Borrowing to invest is almost always a bad idea.
You'd have to take out an unsecured loan, which has a higher interest rate, or a secured loan and put at risk whatever you are securing the loan with.
You need some means to make payments on the loan, or if interest is being added to the balance then take the compounding effect into account with regards to the cost of the money and how much you will really end up owning.
In order to come out ahead you need to 'invest' in something that will yield a return that is higher than the cost of borrowing the money, such high yields always come with higher risk, meaning that you will actually GET that return is less and less of a sure thing..
so now you are talking about the 'chance' to make money, Or a chance your 'investment' could fail, perhaps badly.
Meaning you could well do nothing but end up in debt with little to nothing to show for it.
If someone claims to have a 'sure thing' and is encouraging you to borrow money to invest in it, I'd be checking their back for a fin and remembering the lyrics "when the shark bites ...
scarlet billows start to spread"
money.stackexchange.com/users/3924/Chuck van der Linden
The question should read: "Borrow huge money for speculating".
This is a bad idea on many levels.
The lowest rates available will be from time-limited credit card offers, followed by broker margin accounts.
Personal loans are going to be higher.
My advice: if you insist on throwing your money away, go to Vegas with $40k.
At least you'll get some complimentary food and drink.
money.stackexchange.com/users/1288/duffbeer703
If you are looking for money to speculate in the capital markets, then your brokers will already lend to you at a MUCH more favorable rate than an outside party will.
For instance, with $4,000 you could EASILY control $40,000 with many brokers, at a 1% interest rate.
This is 10:1 leverage, much like how US banks operate...
every dollar that you deposit with them, they speculate with 10x as much.
Interactive Brokers will do this for you with your current credit score.
They are very reputable and clear through Goldman Sachs, so although reputable is subjective in the investment banking world, you won't have to worry the federal government raiding them or anything.
If you are investing in currencies than you can easily do 50:1 leverage as an American, or 100:1 as anyone else.
This means with only $400 dollars you can control $40,000 account.
If you are investing in the futures market, then there are many many ways to double and triple and quadruple your leverage at the lowest interests rates.
Any contract you enter into is a loan from the market.
You have to understand, that if you did happen to have $40,000 of your own money, then you could get $4,000,000 account size for speculating, at 1% interest.
Again, these are QUICK ways to lose your money and owe a lot more!
So I'd really advise against it.
A margin call in the futures market can destroy you.
I advise you to just think more efficiently until you come up with a way to earn that much money initially, and then speculate.
money.stackexchange.com/users/4100/RD.
Borrow money and start a business.
Follow your business plan and invest in yourself and your entrepreneurship.
If you mean invest in the market, do not borrow money.
In your plan, you are willing to make payments right?
Take the money you would make as a payment and save it until you have $1000.
Open a Vanguard account Buy into the star fund
Add your payment money from step 1 to the star fund every month
Wait
until you are of age to retire Retire There are lots of things you can do better, but borrowing money to invest in the market for a couple of years is not one of them.
Investing is boring, saving is boring, and planning your financial future is boring.
It takes a consistent effort and you aren't going to get rich quick.
money.stackexchange.com/users/91/MrChrister
Have you considered social lending (for example: Lending Club )?
money.stackexchange.com/users/2998/littleadv
Where can I borrow money in the US if I have a good credit (730+)? I have heard community unions a good place to borrow money..but the lowest they could get is 12 percent. Can I borrow from a different place with an interest lower than is...I am interested in the Range of 30k to 40k dollars..and planning to repay them in 16 to 24 months..any ideas are greatly appreciated.
Where can I borrow money for investing?
money.stackexchange.com
<united-states><investing><banking><loans><borrowing>
money.stackexchange.com/questions/9511
money.stackexchange.com/users/4131/Newb
If you are looking to borrow for investment, then your broker will lend at a much lower rate than a bank. You could also open a Vanguard account or try social lending. The lowest rates available will be from time-limited credit card offers, followed by broker margin accounts. If you are looking for money to speculate in the capital markets, brokers will lend to you at a much more favorable rate than any outside party, e.g. at a 1% interest rate. You could also consider opening a Vanguard account or buying into the star fund or social lending, e.g. Lending Club.
The lowest rates available will be from time-limited credit card offers, followed by broker margin accounts. If you are looking for money to speculate in the capital markets, brokers will lend to you at a much more favorable rate than any outside party, e.g. at a 1% interest rate. Open a Vanguard account or buy into the star fund   Social lending  (for example:  Lending Club )