The cost of insurance is deductible from the final fruit returns payable to suppliers. The farmers interviewed by OECD also indicated that apart from insuring structures and machinery, they have little incentive to take up other types of policies. In 2006, MAF commissioned a survey of pastoral and cropping fanners looking at their strategies to deal with adverse events (MAF, 2009e). It showed that farmers attach relatively low importance to insurance as an instrument of managing such risks.