system
A chat on subreddit /r/wallstreetbets
human
I mean, depending on your age maybe. But finance everything has only shown up the last decade to 15 years. Sure, you had places like Sears or Dillard's that had CCs, but that was before people wasted money on phones and cars like they do now. Hell I think my parents (boomers) still actually have a Dillard's card.

gpt
I saw a 1956 movie the other day and the protagonists had their furniture taken away by their furniture company because they could not pay the installments. I was surprised but then again in America it makes sense.