Figure 27.1 shows that almost all adult women in high-income countries have a formal account, while there are wide disparities in the financial inclusion of women across low-income countries (Demirguc-Kunt and Klapper, 2012). For example, 1.5% of women in Niger had formal accounts with and/or obtained loans from financial institutions in 2011, while 12% of women in Mauritania had an account and 7% received a formal loan. The differences in the proportions of men and women who hold an account also tend to diminish with countries’ income per capita, even if, once again, the size of the gender gap varies significantly across poor countries.