Benefit levels are often too low to provide women with financial independence or a greater say in household decision-making. Evaluations of Ghana's Livelihood Empowerment Against Poverty (LEAP) programme, for example, found that, in spite of transfers being directed to women, decisionmaking remained with husbands, brothers and sons.50 In this case, the low level of benefits was compounded by irregular and inconsistent payments. The risk of stigmatization is greatest where gender inequalities intersect with other axes of disadvantage such as class, ethnicity, disability, location or race.