This may be in part related to the industry structure of the two states, as Queretaro is largely an industrial state, dominated by big manufacturing companies, while Morelos, thanks to its proximity to Mexico City, is an economy driven by services where entry barriers are lower and start-up rates higher. This flags two problems: low entrepreneurialism, on the one hand, but also high informality on the other, for a figure roughly half that of the United States disguises a number of firms that operate without being recorded in any registry. Nevertheless, an estimate by the UN International Labour Organisation (ILO) reports that 43.8% of Mexico's population is without pension and/or health coverage, a figure that ranks the country behind other main Latin American economies (Argentine, Brazil, Chile and Colombia).