Phân loại cách thức chi tiêu của bạn. Phân tích chi tiêu. Thiết lập ngân sách. Tìm cách để tiết kiệm.

I'm interested in that, but I only have a few mins. Can you give me at most the first 500 characters of a detailed explanation in English about that?
Most people's expenses consist of housing, utilities, entertainment, clothing, food, travel, and medical care. Start by reviewing the checks you've written and your credit card statements for the last few months. Add up what you spent in the above categories and any others specific to you.  Credit card companies and online banks offer a feature that will summarize your spending for a given period of time, based on the names of the businesses where you spend money. If you don't use debit or credi