If you do not do it within 10 days, you can still claim the exemption, but it will take longer to stop the garnishment and get your money back.
Haddii aadan ku samayn 10 cisho gudahood, weli waa dalban kartaa cafiska, laakiin waqti dheer ayay kugu qaadanaysaa si aad u joojisid lacag gooynta iyo lacagtaada in laguu soo celiyo.