text: Cheryl: do you and peter celebrate valentine's day?
  Megan: not really
  Megan: well, we have dinner and stuff but that's it.
  Cheryl: no presents?
  Megan: a couple of years ago peter and I decided not to buy presents for each other on valentine's day
  Megan: we save that money for trips and stuff like that
  Cheryl: that's a good idea
  Cheryl: actually that sounds like a great money saver
  Megan: yes, we can save for whatever we want
  Megan: for instance we're saving for a cruise right now
  Cheryl: i hope peter doesn't get me anything this year
  Megan: why don't you just tell him not to?
  Cheryl: you know him, he's such a romantic
  Cheryl: he probably wouldn't hear it and still get me a gift
  Megan: that's sweet, but you should just tell him and save that money for something else
target: Megan and Peter will have a dinner on Valentine's Day. They don't buy gifts for each other, because they save money for trips. They're saving for a cruise right now.