It is not the same as a private insurance, for example the one you have on your car or motorcycle, because you do not use it for work, but for travel, leisure ... in other words, personal use.
Akufani nomshuwalense wangasese, ngokwesibonelo lowo onawo emotweni yakho noma isithuthuthu, ngoba awusebenzeli umsebenzi, kodwa ukuhamba, ukuzijabulisa ... ngamanye amagama, ukuzisebenzisela wena.