In other countries, the range of services actually covered by secondary coverage depends both on the scope of the basic benefit package, on effective access to covered care, and on government regulations on possible roles for private health insurance. In several countries for instance, PHI is not allowed to cover cost-sharing left by the public system (see Table 19). This is the case in Australia, Canada, and Switzerland. Such coverage is allowed in Finland, but only for health care services dispensed by providers that are not eligible for funding by public health coverage.