Rhonda: As long as the cost is not too great, you should use your time, energy, or money to help others  People who are active participants in charitable causes have richer lives than miserly hermits, however prosperous the hermits may be
Brad: You should ignore the problems of complete strangers and focus your generosity on your immediate relatives and close friends, since these are the people who will remember your sacrifices and return the kindness when you yourself need help
One should always act in a manner that one can reflect on with pride.