Table VIII.l shows the breakdown of types of disaster in the different subregions of Latin America and the Caribbean. Studies by Blaikie and others (1996) and by Cutter, Boruff and Shirley (2003) clearly identify the vulnerability factors that contribute to the occurrence of disasters. These include poverty, urban expansion into areas unsuitable for building, economic dependency on agricultural activities, the scant existence of financial insurance policies covering disasters, and growing environmental degradation. The consequence of this is that developing countries are highly likely to suffer extreme weather events, high temperatures, and the disruption of ecological systems that are bound to generate new risks for life, settlements, public-service infrastructure and production, among other things (Lo Vuolo, 2014, p. 19).