text: Betty: you won't believe what James did
  Ursula: I think I just might ... :>
  Betty: what's that supposed to mean?
  Ursula: Nothing, just go ahead and tell me what you meant
  Betty: James spent our savings on a cruise
  Ursula: oh...
  Ursula: I didn't know he spent your savings on it
  Betty: You knew?!
  Ursula: I knew he wanted to buy a cruise for your anniversary
  Betty: You should have stopped him!
  Ursula: why? It's a great idea, a beautiful gift
  Betty: yes, it is, but he spent OUR savings on it
  Betty: We can't afford it, there are so many things that need to be fixed in the house
  Ursula: I understand you're upset, but maybe you'll love it?
  Betty: no, I'm just so mad at him that he didn't even consult it with me
  Ursula: It was supposed to be surprise!
  Betty: not a nice one. Now we have a cruise and an empty bank account
target: James bought a cruise for himself and Betty as an anniversary present. He spent all their savings on it. Betty's mad at him. Ursula knew he bought it, but she didn't know he spent all their savings. 