Starting a college fund at birth and depositing about $100 a month will accrue $21,600 by the time a child turns 18, plus a substantial amount of compounded interest. Stay clear of low-yield state prepaid plans and other government backed accounts. It's probably a little late for that, huh? See if your parents will match whatever you save in your college fund. Come up with some sort of compromise—in today's day and age, college cannot be paid for without some help. . The government knows that tuition prices are getting absolutely ridiculous. As a result, they're budging...a little. There's now such a thing as a 529 plan account that parents can open up that allows money to accumulate and be withdrawn federally tax-free, as long as it's used for educational purposes. It can even be started years and years in advance and doesn't necessarily have to be done by a parent. It can even be kicked to another kid. There's tons of flexibility. And students can contribute too! It's all about thinking about the long-term. The quicker you can get out of college, the better. Mapping out your course-path is one way, but getting classes out of the way even sooner is a great idea, too. Your high school probably offers AP classes or has joined up with a local community college to give their students credit. Take advantage of it! It's so much cheaper! If your high school doesn't have an established program, ask about doing it anyway. You can spend the last period of your day at your local community college or university taking a legitimate college course that can start off your college transcripts. The only person you really have to get past is your guidance counselor! Straight up, learning to play the bagpipes isn't the most lucrative hobby. If you enjoy something that you can make money at, do it. You won't have a ton of time to work as a student, but what free time you do have should be spent doing what you love. What's more, it could result in scholarships!  Make music. Playing a musical instrument in a band or orchestra can...

TL;DR in Chinese:
尽早开始储蓄。 了解529计划账户。 参加大学先修课程或双学分班，尽快毕业。 好好利用宝贵的课外活动时间。 找一份兼职。