This will allow you to transfer the credit to another party if you're the creditor empowering him or her to collect the debt from the borrower.
ningemleta tungemleta ungemleta mngemleta angemleta wangemleta ungemleta ingemleta lingemleta yangemleta kingemleta vingemleta ingemleta zingemleta ungemleta kungemleta pangemleta mungemleta