The most popular payout option pays the full amount of the annuity over a specified period, with any balance remaining after your death being paid to your beneficiary. Other options will pay out until death with no beneficiary or pay out for a certain period including payments to your beneficiary for the duration of the period after your death. Still another option pays out to the beneficiary for the duration of his or her life beyond your own. Your principal balance is the amount you pay to purchase the annuity either as an initial payment or as a monthly contribution (such as from your paycheck). If you make payments on a regular basis, you will have to inquire as to the current balance in order to calculate your payments. You should also receive statements on your annuity, which should list your principal balance. There may be a guaranteed minimum interest rate that you may receive when you purchase your annuity, which means your interest rate will never fall beneath that rate. Otherwise, a fixed rate should be noted in the paperwork you received when you purchased the annuity, or, if it is variable, you should be able to call the provider or check your account online to find your interest rate. Your statement should also list your interest rate.

TL;DR in Indonesian:
Ketahui opsi pembayaran anuitas Anda. Temukan saldo pokok Anda. Temukan suku bunga.