We presume the sender is a great attacker who would like to make the recipient believe this individual paid him for a while, in that case switch it to pay back to himself after some time has passed.
Sicabanga ukuthi umthumeli ungumhlaseli ofuna ukwenza umamukeli akholelwe ukuthi umkhokhele isikhashana, bese eyishintsha ukuze azibuyisele kuye ngemuva kwesikhathi esithile.