It can also finance the SME via the Steinbeis Innovation Voucher system, a matching innovation grant for locally owned SMEs that require financial assistance to resolve their industrial problems or necessitate assistance from Steinbeis’s pool of consultants from academia. The contractual arrangement is partly funded by the government via the university research funding and by the company. These schemes are administered by various institutions, notably the Malaysian Industrial Development Finance Corporation (an agency of the Ministry of International Trade and Industry) and the SME Bank (SME standard banking and advisory services).