Psychological accounting refers to the process that people unconsciously classify wealth into different accounts for management, and encode, classify and evaluate the results (especially economic results), and different psychological accounts have different accounting methods and psychological operation rules. From individuals, families to enterprise groups, there is a set of implicit or explicit psychological account system. Its psychological accounting method is different from the operation methods of economics and mathematics, so it often affects decision-making in unexpected ways, making individual decision-making violate the simplest rational economic law.
According to the above definition, which of the following best reflects the phenomenon of psychological accounting?
Worried all day, Xiao Li spent three-quarters of his total savings on life insurance.