At the same time, the role of federal and state prosecutors in civil and criminal environmental enforcement has increased, which has helped ensure compliance. Socio-environmental responsibility initiatives in the financial sector are important factors in promoting compliance and good practices. Since 2008 the Central Bank has issued resolutions incorporating socio-environmental concerns in financial activities, including credit restrictions for non-compliers (Section 4). However, businesses often lack enough information and incentives to adopt sustainable practices voluntarily.