text: Jake: Bro, can you lend me  $50?
  Tom: Not sure... Why do you need it?
  Jake: I want to buy some nice stuff for Cathy.
  Tom: Where's your money?
  Jake: Well, definitely it's not in my wallet ;-)
  Tom: Your wallet is sooo empty??
  Jake: I don't have even one dollar in it.
  Tom: Being broke is no fun.
  Jake: Even if it's only for a short while.
  Tom: Well, some people say it's always good to have friends;-)
  Jake: Friends will lend you money when you're broke, won’t they ;-)
  Tom: As long as you pay them back, they will:-) Catch me after work, I’ll give it to you. 
target: Jake has no money. He wants to buy a gift for Cathy. Tom will lend $50 to Jake.