Regulatory uncertainties, including liability issues and the lack of interoperability of existing platforms, remain challenges that stand in the way of widespread deployment of the technology. Until these are addressed, key players providing for legal security to a very large market of US$ 2 trillion annually will not commit (Manders, 2017). Although the technology holds interesting promises to cut a variety of costs associated with cross-border payments, its disruptive effect will only be felt if and once these challenges are addressed.