In recent years, green credit lines have been used increasingly to incentivise and support renewable energy and energy efficiency projects in developing countries. It is important to note that credit lines alone cannot be effective without demand from private enterprises, hence the importance to develop integrated approaches that raise awareness and build capacity 'hand in hand' with supplying finance. The three-phase programme is made up of a EUR 660 million loan facility made available by JICA to the Small Industries and Development Bank of India (SIDBI) to support micro, small and medium-sized enterprises’ (MSMEs) investments for environmental improvements and energy efficiency.