I really believe that many of our problems are because so many people in this country DO have insurance, and there is NO incentive to save!
Waxaan huba in kheyraad badan dalka ku jiro ,aqoonyahanno badanna dalku leeyahay ee yaan loo saxeexin shisheeye kheyraadka dalka iyadoo lagala cararayo muwaadininti dalka lahayd.