Cutting expenses and changing your lifestyle may leave you with enough money to pay more towards your debt.  However, you may need to increase your income in order to earn enough to get yourself out of debt.  Many people stay in debt because their debt payments are so high that they don’t have enough money to cover their living expenses, so they continue to use their credit cards.  Earning more money can help you to break your dependence on credit cards and focus on getting out of debt. Use the skills you have acquired in your professional life to earn some extra money on the side.  If you’re good at writing, have a flair for design or have an artistic talent, you can earn money by providing services with these skills. If you are replicating work you do in your professional life, be careful not to compete with your employer.  Check to see if you signed a non-compete agreement, which prevents you from working in the same industry in direct competition with your employer.   Freelance writing jobs include writing blog posts and generating content for content websites.  Content sites pay around $.03 per word, which would be $3 for 100 words.  Writing guest blog posts might earn you up to $50 per post. If you have solid experience as a graphic artist, you could earn up to $100 per hour designing advertisements, website home pages, book covers, brochures or corporate reports.  Create a website that states that you are available for hire and links to samples of your work and customer testimonials. If you have a digital SLR camera and can use photo editing software, you can earn money taking portraits, as a wedding photographer or by selling stock photos.  Family and portrait photographers earn up to $100 per session.  Wedding photographers can charge several thousand dollars.  Stock photography pays between $.15 and $.50 per picture. If you are artistic or crafty, you can sell your wares.  Start your own website or sell your products on a site like Etsy.  Ask local merchants to sell your products.  Rent a table at a...

TL;DR in Indonesian:
Dapatkan penghasilan tambahan. Bekerjalah sebagai pekerja lepas di waktu luang. Buatlah dan jual karya seni dan kerajinan. Jual keahlian Anda. Cobalah menjadi guru les atau pembimbing.