system
A chat on subreddit /r/wallstreetbets
human
But isn't it possible a lot of that harvesting has already been done, albeit earlier than scheduled?

gpt
That's not the point though.  If you still have unrealized losses with big gains, you might as well offset them and lower your tax burden.  
  
 You aren't really losing money if you reinvest immediately in something similar, but not the same.