The car owner's information will affect the car premium  For example, the premium for older, female and highly educated car owners is relatively low, the premium for young people under the age of 25 is high, and the premium for car owners who have had traffic accidents is high  In addition, car price, model, age and even color will affect the insurance premium  High-priced new cars are not necessarily more expensive than low-priced old cars, because there are many anti-theft devices and safety devices for new cars and good cars  The premium for cars with bright colors of specific models is expensive
For example, people who love to drive red sports cars have a bold personality and are relatively careless when driving
The premium paid by cautious and meticulous car owners is mainly lower than that paid by unrestrained and lively car owners.