what is one function of the home mortgage disclosure act (hmda)
Home Mortgage Disclosure Act HMDA grew out of public concern over credit shortages in certain urban neighborhoods. Congress believed that some financial institutions had contributed to the decline of some geographic areas by their failure to provide adequate home financing to qualified applicants on reasonable terms and conditions. Thus, one purpose of HMDA and Regulation C is to provide the public with information that will help show whether financial institutions are serving the housing credit needs of the neighborhoods and communities in which they are located. A second purpose is to aid public officials in targeting public investments from the private sector to areas where they are needed. Finally, the FIRREA amendments of 1989 require the collection and disclosure of data about applicant and borrower characteristics to assist in identifying possible discriminatory lending patterns and enforcing antidiscrimination statutes.[2]
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1 + 2 + 3 + 4 + ⋯ which increases without bound as n goes to infinity. Because the sequence of partial sums fails to converge to a finite limit, the series does not have a sum.
National Pledge (India) 1. Hindi भारत मेरा देश है। सब भारतवासी मेरे भाई-बहन है। मैं अपने देश से प्रेम करता/करती हूं। इसकी समृद्ध एवं विविध संस्कृति पर मुझे गर्व है। मैं सदा इसका सुयोग्य अधिकारी बनने का प्रयत्न करता/करती रहूँगा/रहूँगी। मैं अपने माता-पिता, शिक्षको एवं गुरुजनो का सम्मान करूँगा/करूँगी और प्रत्येक के साथ विनीत रहूँगा/रहूँगी। मैं अपने देश और देशवाशियों के प्रति सत्यनिष्ठा की प्रतिज्ञा करता/करती हूँ। इनके कल्याण एवं समृद्धि में ही मेरा सुख निहित है।