Therefore, the analyses reported in section 3 is based on a restricted definition of disposable individual income, i.e., the sum of labour income plus wage-replacement benefits (sickness and work injury pay, maternity/ parental pay, unemployment benefits) and all pensions (private and public).This definition is both more meaningful at the individual level and also more comparable across countries in terms of data availability at the individual level. It should be noted that incomes are reported gross of income taxes and social contributions in all countries except Colombia, Egypt, France, Georgia, Hungary, India, Italy, Mexico, Paraguay, Russian Federation, Serbia, Slovenia and Uruguay, where they are reported net of taxes and contributions or partly gross and partly net.84 Given that the results are all expressed in terms of income ratios though, the bias is likely low. For the latter, state old-age/disability/ survivors’ pensions, unemployment benefits, shortterm sickness, injury and maternity/parental benefits are added to individual market income. Market income is used only for one specific indicator, while disposable income is used to estimate all the indicators in the first part of the analysis.