ለኢኮኖሚው እንቅስቃሴ አመች ሁኔታ ለመፍጠር የንግድ ተቋሞቻቸውን ለባነክ በዋስትና ካስያዙ ባለዕዳዎች ላይ የሚፈለጉ ዕዳዎችን በተቀላጠፈ መንገድ ማሰባሰብና ለወደፊቱ ጥሩ የንግድ አሠራር ባሕል እንዲዳብር ማድረግ በማሰፈለጉ፤
WHEREAS, in order to create conducive environment to the economic development by enabling banks to efficiently collect debts from debtors whose business has been mortgaged with the banks and thereby establishing a good business culture;