It says: "To be sure, there is great gain in godly devotion along with contentment." (1 Timothy 6:6) In other words, being content with what one has is the best way to escape the sad consequences of borrowing.
Ya re: "Eleruri, boineelo jono jwa bomodimo mmogo le thetebalo ke tsela ya papadi e kgolo." (1 Timotheo 6:6) Ka mafoko a mangwe, go kgotsofalela se o nang le sone go tla go thusa go tila ditlamorago tse di botlhoko tsa go adima madi.