They may also reimburse the costs of seeing non-NHS providers. About 30% of the schemes have different coverage, leading to some level of competition in the market. In the aftermath of the global financial crisis, some insurance schemes excluded coverage of medications that were not reimbursed by NHS, but the extent of coverage for outpatient and inpatient care was generally maintained. Private health insurance is mainly used by a few large companies to make employment contracts more attractive - almost all the privately insured are employees of these companies. Local governments and other public entities also offer private health insurance to their employees, but the coverage of benefits typically more limited. The European Union, for instance, provided EUR 250 million for improving health system infrastructure and EUR 60 million for human resource projects over seven years up to 2013.