In order to study the mechanical properties of rice husk ash–rubber–fiber concrete (RRFC) under hygrothermal environment, the optimal group was selected by orthogonal test. The mass loss, relative dynamic elastic modulus analysis, strength analysis, degradation degree analysis after cyclic loading and internal microstructure analysis of the optimal group of RRFC samples after dry–wet cycles under different environments and temperatures were compared and analyzed. The results show that the large specific surface area of rice husk ash optimizes the particle size distribution of RRFC specimens, reacts to form C-S-H gel, enhances the compactness of concrete, and forms a dense structure as a whole. The presence of rubber particles and PVA fibers effectively improves the mechanical properties and fatigue resistance of RRFC. The comprehensive mechanical properties of RRFC with rubber particle size of 1–3 mm, PVA fiber content of 1.2 kg·m−3and rice husk ash content of 15% are the best. The compressive strength of the specimens after dry–wet cycles in different environments generally increased first and then decreased, reaching a peak at the seventh dry–wet cycle, and the compressive strength of the specimens under chloride salt solution decreased more than that under clear water solution. Thes provided new concrete materials for the construction of highways and tunnels in coastal areas. Under the premise of ensuring the strength and durability of concrete, it is of great practical significance to explore new roads for energy conservation and emission reduction.