demise or personal injury caused by the negligence of or its agents, employees or shareholders/owners;
ọnwụ ma ọ bụ mmerụ ahụ nke kpatara site na nleghara anya nke onye nwe weebụ ma ọ bụ ndị nnọchianya ya, ndị ọrụ ma ọ bụ ndị nwe oke / ndị nwe ya;