The most common form of contributory social security scheme is “social insurance” which mainly covers formal wage employment. National Provident Funds would be an example of this. This includes, for example, social pension, health insurance, life insurance, disaster insurance and so on. The non-contributory schemes on the other hand are social assistance schemes based on condition of entitlement to receive benefits and provide conditional or unconditional transfers in cash or kind (ILO, 2010/11). Social assistance as the Department of International Development (2006: 1) notes, “comprises non-contributory transfers that are given to those deemed vulnerable by society on the basis of their vulnerability or poverty”.