According to a recent survey, 47% of Chinese said they only put some of the remaining cash at the end of the month into savings. Almost 1/3 of people say they don't save money at all. China's household savings rate will gradually decline in the future because of demographic factors (the aging of the previous generation of only children), increased affluence and improvements in the financial sector (such as the introduction of more insurance products). The savings rate of urban households is now lower than the national average.
passage?
People's concept and mode of financial management have changed.