1 April 2016 Last updated at 00:19 BST
The BBC News website asked the independent Money Advice Service to deliver a calendar of month-by-month tips for those trying to keep their personal finances in order.
Nick Hill, from the service, says a simple transfer to a savings account helps to build up savings before day-to-day costs take over.
Video Journalist: Kevin Peachey
Workers should consider whether they are setting sufficient money aside to cover unexpected costs, an advice service suggests.