In addition to the two standard accounts, Muslim traders are accommodated by offering "swaps" free accounts that operate according to the principle of Islamic Sharia free trade interest.
Ngokungeziwe kuma-akhawunti amabili ajwayelekile, Abathengisi abangamaSulumane bahlaliswa ngokunikela "ushintshanisa" ama-akhawunti wamahhala asebenza ngokuya ngomgomo we-Islamic Sharia inzalo yokuhweba yamahhala.