A university professor believes that since the implementation of China's housing provident fund system, only some workers who have the ability to buy houses have enjoyed low-interest housing loans, but for those wage earners who have lower income and do not have the ability to buy houses, they have not played a role in housing security. 
Housing provident fund system is a compulsory housing security system established by the state
 the housing provident fund system is a system of robbing the poor to help the rich, and the state should abolish the housing provident fund system.