service provider system and security system that maintain the individual accounts and communicate with participating vendors . the service provider system generates standard command buttons and text boxes for the users .