The main difference is that Samsung Pay works at almost all stores that accept credit or debit cards, not just those with tap-to-pay NFC terminals (as long as you own a Galaxy phone released before 2021 in the US).
Ihe dị iche bụ na Samsung Pay na-arụ ọrụ n'ihe fọrọ nke nta ka ọ bụrụ ụlọ ahịa ọ bụla na-anabata kaadị akwụmụgwọ ma ọ bụ kaadị debit, ọ bụghị naanị ndị nwere akara NFC na-akwụ ụgwọ (ọ bụrụhaala na ị nwere ekwentị Galaxy gara aga na mbụ.