text: Polly: Tonyyyyyyy
  Tony: Yeah?
  Polly: Have a sec?
  Tony: Yeah what up?
  Polly: I'm trying to buy a ticket but the website keeps rejecting my card! Do you have a credit card?
  Tony: I do
  Polly: Could you please please buy my ticket? I will transfer the money asap
  Tony: No prob. 
  Polly: THANK YOU!!!! I'm still trying one thing, one moment
  Tony: Ok
  Polly: So I called my bank and apparently I had some transaction limit but they managed to changed it!!!
  Tony: So you don't need my card anymore?
  Polly: No but thank you so much!!!
  Tony: No worries. Btw do you have Revolut?
  Polly: What's that?
  Tony: It's a digital banking account, you can have as many currency accounts as you want, it's for free and you get a virtual cc
  Polly: Ohhh so they don't charge you for exchange?
  Tony: No. it's free, it follows interbank currency exchange rates
  Polly: OMG I need that! How do I get it?
  Tony: Hang on, I'll send you an invite. It's really simple to use but ask if you have any q
  Polly: Thank you!!!! You totally saved me today
  Tony: Not at all
target: Polly called the bank and they changed her transaction limit. Now Polly can use her card and doesn't need Tony's card. Polly will set up a Revolut account. Tony will send Polly an invite to Revolut. 