text: Jacob: Mom, where are you?
  Sandra: I am coming up now. What's up?
  Jacob: Please send me some money. I am in hurry now.
  Sandra: What's going on?
  Sandra: How much?
  Jacob: 970 dollars. 
  Jacob: My OTP doesn't work but I should send the money right now.
  Sandra: Just explain why and to whom
  Sandra: I said I'm coming up
  Jacob: To Jason. You know him. 
  Jacob: And mom, I'm not home. That's why.
  Jacob: I will send you the money back this evening.
  Sandra: Why on my messenger you are not added?
  Sandra: Isn't this SMS phishing?
  Sandra: I cannot send you money right now. Call me so that I can check if you are really my son.
target: Jacob asks his mother to wire 970 dollars to his friend Jason, as he cannot do it due to his OTP not working. But the number Jacob is calling from is not listed on Sandra's messenger, so she asks him to phone her so that she can confirm his identity.