Accordingly, the need was detected to reduce FAPRACC operating timeframes to enable it to thoroughly fulfil its objectives. This insurance currently covers producers that already have some other public or private policy, and it aims to provide a larger per-hectare amount and also cover low-income producers who do not have insurance and suffer the consequences of a geological or hydrometeorological phenomenon. The main challenges continue to be to optimize response times and improve risk modelling to determine the need for the coverage of microinsurance, in conjunction with wider access to credit. Lastly, the idea of linking this insurance scheme to a process of agricultural retooling and diversification is being promoted, in accordance with proposals contained in the National Crusade against Hunger (Cabestany, Hernandez and Celaya, 2013).