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Solve the following problem using Python, implementing the functions described below, one line at a time
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Description:
 def create(**data):
 """ Create a Payment request. :param data: data required to create the payment :return: The payment resource :rtype resources.Payment """

        http_client = HttpClient()
        response, _ = http_client.post(routes.url(routes.PAYMENT_RESOURCE), data)
        return resources.Payment(**response)