For example, the Business Sophistication Modelling (BSM) applied by FinScope (2006) in South Africa classifies private businesses into seven levels of “sophistication”. Firms classified as “BSM1" make no use of ICTs, while the classification criteria for BSM2 firms include among others ownership of a mobile phone. Furthermore, there is evidence that ICT use can help strengthen social and human capital through the enhancement of skills, increased self-confidence, participation of women, empowerment and security against income loss. For growth-oriented enterprises equipped with personal computers (PCs), together with their effective use, ICTs can also strengthen internal information systems and facilitate the participation in international value chains.