Some credit card companies allow cardholders to skip payments for up to six months under certain circumstances, but it is almost never in a cardholder' s interest to do so
Finance charges accumulate during the skipped-payment period, and the cost to the cardholder is much greater in the long run
It is unwise to use highway maintenance funds for construction of new roads. There is some immediate benefit from new roads, but if these funds are not used for maintenance, the total maintenance cost will be greater in the long run.