text: Olivia: I have opened an account in your bank
  Paul: Good! So now we can have a joint account without having to visit the bank personally
  Olivia: I think so
  Paul: Perfect, my lovely wifey
  Olivia: Haha, I don't know about that, now we will know what we spend our money on
  Paul: what's mine is yours
  Olivia: even your smelly socks
  Paul: even my socks <3
  Olivia: What do you want to do this weekend?
  Paul: i was thinking about going sailing
  Olivia: Tha is a great idea! Can Tom and Sam come with us?
  Paul: Sure, I'll look for a boat
  Olivia: I'll call them! <3
target: Olivia has opened an account in Tom's bank. Now they can set up a joint account. Paul will book a boat for this weekend.