Instructions for dancing / Nicola Yoon. Berlin-Peck Memorial Library - Teen:Check Shelf, Bloomfield, McMahon Wintonbury Library - Teen:Check Shelf, Bloomfield, Prosser Library - Teen:Check Shelf, Bristol, Manross Branch:Check Shelf, Bristol, Manross Branch - Young Adult:Check Shelf, Canton Public Library - Teen New Materials:Check Shelf, Cheshire Public Library - YA New:Check Shelf, Colchester, Cragin Memorial Library - Teen New Books:Check Shelf, Cromwell-Belden Public Library - New YA Materials:Check Shelf, East Hartford, Raymond Library - Young Adult New Books:Check Shelf, East Windsor, Library Association of Warehouse Point - Young Adult:In Processing, Enfield, Main Library - New Young Adult:Check Shelf, Enfield, Pearl Street Branch Library - Young Adult New Books:Check Shelf, Glastonbury, Welles-Turner Memorial Library - Teen New Books:Check Shelf, Granby, Main Library - New Teen Book Area:Check Shelf, Manchester, Main Library - Teen:Check Shelf, Manchester, Whiton Branch - Teen:DUE 11-12-21, Mansfield, Main Library - Teen Fiction:Check Shelf, Mansfield, Main Library - Teen New Fiction:Check Shelf, Marlborough, Richmond Memorial Library - Young Adult New:Check Shelf, New Britain, Main Library - Young Adult New Books:DUE 11-03-21, Newington, Lucy Robbins Welles Library - Teen:DUE 10-04-21, Plainville Public Library - Young Adult New Books:Check Shelf, Portland Public Library - New Teen Materials:Check Shelf, Rocky Hill, Cora J. Belden Library - Young Adult New Books:Check Shelf, Simsbury Public Library - Teen:Check Shelf, South Windsor Public Library - Young Adult:Check Shelf, Southington Library - Teen:DUE 10-28-21, West Hartford, Bishop's Corner Branch - Teen New Materials:Check Shelf, West Hartford, Faxon Branch - Teen New Materials:Check Shelf, West Hartford, Noah Webster Library - Teen New Materials:Check Shelf, Wethersfield Public Library - Teen:Check Shelf, Windsor, Main Library - Teen New Materials:Check Shelf, Windsor, Main Library - Teen New Materials:Billed, Windsor, Wilson Branch - New Materials:Check Shelf\nSuper fake love song / David Yoon. Avon Free Public Library - Teen:Check Shelf, Berlin-Peck Memorial Library - Teen:Check Shelf, Bloomfield, McMahon Wintonbury Library - Teen:Check Shelf, Bloomfield, Prosser Library - Teen:Check Shelf, Bristol, Main Library - Young Adult New Books:Check Shelf, Bristol, Manross Branch - Young Adult:DUE 10-01-21, Burlington Public Library - Teen New Books:Check Shelf, Canton Public Library - Teen:Check Shelf, Cheshire Public Library - Teen:Check Shelf, Cromwell-Belden Public Library - Young Adult:DUE 11-10-21, East Hartford, Raymond Library - Young Adult:Check Shelf, East Windsor, Library Association of Warehouse Point - Young Adult:Check Shelf, Enfield, Main Library - Young Adult:Check Shelf, Glastonbury, Welles-Turner Memorial Library - Teen New Books:Check Shelf, Manchester, Main Library - Teen:Check Shelf, Manchester, Whiton Branch - Teen:Check Shelf, Mansfield, Main Library - Teen Fiction:Check Shelf, Marlborough, Richmond Memorial Library - Young Adult New:Check Shelf, New Britain, Main Library - Young Adult:Check Shelf, Newington, Lucy Robbins Welles Library - Teen:Check Shelf, Plainville Public Library - Young Adult:Check Shelf, Portland Public Library - Teen:Check Shelf, Rocky Hill, Cora J. Belden Library - Young Adult New Books:Check Shelf, Simsbury Public Library - Teen:Check Shelf, South Windsor Public Library - Young Adult:In Processing, Southington Library - Teen:Check Shelf, West Hartford, Faxon Branch - Teen:Check Shelf, West Hartford, Noah Webster Library - Teen New Materials:Check Shelf, Wethersfield Public Library - Teen:Check Shelf, Windsor Locks Public Library - Teen:Check Shelf, Windsor, Main Library - Teen:On Display\nFrankly in love / David Yoon. Avon Free Public Library - Teen:Check Shelf, Berlin-Peck Memorial Library - Teen:Check Shelf, Bloomfield, McMahon Wintonbury Library - Teen:Check Shelf, Bloomfield, Prosser Library - Teen:Check Shelf, Bristol, Manross Branch - Young Adult:Check Shelf, Canton Public Library - Teen:Check Shelf, Cheshire Public Library - Teen:Check Shelf, Colchester, Cragin Memorial Library - Teen:Check Shelf, Cromwell-Belden Public Library - Young Adult:Check Shelf, East Hartford, Raymond Library - Young Adult:Check Shelf, Glastonbury, Welles-Turner Memorial Library - Teen:Check Shelf, Granby, F.H. Cossitt Branch - Teen:Check Shelf, Manchester, Main Library - Adult Fiction:Check Shelf, Manchester, Main Library - Teen:Check Shelf, Mansfield, Main Library - Teen Fiction:Check Shelf, Marlborough, Richmond Memorial Library - Young Adult:Check Shelf, New Britain, Jefferson Branch - Young Adult:Check Shelf, New Britain, Main Library - Young Adult:Check Shelf, Newington, Lucy Robbins Welles Library - Teen:Check Shelf, Plainville Public Library - Young Adult:Check Shelf, Portland Public Library - Teen:Check Shelf, Rocky Hill, Cora J. Belden Library - Young Adult:Check Shelf, Simsbury Public Library - Teen:Check Shelf, South Windsor Public Library - Young Adult:Check Shelf, Southington Library - Teen:Check Shelf, West Hartford, Bishop's Corner Branch - Teen:Check Shelf, West Hartford, Faxon Branch - Teen:Check Shelf, West Hartford, Noah Webster Library - Teen:Check Shelf, Wethersfield Public Library - Teen:Check Shelf, Windsor, Main Library - Teen:Check Shelf\nThe program / Suzanne Young. Avon Free Public Library - Teen:Check Shelf, Berlin-Peck Memorial Library - Teen:Check Shelf, Burlington Public Library - Teen:Check Shelf, East Windsor, Library Association of Warehouse Point - Adult Department:DUE 12-26-19 Billed, Enfield, Main Library - Young Adult:Check Shelf, Mansfield, Main Library - Teen Fiction:DUE 07-15-21 Billed, Newington, Lucy Robbins Welles Library - Teen:Check Shelf, Plainville Public Library - Young Adult:Check Shelf, Rocky Hill, Cora J. Belden Library - Young Adult:Check Shelf, Simsbury Public Library - Teen:DUE 11-06-21, West Hartford, Noah Webster Library - Teen:DUE 05-16-18 Billed, West Hartford, Noah Webster Library - Teen:Check Shelf\nElsewhere / Gabrielle Zevin. Avon Free Public Library - Adult Department:Check Shelf, Bloomfield, McMahon Wintonbury Library - Children's Department:DUE 07-19-08 Assumed Lost, Bloomfield, Prosser Library - Children's Department:Storage, Bloomfield, Prosser Library - Children's Department:DUE 01-05-12 Claims Returned (Sirsi), Bloomfield, Prosser Library - Children's Department:Assumed Lost, Bloomfield, Prosser Library - Middle Grade:Storage, Bristol, Manross Branch - Young Adult:Check Shelf, Burlington Public Library - Teen:Check Shelf, Burlington Public Library - Teen:DUE 11-02-21, Canton Public Library - Teen:Check Shelf, Colchester, Cragin Memorial Library - Teen:On Display, Colchester, Cragin Memorial Library - Teen:DUE 10-28-11 Assumed Lost, Cromwell-Belden Public Library - Young Adult:Check Shelf, East Windsor, Library Association of Warehouse Point - Young Adult:Check Shelf, Enfield, Main