fair debt collection practices act debt collector definition
Fair Debt Collection Practices Act The FDCPA broadly defines a debt collector as "any person who uses any instrumentality of interstate commerce or the mails in any business the principal purpose of which is the collection of any debts, or who regularly collects or attempts to collect, directly or indirectly, debts owed or due or asserted to be owed or due another."[5] While the FDCPA generally applies only to third party debt collectors—not internal collectors for an "original creditor"—some states, such as California,[6] have similar state consumer protection laws which mirror the FDCPA, and regulate original creditors. In addition, some federal courts have ruled that a collector of debt is not a "creditor" but is rather a "debt collector" under the FDCPA where the collector of debt buys defaulted debt from an original creditor for the purpose of debt collection.[7][8][9] The definitions and coverage have changed over time. The FDCPA itself contains numerous exceptions to the definition of a "debt collector," particularly after the October 13, 2006, passage of the Financial Services Regulatory Relief Act of 2006. Attorneys, originally explicitly exempted from the definition of a debt collector, have been included (to the extent that they otherwise meet the definition) since 1986.
Summary judgment Where appropriate, a court may award judgment summarily upon fewer than all claims. This is known as "partial summary judgment".
Dividend yield Its reciprocal is the Price/Dividend ratio.
Import quota Quotas, like other trade restrictions, are typically used to benefit the producers of a good in that economy.
Title IX No person in the United States shall, on the basis of sex, be excluded from participation in, be denied the benefits of, or be subjected to discrimination under any education program or activity receiving Federal financial assistance.
Economic nationalism While the coining of the term "