Non-contributory pensions, for instance, are as important for informal workers and most low-income workers in developing countries as they are for women. In several cases, giving women a pension of their own may be an essential contribution for household budgets, benefiting also men within the household. Non-contributory pensions provide predictable and regular transfers that, even if sometimes not sufficient to afford a living, can be vital inputs for low-income households. This is not always found in pension reform processes.