Library - Young Adult:DUE 09-26-17 Billed, Enfield, Pearl Street Branch Library - Young Adult Paperbacks:Check Shelf, Granby, F.H. Cossitt Branch - Teen:Check Shelf, Granby, Main Library - Children's Room:Check Shelf, Manchester, Main Library - Teen:Check Shelf, Mansfield, Main Library - Teen Fiction:Check Shelf, New Britain, Jefferson Branch - Young Adult:Check Shelf, New Britain, Main Library - Young Adult:Check Shelf, Newington, Lucy Robbins Welles Library - Children's Department:Check Shelf, Newington, Lucy Robbins Welles Library - Teen:Check Shelf, Newington, Lucy Robbins Welles Library - Teen:DUE 09-20-19 Billed, Portland Public Library - Teen:Check Shelf, Rocky Hill, Cora J. Belden Library - Young Adult:Check Shelf, South Windsor Public Library - Young Adult:Check Shelf, University of Saint Joseph: Pope Pius XII Library - Children's Department:Check Shelf, West Hartford, Noah Webster Library - Teen:DUE 11-09-21, West Hartford, Noah Webster Library - Teen:DUE 10-23-21, Windsor, Main Library - Teen:Check Shelf\nThe book thief / by Markus Zusak. Avon Free Public Library - Teen:Check Shelf, Berlin-Peck Memorial Library - Teen:Missing, Berlin-Peck Memorial Library - Teen:Assumed Lost, Bloomfield, McMahon Wintonbury Library - Teen:In Transit, Bristol, Main Library - Young Adult:Check Shelf, Bristol, Manross Branch - Young Adult:Check Shelf, Burlington Public Library - Paperback Book:Assumed Lost, Burlington Public Library - Teen:Check Shelf, Burlington Public Library - Teen:DUE 11-10-21, Canton Public Library - Teen:Check Shelf, Colchester, Cragin Memorial Library - Basement Materials:Check Shelf, Cromwell-Belden Public Library - Adult Department:In Processing, Cromwell-Belden Public Library - Young Adult:Check Shelf, East Windsor, Library Association of Warehouse Point - Young Adult:Check Shelf, Enfield, Main Library - Adult Department:Check Shelf, Enfield, Main Library - Basement Materials:Check Shelf, Enfield, Main Library - Reading List:DUE 06-11-14 Billed, Enfield, Main Library - Reading List:DUE 09-17-14 Billed, Enfield, Main Library - Young Adult:Check Shelf, Enfield, Pearl Street Branch Library - Reading List:DUE 09-02-15 Billed, Enfield, Pearl Street Branch Library - Young Adult:Check Shelf, Manchester, Whiton Branch - Basement Materials:Check Shelf, Marlborough, Richmond Memorial Library - Storage:Check Shelf, New Britain, Main Library - Closed Stack Collection:Check Shelf, Newington, Lucy Robbins Welles Library - Adult Department:Check Shelf, Plainville Public Library - Young Adult:Check Shelf, Simsbury Public Library - Teen:On Display, Simsbury Public Library - Teen:DUE 11-01-21, Southington Library - Teen:DUE 11-03-21, Southington Library - Teen:DUE 08-09-18 Billed, Southington Library - Teen:Check Shelf, Windsor, Main Library - Teen:Check Shelf\nStory of a girl : a novel / by Sara Zarr. Cheshire Public Library - Teen:Check Shelf, Colchester, Cragin Memorial Library - Teen New Books:Check Shelf, Enfield, Pearl Street Branch Library - Young Adult Paperbacks:Check Shelf, Newington, Lucy Robbins Welles Library - Young Adult Summer Reading:DUE 08-10-12 Billed, Rocky Hill, Cora J. Belden Library - Young Adult:Check Shelf, University of Saint Joseph: Pope Pius XII Library - Children's Department:Check Shelf, Wethersfield Public Library - Teen:Check Shelf, Windsor Locks Public Library - Teen:Check Shelf\nEliza and Her Monsters / Francesca Zappia. Avon Free Public Library - Teen:Check Shelf, Bristol, Manross