"That means that the 15% that I might recommend you to spend on transportation can go to 5% and that gives you an extra 10% to funnel into your housing," she explained.
U fanela u shumisa 5% nga nnḓa ha musi carob yo thoma ya vhewa ya rengiwa nga muḓivhi ane a ḓo ṱuwa nayo ndi hanefho hune a nga engedza tshikalo tsha vha 10% kha zwiḽiwa.'