You should search the Internet for a sample payment agreement that you could use as a guide as you draft your own. Each industry has its own standard payment agreements which might differ from the information in this article. For example, if you are drafting a student loan repayment agreement, then its contents would differ substantially from the information provided here. You can begin drafting your payment agreement by opening a blank word processing document and setting the font to a readable size and style. The exact font and size does not really matter, as long as it is readable and looks professional. Times New Roman 12 or 14 point works for most people.  Avoid fonts that are smaller than 10 point, as they may be too hard to read. Avoid fonts that are larger than 14 point; it is unnecessary and will waste paper. Choose a professional-looking font face, such as Times New Roman or Arial. Skip the handwritten fonts, such as Comic Sans. Although legible, they look unprofessional. Put the title in bold and in all caps, so that it stands out, but use the same font face. Center the title between the left- and right-hand margins. You can do this by highlighting the title, then choosing the center-alignment option in your program.  Consider making the title slightly bigger than the rest of your font. For example, if you used 12 point font throughout your document, try 14 point for the title. Keep the title simple. You can title the note “Payment Agreement” or “Loan Agreement.” You need to identify the person making the loan, who is the “lender,” and the person borrowing the loan, who is the “borrower.” You should also include information about the date of the loan here. For example, you could write: “This loan agreement (‘Agreement’) dated this 12th day of August, 2015, made between Michael Smith, of Chicago, IL (‘Lender’) and Amy Jones of Detroit, MI (‘Borrower’).” You don’t have a valid loan until both the borrower and the lender agree to do something in exchange for the other person doing something in return....

===
Write a summary of the previous text in Indonesian:
Cari contoh yang tersedia. Tentukan format dokumen Anda. Cantumkan judul. Identifikasi pihak-pihak yang berkepentingan. Sertakan persetujuan Anda.