Branch - Young Adult:Check Shelf, Cheshire Public Library - Teen:Check Shelf, Cromwell-Belden Public Library - Young Adult:DUE 11-10-21, East Hartford, Raymond Library - Young Adult:Check Shelf, Enfield, Pearl Street Branch Library - Young Adult Paperbacks:Check Shelf, Granby, Main Library - Teen Book Display:DUE 07-15-21 Billed, Granby, Main Library - Teen Book Display:Check Shelf, Manchester, Main Library - Teen:DUE 11-02-21, Manchester, Whiton Branch - Teen:Check Shelf, New Britain, Main Library - Display shelf:Check Shelf, Newington, Lucy Robbins Welles Library - Teen:DUE 10-26-21, Newington, Lucy Robbins Welles Library - Teen:DUE 11-11-21, Plainville Public Library - Young Adult New Books:Check Shelf, Portland Public Library - Nutmeg Books:Check Shelf, Simsbury Public Library - Teen:Check Shelf, Simsbury Public Library - Teen:DUE 11-12-21, South Windsor Public Library - Young Adult:Check Shelf, West Hartford, Bishop's Corner Branch - Teen New Materials:Check Shelf, West Hartford, Faxon Branch - Teen New Materials:Check Shelf, West Hartford, Noah Webster Library - Teen New Materials:Check Shelf, Wethersfield Public Library - Teen:Check Shelf, Wethersfield Public Library - Teen:DUE 11-02-21, Windsor, Main Library - Teen:Check Shelf\nBoy Nobody / a novel by Allen Zadoff. Bristol, Main Library - Young Adult:Check Shelf, Cheshire Public Library - Teen:Check Shelf, Colchester, Cragin Memorial Library - Basement Materials:Check Shelf, Cromwell-Belden Public Library - Young Adult:Check Shelf, Enfield, Main Library - Young Adult:Check Shelf, Mansfield, Main Library - Teen Fiction:Check Shelf, New Britain, Main Library - Closed Stack Collection:Check Shelf, Newington, Lucy Robbins Welles Library - Young Adult Summer Reading:Check Shelf, Plainville Public Library - Young Adult:Check Shelf, Portland Public Library - Teen:Check Shelf, Rocky Hill, Cora J. Belden Library - Young Adult:Check Shelf, Simsbury Public Library - Teen:Check Shelf, South Windsor Public Library - Young Adult:Check Shelf, Southington Library - Teen:Check Shelf, West Hartford, Noah Webster Library - Teen:Check Shelf, Windsor Locks Public Library - Teen:Check Shelf\nDark force rising / Timothy Zahn. Avon Free Public Library - Adult Department:Check Shelf, Berlin-Peck Memorial Library - Adult Fiction:Check Shelf, Burlington Public Library - Adult Department:Check Shelf, Colchester, Cragin Memorial Library - Teen:Missing, Enfield, Main Library - Adult Department:DUE 11-05-21, Glastonbury, Welles-Turner Memorial Library - Adult Department:In Transit, Mansfield, Main Library - Adult Fiction:Check Shelf, Newington, Lucy Robbins Welles Library - Adult Department:Check Shelf, Portland Public Library - Adult Department:Check Shelf, Simsbury Public Library - Teen:Check Shelf, West Hartford, Noah Webster Library - Science Fiction:DUE 11-12-21, Wethersfield Public Library - Science Fiction:Check Shelf


Room 101 El Mas Chingon No. 1 5 Pack - (Deal ends at\nRoom 101 El Mas Chingon No. 1 5 Pack - (Deal ends at Midnight ET!)\nCigarMonster offers this deal on sale for only $23.98.\tMost epic has been conveyed by many phrases throughout history: the bees knees...wicked pissah...today its El Mas Chingon, and this gallon-full-of-kick-ass comes courtesy of Matt Booths Room 101 Cigars. Underneath a well-fermented Habano wrapper, a 3-nation coalition of robust leaf from Honduras, Mexico and the Dominican combine to form a...\nRoom 101 El Mas Chingon No. 1 5 Pack - (Deal ends at Midnight ET!) Discussion


