what's the difference between de jure and de facto
De jure In law and government, de jure (/deɪ ˈdʒʊərɪ/ or /dɪ ˈdʒʊərɪ/; Latin: de iure, lit. 'in law' Latin pronunciation: [deː juːre]) describes practices that are legally recognised, whether or not the practices exist in reality.[1] In contrast, de facto ("in fact" or "in practice") describes situations that exist in reality, even if not legally recognised.[2] The terms are often used to contrast different scenarios: for a colloquial example, "I know that, de jure, this is supposed to be a parking lot, but now that the flood has left four feet of water here, it's a de facto swimming pool".[3]
De jure In American law, particularly after Brown v. Board of Education (1954), the difference between de facto segregation (segregation that existed because of the voluntary associations and neighborhoods) and de jure segregation (segregation that existed because of local laws that mandated the segregation) became important distinctions for court-mandated remedial purposes.[6]
Charles Dudley Warner Everybody complains about the weather, but nobody does anything about it.[4]
Insurance Insurance is a means of protection from financial loss. It is a form of risk management, primarily used to hedge against the risk of a contingent or uncertain loss.