Priority crops include grains, oilseeds, sugar beet, forage crops, horticultural crops, cotton and potatoes. They vary depending on the term and purpose of the loan, as well as the origin of credit resources (i.e. different interest rates are set for loans sourced from budgetary funds, own capital of KazAgro agencies, and funds borrowed from commercial sources). In 2011 short-term loans for sowing and harvesting were provided at interest rates varying from 4% to 12% per annum, which compares with a commercial interest of 12.3%. Longer term loans for 3 to 7 years are typically given at interest rates that range between 4% and 9.5% with a commercial interest rate at 10.5-11.5%. Since 2009, resources for concessional credit were substantially reoriented towards crediting of state-supported investment projects.