In addition, they have a "captive" rather than active user base; people have to pay the charges, they do not choose to borrow money.
Oo weliba, ka "Bonus Deposit First" ma la recharges phone iyo user shaqayn leeyihiin in ay lacag kaash ah in lacag dhab ah si ay u abaalmarinayn gunada si aad u codsato iyo lacag si aad u labanlaabmay.