what is a consumer reporting agency under fcra
Fair Credit Reporting Act Consumer reporting agencies (CRAs) are entities that collect and disseminate information about consumers to be used for credit evaluation and certain other purposes, including employment. Credit bureaus, a type of consumer reporting agency, hold a consumer's credit report in their databases. CRAs have a number of responsibilities under FCRA, including the following:
Consumer Financial Protection Bureau The CFPB writes and enforces rules for financial institutions, examines both bank and non-bank financial institutions, monitors and reports on markets, as well as collects and tracks consumer complaints.[3] Furthermore, as required under Dodd–Frank and outlined in the 2013 CFPB–State Supervisory Coordination Framework, the CFPB works closely with state regulators in coordinating supervision and enforcement activities.[5]
Classic car Organizations such as the Classic Car Club of America (CCCA) and the Antique Automobile Club of America (AACA) maintain a list of eligible unmodified cars that are called "classic". These are described as "fine" or "distinctive" automobile, either American or foreign built, produced between 1915–1925 and 1942–1948.
Computerized Criminal History Computerized Criminal History