Juvenile white sharks (JWS) of the Northeastern Pacific population are present in nearshore southern California waters and form mixed size class (~1.5–3 m) aggregations for weeks to months, often within 500 m of shore. These nearshore beach habitats are heavily used for human recreation (e.g., surfing, swimming, body boarding, wading, and standup paddleboarding) and the amount of spatio-temporal overlap between JWS and humans is currently unknown. Increases in human population and the Northeastern Pacific population of white sharks have raised concern over human beach safety. To determine spatio-temporal JWS-human overlap at various spatial scales (e.g., across the entire southern California coastline, across different distances from shore, and within specific beach locations), 26 beach locations across southern California were surveyed monthly resulting in 1644 aerial drone surveys between January 2019 to March 2021. Thirteen environmental variables were assessed to predict when spatio-temporal overlap between JWS and water users was highest. Coast-wide distribution of JWS was clumped, limiting human-shark co-occurrence to specific locations, with 1096 of 1204 JWS observations occurring at Carpinteria and Del Mar Beach locations. Nearshore distribution indicated JWS are often close enough to the wave break to interact with some water users (median = 101 m, range = 2–702 m), although JWS had the most spatial overlap with stand-up paddlers. Daily human-shark co-occurrence was 97% at beaches where JWS aggregations had formed, and human activity showed high spatial overlap at shark aggregation sites. Although there is higher seasonal human-shark spatio-temporal overlap where aggregations form in southern California, the number of unprovoked shark bites across southern California is extremely low. This study provides evidence that high human-shark spatio-temporal overlap does not lead to an increased bite frequency in southern California, and there are a number of possible explanations as to why JWS are not biting water users despite daily encounters.