According to another study, however, child mortality in Argentina fell 8% in areas where water services had been privatized and the effect was greatest (26%) in the poorest areas (Galiani ef al. In many cases water privatization has led to considerable cost increases for the most vulnerable groups, poor service, and disconnection of public access points. The economic crises that in many instances propelled governments to get out of the water-supply business leave individuals less able to pay for privatized water: economic crises further reduce the ability of poor households, especially women, to pay for water by severely limiting their access to income and credit. In a further ripple effect, the credit freeze at national levels, combined with shrinking donor financing, means microfinance institutions have fewer funds to loan to clients (mainly women) (CAP-NET and GWA 2014).