While monetary poverty gives a good picture of 'the financial resources needed to support household members at a subsistence level ofit is incomplete when measuring whether all household members have access to the necessary goods and services. As argued above, having enough financial resources does not always mean that this access is guaranteed. This can be due to lack of services or infrastructure, lack of information, administrative restrictions, discrimination and other reasons. At the same time, it may well be that the access to certain goods and services is guaranteed without the need of the financial resources at the household level because, for instance, the goods or services are available for free or almost free (e.g., partially subsidised).