The BPI report says this is also known as digital wallets or e-wallets, and allow people to make purchases with their phone instead of their wallets or cheque books.
Mihundziso ya EFT yi tlhela yi tiviwa tanihi ku banga hi elekitironiki kumbe ku banga hi inthanete naswona yi nga endliwa hi ku nghena eka phurofayili ya wena ya bangi hi khomphyuta kumbe selefoni ya wena.