Patients publicly insured with a restricted access to public provides have a maximum co-insurance of 20% while patients publicly insured with free choice of provider and privately insured have a maximum co-insurance of 50%. If one visit to the hospital contains, for example, both a specialist's visit and diagnostic imaging, only one co-payment is charged from the patient. The annual municipal cap applies for co-payments in diagnostic imaging. Co-insurance of 12% for the services of a physician. Potential co-payments for tests that are not listed. Occasional user charges, GPs may charge for X-rays, for example.