system
A chat on subreddit /r/PoliticalCompassMemes
human
If you're under 40, there's a good chance you'll never see social security. It also underperforms when compared to a regular 401k. You are losing money by paying into it, but you can't opt out without renouncing your citizenship

Edit: forgot about the religious employment exemption
gpt
&gt; you can't opt out without renouncing your citizenship

you absolutely can opt out, but only if most of your income comes from "religious employment." My dad has never paid a dime in to SS, and his private retirement account pays him more than he made at any point in his 30+ year career as a pastor.