a system and method for connecting an insured to an insurer using a mobile device in order to provide insurance services . the mobile device , which is associated with the insured , includes a mobile insurance module that is in communication with a server insurance module of a server , which is associated with the insurer . together , the mobile insurance module and the server insurance module establish a communication channel with the insurer over which insurance services are provided . the communication channel leverages the technological capabilities of the mobile device , such as a smart phone , to deliver data in a fast , efficient and integrated manner having robust functionalities .