Because of this, women risk losing their right to use the land in the event of divorce or their husband’s death. Infact,in some areas, widows are obliged to marry one of their deceased husband's brothers in order to maintain their land use rights (Deutsche Gesellschaft fur Internationale Zusammenarbeit Gmbh, 2013). Countries must also put in place fair and effective land titling and registration systems that can facilitate the use of land as collateral. This can be a challenge in many developing countries, where land administration institutions often lack the personnel and resources necessary to reach women in rural areas.