Pertimbangkan kebutuhan keuangan di indutri tempat perusahaan beroperasi. Pertimbangkan efek saham perbendaharaan pada rasio hutang terhadap modal. Pertimbangkan menghitung rasio cakupan pembayaran hutang.

I'm interested in that, but I only have a few mins. Can you give me at most the first 500 characters of a detailed explanation in English about that?
As noted above, a high debt to equity ratio (above 2.00) is worrisome. Such a ratio may suggest a dangerous amount of leverage. For some industries though, high debt to equity ratios are appropriate.  For example, construction firms use construction loans to finance most of their projects. Although this leads to a high debt to equity ratio, the firm is not at risk of insolvency. The owners of each construction project are essentially paying to service the debt themselves. Finance companies may a