The Ffynnon Wen (Cardiff) Venue Hire for 2021/2022 Weddings & Parties | Mobile DJ / Disco Reviews Contact Address Parking Booking\nHost yours at The Ffynnon Wen\nThe Ffynnon Wen Venue Hire\nSee below for details of Mobile Discos, entertainers and party suppliers for events at The Ffynnon Wen, Cardiff\nEvent FAQs for The Ffynnon Wen\nInformation provided here is based on enquiries and bookings handled via needadisco.com, so whilst it's a great insight please contact The Ffynnon Wen directly to validate before making any commitments because things can change.\nIs The Ffynnon Wen suitable for a Private Function?\nYES! needadisco.com has recently received enquiries for catering, photography, DJs, dancefloors, giant light-up letters and other entertainment services for clients holding birthday parties, anniversaries, engagements etc. at The Ffynnon Wen\nCustomer Reviews of The Ffynnon Wen\nUnfortunately we don't have any current customer reviews for venue hire at The Ffynnon Wen. We hope to get some soon, but in the meantime you may wish to investigate other review sources such as a Facebook page, TripAdvisor entry or Google reviews. Sorry about that.\nMobile Discos / DJs for hire at The Ffynnon Wen\nHere are needadisco.com's Top 4 mobile DJs based on our Site Rank formula for weddings, parties and functions taking place at The Ffynnon Wen in Cardiff.\nMore mobile disco companies available for events at The Ffynnon Wen\nParty Suppliers for events at The Ffynnon Wen\nThe following suppliers all cover events in the Cardiff area, including at The Ffynnon Wen\nSuggested Alternatives to The Ffynnon Wen\nThe Ffynnon Wen not quite right for you? Here's a selection of other venues for hire in and near Cardiff that might be of interest to you...\nContact Details for The Ffynnon Wen\nThe Ffynnon Wen is located at Thornhill Road, Cardiff, CF14 9UA\nCall 02920 522535\nIf you ask us to send an email message on your behalf to The Ffynnon Wen in Cardiff we will share your email address and, optionally if provided, your telephone number with the email address that we currently hold on file for this venue. We make no guarantee that the email address is current or accurate, and you accept this proviso when using the service.\nUnless we explain otherwise to you, we'll hold your personal information until the activity is completed, i.e. until we have forwarded your message to The Ffynnon Wen or determined that it is SPAM. After this activity, your personal details will no longer be stored by us or shared with any other third parties.


eich cwyn a'r ombwdsmon\neich cwyn a'r ombwdsmon\nynglŷn â'r ombwdsmon\nbeth ddylwn i wneud yn gyntaf?\nsut ydw i'n gofyn i chi weithredu?\na oes dyddiad cau i wneud cwyn?\nsut fyddwch chi'n ymchwilio i'r broblem?\nfaint o amser mae’n ei gymryd?\nydw i angen help i gysylltu â'r ombwdsmon?\na yw defnyddio'r ombwdsmon fel mynd i'r llys?\nrydw i’n rhedeg busnes bach – allwch chi fy helpu?\nallwch chi ddirwyo busnes?\nhafan » eich cwyn a'r ombwdsmon\nein taflen i ddefnyddwyr\nOs ydych chi'n anhapus gyda rhywbeth mae busnes ariannol wedi ei wneud, gallwch gysylltu â Gwasanaeth yr Ombwdsmon Ariannol.\nMae’n costio dim i'n defnyddio. Byddwn yn edrych ar beth sydd wedi digwydd ac yn rhoi barn ddiduedd. Ac os bydd rhywbeth wedi mynd o'i le, gallwn helpu i unioni pethau.