Chapter 13 allows you to repay some or all of your debts in a 3 to 5 year payment plan.
Ukuqothuka kweSahluko 13 kuzokuvumela ukuthi ukhokhele zonke izikweletu zakho ngohlelo lokukukhokhela isikhathi esiyiminyaka emithathu kuya kwemihlanu ngokuya ngeholo lakho.