<SYSTEM_TASK:>
Solve the following problem using Python, implementing the functions described below, one line at a time
<END_TASK>
<USER_TASK:>
Description:

def get_settings():
    '''
    Get all currently loaded settings.
    '''
    settings = {}
    for config_file in config_files():
        config_contents = load_config(config_file)
        if config_contents is not None:
            settings = deep_merge(settings, config_contents)
    return settings