Agricultural production, mainly planting and aquaculture, is an important project for industrial poverty alleviation and a major source of income for farmers in deep poverty-stricken areas. Agricultural production is an open-air factory, which has the limitation of relying on heaven for a living. Most of the deep poverty-stricken areas have poor natural conditions, high frequency and wide range of disasters, coupled with the impact of diseases and insect pests, which bring great challenges to agricultural production. 
the development of planting and aquaculture in deep poverty-stricken areas needs the help of agricultural insurance, which is the basic means of risk management under the condition of market economy.
Agricultural production in deep poverty-stricken areas needs to bear greater risks.