Moreover, policies should seek to go beyond the alleviation of hardship by integrating income support policies with policies to assist beneficiaries in their job search or to help them overcome social problems (e.g. the anti-poverty programme Chile Solidario). The Chilean unemployment insurance system of individual unemployment savings accounts (Regimen de Seguro de Cesantia) in combination with a Solidarity Fund (Fondo de Cesantia Solidario) provides an example of this type of arrangement. Self-insurance provides good incentives for workers to stay employed or return to work when unemployed, while possibly increasing the incentives to work in the formal sector.