If you are not saving at least 25% of what you earn, start today. Take your income and expenses and find out where you can start to cut back, sell something, downsize or make a crack in your expenses. If you make at least $50,000 a year, you should be saving $12,500 a year. If you are spending a lot of money on an automobile, sell it. Some high-earning people end up essentially poor because they still manage to live beyond their means.  The younger generations of today have been born into a very commercialized world that constantly pushes the newest gadgets and clothes on us. In order to save and build wealth, you'll have to ignore the urge to indulge in these trinkets, even when you start making good money. Keep this in mind: poor people buy things from rich people and rich people buy investments to make themselves richer. Which side do you want to be on?  For more ways to cut expenses, see how to save money. Set up an automatic draft (payment) from your household account to your investment account. One of the biggest parts of becoming rich is making your money work for you. Therefore, try to allocate as much money as possible to an account that you can use to invest in the stock market. You can either set up an account with a local money manager or through one of the online trading websites to get started. There are three books everyone should read before you put a dollar into any investment. Read "Become Your Own Banker," "Rich Dad, Poor Dad" and "LEAP" - in that order. If you don't have the motivation to read and educate yourself then you are not motivated to be rich. These books are the cornerstone of becoming rich, wealthy and in control of your own destiny. You can go about this one of two ways: either have an advisor do it for you or try to do it yourself. Because of the complicated nature of the financial markets, it is generally a good idea to leave investing, especially risky investing, to professionals. However, if you have the time and aptitude, you can avoid paying fees to an investment manager...

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