Personnel officer: The exorbitant cost of our health-insurance benefits reflects the high dollar amount of medical expenses incurred by our employees  Employees who are out of shape, as a group, have higher doctor bills and longer hospital stays than do their colleagues who are fit
Ttherefore, since we must reduce our health-insurance costs, we should offer a rigorous fitness program of jogging and weight lifting to all employees, and require employees who are out of shape to participate
The strenuous activities required of out-of-shape employees by the program would not by themselves generate medical expenses greater than any reduction achieved by the program.