Dự thảo ngân sách. Chuẩn bị cơ thể. Hoàn tất quá trình tự đánh giá. Lên kế hoạch cho sự thay đổi trong cuộc sống. Trò chuyện với bác sĩ.

Given the above summary, write a detailed text in English for it.
When your are contemplating a pregnancy, it is natural to have some hesitation. Try addressing the things that are causing you to pause. To begin, consider the financial ramifications of a pregnancy and of raising a child. Financial instability can contribute to emotional unpreparedness surrounding a pregnancy.  Children are expensive. And so is health care. It's essential to have the means to care for a child properly or you'll risk feeling overwhelmed and possibly even resentful. Discuss the financial details openly with your partner, including expectations about who will take time off work and when, if at all, the partner principally responsible for at-home baby care will return to work. If you choose to be a stay-at-home mom or dad, there will need to be very clear financial strategies set in place to ensure that this decision doesn't mean you're stretched beyond your abilities financially. Be realistic. Consider costs of doctor visits, food, clothing, daycare, etc. Try to reduce debt and save as much as possible before becoming pregnant. Many people are nervous about the physical impact of a pregnancy. Addressing this concern can help you feel more physically and emotionally ready for changes. Caring for the physical needs of your pregnant body can help to prepare you emotionally for a pregnancy.  Many women experience intense emotions as a result of hormone fluctuations and the dramatic changes that their bodies encounter during a pregnancy. Some women are shocked to find that they have "mommy brain" and can't think straight during some or all of the pregnancy. While this doesn't happen to all pregnant women, for those who do experience it, it can be very distracting. This might mean considering reduced duties if working, scheduling earlier bedtimes and getting help with things that you find tax your energy too much. By exercising regularly and eating healthy, you can take greater physical control over your body. In turn, this can help to create better emotional control. Get in the habit of getting some...