If you don't, then you might end up spending the money on transport, food, rent, as well as other requirements.
A wu nge swi koti ku hlayisa nkarhi leswaku u wu tirhisa siku rin'wana, hilaha u nga endlaka hakona hi mali, swakudya, swilo swo tshivela ndzilo, kumbe swilo swin'wana swo tala.