Personal loan

A Vancity personal loan can make good financial sense. Interest rates are much lower than rates charged on department store and gasoline credit cards. So we save you money. And our rates are fully competitive with banks and trust companies.

Terms to fit your needs and your budget:

Apply now

Note: Small and short-term demand loans with a cost of borrowing of less than $45.00 at the time of loan set-up will be charged an interest rate of 17.90% per annum. This does not apply to the Vancity Fair & Fast Loan™.

You can apply for a Vancity loan online, at your branch or over the phone by calling Member Services Centre at 604-877-7000 or toll free at 1-888-Vancity (826-2489). Please note that our online loan applications are processed within 48 hours.

You may be a candidate for our microfinance loans

You may be eligible for a microfinance loan if you are an entrepreneur, looking to enter a trade or profession, or needing to build or repair your credit history.
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