 እንዲያውም የአትላንታ መቅድም ወጣቶች የባህል ዝግጅት ባይኖር ኖሮ ዝግጅቱ ይብሱን ሊቀዘቅዝ ይችል እንደነበር ይገመታል።
Almost certainly rules against usury would have been relaxed by the Catholic church even if there had been no Protestant Reformation.