Climate risk screening is now applied to all IDA projects, and will be extended to other World Bank operations in early 2017. The Bank's 2016 Climate Change Action Plan recognizes climate change as a threat to its core mission of poverty reduction, and makes a commitment to moving from early screening to ex-ante planning with a climate lens, in support of countries' INDC/NDC implementation (World Bank, 2016). A key challenge, and one which will be exacerbated by expected increases in climate variability, is the inability of both farmers and financiers to fully manage the impacts of seasonality on cash flows. This requires not only a significant increase in the amount of capital available but also longer maturities (of 5 to 7 years) and more flexible repayment schedules that are adjusted to cash flows.