text: Darren: This arrived for you today.
  Darren: <file_photo>
  Darren: <file_photo>
  Tim: Shit! That looks serious.
  Tim: I've no idea what it's about though.
  Darren: Did you owe them any money?
  Tim: Not that I know of.
  Darren: Are you sure?
  Tim: Absolutely positive!
  Darren: You better get in contact with them before the bailiffs come to our door.
  Tim: I'll get right onto it.
  Tim: Will call them today.
  Darren: Let me know how you get on.
  Tim: I shall
target: Tim receives a letter claiming he owes them money. He will call them today.