Consistently, the payment the worker receives from these funds upon separation is not taken into account in the OECD indicators. In other countries (notably Italy, Korea, Indonesia and, to a limited extent, Switzerland and Saudi Arabia), there is a tenure-dependent separation indemnity, which is paid by the employer upon separation whatever the reason. Again, these provisions are not included in OECD indicators insofar as they correspond more clearly to a deferred wage which will be paid with certainty at the end of the employment relationship. In expected terms, therefore, these provisions have the same impact on employers’ hiring decisions as higher social security contributions. Moreover, to the extent that future payments are not set aside every month in a separate fund but remain on the balance sheet of employers, these amounts represent a forced loan from workers to their employer, often at advantageous conditions for the latter.