You can have all these but if you do not have any credit with God, all these will fail you.
Ku nga khathariseki leswaku u tshame u langutana ni xiyimo xa muxaka muni eka mafambiselo lawa yo biha ya swilo, u nga swi kota ku tshembeka eka Xikwembu; nakambe a wu nge tsandzeki ku swi endla sweswo.