The concluding section sketches a staged approach which can guide a review of the financial dimension of ongoing water management practices. It can inform a policy dialogue on financing water resources management, the ultimate way to manage reform in this area. But, in the second half of the century, the impacts of climate change are likely to compound water-related challenges. For instance, in the case of agriculture, the anticipated increased incidence and severity of flooding could mobilise sediment loads and associated contaminants and exacerbate impacts on water systems, while more severe droughts may reduce pollutant dilution, thereby increasing toxicity problems.