Water electrolysis represented a promising avenue for the large-scale production of high-purity hydrogen. However, the high overpotential and sluggish reaction rates associated with the anodic oxygen evolution reaction (OER) posed significant obstacles to efficient water splitting. To tackle these challenges, the urea oxidation reaction (UOR) emerged as a more favorable thermodynamic alternative to OER, offering both the energy-efficient hydrogen evolution reaction (HER) and the potential for the treating of urea-rich wastewater. In this work, a two-step methodology comprising nanowire growth and phosphating treatment was employed to fabricate Cu3P nanowires on Cu foam (Cu3P-NW/CF) catalysts. These novel catalytic architectures exhibited notable efficiencies in facilitating both the UOR and HER in alkaline solutions. Specifically, within urea-containing electrolytes, the UOR manifested desirable operational potentials of 1.43 V and 1.65 V versus the reversible hydrogen electrode (vs. RHE) to reach the current densities of 10 and 100 mA cm−2, respectively. Concurrently, the catalyst displayed a meager overpotential of 60 mV for the HER at a current density of 10 mA cm−2. Remarkably, the two-electrode urea electrolysis system, exploiting the designed catalyst as both the cathode and anode, demonstrated an outstanding performance, attaining a low cell voltage of 1.79 V to achieve a current density of 100 mA cm−2. Importantly, this voltage is preferable to the conventional water electrolysis threshold in the absence of urea molecules. Moreover, our study shed light on the potential of innovative Cu-based materials for the scalable fabrication of electrocatalysts, energy-efficient hydrogen generation, and the treatment of urea-rich wastewater.