\nGallwn edrych mewn i broblemau sydd yn gysylltiedig â:\ncardiau credyd, debyd a chardiau siopau\nyswiriant diogelu taliadau (PPI)\nyswiriant arall, fel yswiriant modur, teithio a chartref\nbenthyciadau, yn cynnwys benthyciadau diwrnod cyflog\ncredyd arall, fel cyllid car\nproblemau ad-dalu a chasglu dyledion\ntrosglwyddiadau arian a thaliadau ar-lein\ncyngor ariannol, cynilion a buddsoddiadau\nOs nad ydych chi siŵr os allwn ni helpu, ffoniwch ni ar 0800 023 4 567 . Rhowch wybod i ni os hoffech chi i ni eich ffonio nôl. Rydym yn recordio a monitro galwadau ffôn i helpu gwella ein gwasanaeth.\nYn gyntaf oll, rhowch gyfle i'r busnes unioni pethau. Cysylltwch â nhw i esbonio beth sydd wedi digwydd – a sut yr hoffech chi unioni pethau.\nWedi i chi gwyno, rhaid i'r busnes roi ei "ymateb terfynol" i'ch cwyn. Rhaid iddynt wneud hyn o fewn wyth wythnos fan bellaf, yn ddibynnol ar beth ydych chi'n cwyno yn ei gylch.\nOs nad ydych yn fodlon gyda sut fydd pethau'n datblygu – neu os na allwch chi gael ateb gan y busnes – rhowch wybod i ni.\nOs nad ydych chi'n siŵr sut i gychwyn arni, cysylltwch â ni – a gallwn ddweud wrth y busnes ynghylch y broblem ar eich rhan.\nCeir terfynau amser ar gyfer cyflwyno cwyn – felly mae'n well gweithredu cyn gynted â phosibl. Ceir rhagor o wybodaeth am hyn yn nes ymlaen. Os yw eich cwyn ynghylch yswiriant diogelu taliadau (PPI), rhaid i chi gwyno i'r busnes erbyn 29 Awst 2019 fan bellaf.\nBydd angen i chi gysylltu â ni o fewn chwe mis i ymateb terfynol y busnes – naill ai dros y ffôn neu trwy droi at ein gwefan. Byddwn angen gwybod:\nrhai manylion personol – fel eich enw a chyfeiriad\nbeth yw'r broblem – a sut ydych chi eisiau unioni pethau a\nrhai manylion allweddol – fel rhif eich cyfrif neu rif polisi.\nRhowch wybod i ni os gallwn wneud pethau'n haws i chi – er enghraifft trwy ddefnyddio iaith wahanol, neu fformat gwahanol fel Braille, print mawr neu CD.\nCeir terfynau amser ar gyfer cyflwyno cwyn. Felly mae'n well os byddwch yn gweithredu unwaith y sylweddolwch fod yna broblem – neu'n penderfynu eich bod yn anhapus gydag ymateb y busnes.\nEfallai na fyddwn yn gallu eich helpu os:\nmae’r digwyddiad yr ydych yn cwyno amdano dros chwe blynedd yn ôl a\nrydych chi'n cwyno mwy na thair blynedd wedi i chi ddod yn ymwybodol (neu y dylech, o fewn rheswm, fod wedi dod yn ymwybodol) bod gennych chi reswm i gwyno.\nCofiwch, bydd angen i chi gysylltu â ni o fewn chwe mis wedi’r ddyddiad y mai’r busnes yn ymateb i'ch cwyn.\nAc mae yna ddyddiad cau terfynol o 29 Awst 2019 i gwyno ynghylch PPI. Ceir rhagor o wybodaeth am hyn ar http://www.fca.org.uk/ppi.\nWedi i ni gael eich manylion, byddwn yn:\nholi am eich ochr chi o'r stori a chael gafael ar ochr y busnes\ndysgu’r ffeithiau am beth sydd wedi digwydd – a phwyso a mesur popeth a\ndweud wrthych chi a'r busnes beth ydyn ni'n ei feddwl.\nOs ydyn ni'n credu y bu camddealltwriaeth – neu nad ydych chi ar eich colled – byddwn yn esbonio pam. Ond os byddwn ni'n penderfynu eich bod wedi'ch trin yn annheg, byddwn yn dweud wrth y busnes i unioni pethau.\nNid oes rhaid i chi gytuno gyda'r hyn a ddwedwn. Ar unrhyw adeg, gallwch roi gwybod i ni nad ydych chi angen ein help mwyach. Ond os byddwch yn esbonio pam eich bod yn anhapus, fe wnawn ni geisio dod o hyd i ffordd ymlaen sy'n deg i bawb.\nMae'n dibynnu beth yw'r broblem.\nEr enghraifft, os mai camddealltwriaeth yw'r cyfan, yna efallai y bydd modd cael trefn ar bethau o fewn ychydig ddyddiau. Os byddwn ni angen rhagor o wybodaeth, gallai gymryd ychydig wythnosau.