Non-payment and payment that is late have damaging influence on the individuals' credit score and downgrade their own credit scores, as the financial institutions may report delinquency to credit reporting agencies, including but not limited by Equifax, Transunion, and Experian.
Ukukhokha nokungakhokhi sekwedlule isikhathi kungaba nomthelela ongemuhle ekubolekeni kwesikweletu futhi kwehlise amaphuzu abo wesikweletu, njengoba ababolekisi bangabika ubuqili ezinhlanganweni zezikweletu, kufaka phakathi kepha kungagcini ku-Equifax, Transunion, naku-Professionalan.