system
A chat on subreddit /r/wallstreetbets
human
Wow really? One of the main reasons I bought a 330 instead were the insurance quotes I got. I guess it's more practical as a daily but who cares about that.

gpt
Yep, I'm paying ~$125/month to USAA for full coverage (100/300/100, IIRC -- so well in excess of the state minimums). The downside to that is that the premiums are low because they don't know how to value it. When my M3 was rear-ended, they valued it $12k initially, and then $15k when I yelled at them (for reference, I refused an offer of $24k six months before that).