What are the names of customers who have a savings balance lower than their checking balance, and what is the total of their checking and savings balances?
SELECT T1.name ,  T3.balance + T2.balance FROM accounts AS T1 JOIN checking AS T2 ON T1.custid  =  T2.custid JOIN savings AS T3 ON T1.custid  =  T3.custid WHERE T3.balance  <  T2.balance
names of customers = T1.name; savings balance lower than checking balance refers to T3.balance < T2.balance; total of their checking and savings balances refers to T3.balance + T2.balance;