However, growth strengthened in the tertiary (services) sector, at 6.9% (up from 3.6% in 2014). The current account deficit (including grants) improved to 3.6% of GDP (from 5.7% in 2014) due to lower oil prices and more volume exports of gold, improving the terms of trade to 15.2% (from 5.3% in 2014). The current account deficit is expected to be entirely funded by foreign direct investment (FDI) in gold and telecommunications and by foreign loans. But the current account (including grants) deficit is expected to widen to 4.1% of GDP in 2016 and 5.2% in 2017 due to lower gold production and poorer terms of trade.