The removal of barriers to their participation in innovation activities can further contribute. Some studies point out that credit market failures might partly explain cross-country differences in productivity and adoption of new technologies (Baneijee and Duflo, 2005). This is crucial, as barriers to technology adoption facing firms might at least partly explain differences in economic development between countries (Parente and Prescott, 1994, OECD, 2015h). They do so by helping demonstrate the potential of certain social groups and changing the attitudes of employers or investors towards them.