\nOnd os yw pethau'n fwy cymhleth – neu os ydych chi wedi cwyno am PPI – gall gymryd mwy o amser. Byddwn yn rhoi gwybod i chi ar bob cyfle beth sy'n digwydd, fel eich bod yn gwybod beth i'w ddisgwyl.\nEfallai hefyd y bydd yn cymryd mwy o amser os nad ydych chi neu'r busnes yn cytuno gyda'r hyn a ddwedwn – ac eisiau i ombwdsmon wneud penderfyniad ffurfiol, terfynol. Ond ym mwyafrif yr achosion, nid yw hyn yn angenrheidiol.\nRhowch wybod i ni os oes brys i ddatrys eich sefyllfa – er enghraifft os ydych chi'n ddifrifol wael neu mewn anawsterau ariannol.\nRydym eisiau clywed gennych chi yn eich geiriau eich hun – a byddwn yn esbonio unrhyw beth nad ydych yn siŵr ohono. Felly does dim angen i chi dalu unrhyw un i gwyno ar eich rhan – er enghraifft, cyfreithiwr neu gwmni hawlio.\nOs byddwch chi'n talu rhywun, efallai y bydd yr arian yn cael ei dynnu o unrhyw iawndal a dderbyniwch.\nOs byddai'n well gennych, gallwn siarad gydag aelod o'ch teulu, ffrind neu rywun arall sy'n eich helpu chi am ddim – fel Cyngor ar Bopeth.\nRydym yn llawer llai ffurfiol na llys. Fyddwn ni ddim yn gofyn i chi gyflwyno eich "achos" yn bersonol. Byddwn yn rhoi trefn ar bethau dros y ffôn a thrwy lythyr.\nOnd nid yw'n gwasanaeth yn addas i bob sefyllfa. Y mwyaf y gallwn orfodi i fusnes eich talu yw £150,000. Felly, os ydych chi'n credu fod eich cwyn yn ymwneud â mwy na hynny, efallai y byddai'n well i chi fynd i'r llys.\nNeu efallai y byddai'n well gennych fynd i'r llys os ydych chi eisiau croesholi'r busnes eich hun.\nFyddwn ni ddim fel arfer yn edrych i mewn i broblem os yw'r llys eisoes wedi gwneud hynny. Ac os ydych chi'n cytuno gyda phenderfyniad terfynol ein hombwdsmon, ni fydd llys yn edrych i mewn i'r un materion. Mae hyn oherwydd bod ein penderfyniadau terfynol yn gyfreithiol "rwymol".\nOs ydych chi'n anghytuno gyda phenderfyniad terfynol yr ombwdsmon, byddwch dal medru mynd â’ch cwyn i’r llys. Oherwydd bod y llysoedd yn dilyn ymagwedd wahanol i gwynion, efallai y bydd eu hateb yn wahanol i'n un ni.\nP'un a ydych yn cytuno gyda phenderfyniad yr ombwdsmon neu beidio, mae ein rhan ni yn terfynu yno.\nrydw i’n rhedeg busnes bach - allwch chi fy helpu?\nGallwn edrych ar gwynion gan fusnesau llai gyda:\ntrosiant blynyddol o hyd at ddwy filiwn ewro (terfyn sydd wedi ei osod dan gyfraith yr Undeb Ewropeaidd) a\nllai na deg ogyflogedigion.\nDydy'r sefyllfa yma ddim yn syml bob tro. Os byddwch yn cysylltu â ni, gallwn roi gwybod os allwn ni helpu.\nDydyn ni ddim yma i gosbi na dirwyo busnesau. Byddwn yn ymchwilio i beth sydd wedi digwydd i chi – ac os yw'r busnes wedi gwneud rhywbeth o'i le, byddwn yn sicrhau nad ydych ar eich colled.\nOnd byddwn yn rhoi gwybod i'r rheolydd, yr Awdurdod Ymddygiad Ariannol (FCA), beth ydyn ni'n ei weld. Yr FCA sy'n gosod y rheolau i fusnesau eu dilyn – ac yn dirwyo pob busnes sy'n eu torri.\nCanllaw cyffredinol yn unig yw hyn. Gall y rheolau a ddilynir gennym fod yn gymhleth, ond byddwn yn esbonio os bydd unrhyw rheol yn berthnasol i'ch sefyllfa.\nfy stori - clip fideo\npan gafodd fy ngherdyn banc ei stopio dramor\n(clip fideo 06:10mun)\npan gafodd fy nghar ei falu'n rhacs\n(clip fideo 04:39mun)\nGwybodaeth ynghylch y Gwasanaeth Ombwdsmon Ariannol\nrhyddid gwybodaeth a gwarchod data\nbeth yw ombwdsmon? [pdf, 379 KB]\ncynghorion craff [pdf, 226 KB]\nbodloni eich anghenion a siarad eich iaith\nMae ein cyhoeddiadau ar gael mewn Braille, print bras neu ar dâp sain. Galwch ni ar 020 7964 0766 e-bostiwch accessibility@financial-ombudsman.org.uk\nMae gwybodaeth ar gael hefyd mewn ystod o ieithoedd eraill.