Paypal vs braintree for user to user payments <p>I need a solution that allows UserA to make a payment to UserB. UserA is a registered account in a web service that has their information stored in the "vault". UserB has no registered account and would simply pay at checkout by entering a valid card number. The web service would take 2% of the payment that goes to I guess a separate account for the website.</p> <p>I am trying to wrap my head around which payment service to use as this is the first time I am creating a service with money transactions involved. I like Braintree specifically from what I see:</p> <ul> <li>Free up to first 50k (good for a small cloud based web service)</li> <li>Drop in UI that handles the encryption side of thigns for me (so it seems)</li> </ul> <p>My question is my solution requirements need me to seemily split up the transaction that UserB pays from a card into two places - a portion to UserA and a portion to the web service. Does Brain tree offer a solution that makes this possible as I see it is with Paypal <a href="https://developer.paypal.com/docs/classic/products/adaptive-payments/" rel="nofollow">Adaptive Payments</a></p> <p>Just looking for a quick link to the documentation.</p>