This work is mostly devoted to the search for effective solutions to the problem of early diagnosis of plant stress (given an example of wheat and its drought stress), which would be based on explainable artificial intelligence (XAI). The main idea is to combine the benefits of two of the most popular agricultural data sources, hyperspectral images (HSI) and thermal infrared images (TIR), in a single XAI model. Our own dataset of a 25-day experiment was used, which was created via both (1) an HSI camera Specim IQ (400–1000 nm, 204, 512 × 512) and (2) a TIR camera Testo 885-2 (320 × 240, res. 0.1 °C). The HSI were a source of thek-dimensional high-level features of plants (k≤ K, where K is the number of HSI channels) for the learning process. Such combination was implemented as a single-layer perceptron (SLP) regressor, which is the main feature of the XAI model and receives as input an HSI pixel-signature belonging to the plant mask, which then automatically through the mask receives a mark from the TIR. The correlation of HSI channels with the TIR image on the plant’s mask on the days of the experiment was studied. It was established that HSI channel 143 (820 nm) was the most correlated with TIR. The problem of training the HSI signatures of plants with their corresponding temperature value via the XAI model was solved. TheRMSEof plant temperature prediction is 0.2–0.3 °C, which is acceptable for early diagnostics. Each HSI pixel was represented in training by a number (k) of channels (k≤ K = 204 in our case). The number of channels used for training was minimized by a factor of 25–30, from 204 to eight or seven, while maintaining theRMSEvalue. The model is computationally efficient in training; the average training time was much less than one minute (Intel Core i3-8130U, 2.2 GHz, 4 cores, 4 GB). This XAI model can be considered a research-aimed model (R-XAI), which allows the transfer of knowledge about plants from the TIR domain to the HSI domain, with their contrasting onto only a few from hundreds of HSI channels.