Businesses are suffering because of a lack of money available for development loans
To help businesses, the government plans to modify the income-tax structure in order to induce individual taxpayers to put a larger portion of their incomes into retirement savings accounts, because as more money is deposited in such accounts, more money becomes available to borrowers
The modified tax structure would give all taxpayers, regardless of their incomes, the same tax savings for a given increase in their retirement savings.