Such persons may receive a one-time-only PFRON loan for the start up of a new business, or secure co-financing to the level of 50% of the interest on bank credit for continuation of a business (if they have not taken advantage of a start-up loan from PFRON or from the Labour Fund). The person may also apply to PFRON for reimbursement of a part of compulsory social insurance contributions. The programme is delivered through the network of local employment offices (PUPs). These local offices offer training on how to start a business, on the regulatory procedures, and on the business planning process, as well as deliver a start-up grant scheme for unemployed people made available through the Labour Fund.27 Recipients of these start-up funds have to run their enterprise for at least a year as a condition of funding, otherwise, the grant must be repaid.