Consumption lag means that individual consumption lags behind the average consumption level that national economic development and individual family income should reach. Excessive consumption means that the current income level is not enough to buy the products or services needed now, and consume in the form of loans, installment payments, advances, etc.
According to the above definition, which of the followings belongs to excessive consumption?
Xiao Li, a college student, bought a well-known brand computer through a lending platform.