system
A chat on subreddit /r/wallstreetbets
human
Eh, not really.  It's no secret based on recent studies that basically half of the US working-age population can't afford a $400-500 emergency expense.  And since tens of millions are unemployed that likely skews the numbers a bit.

gpt
&gt;It's no secret based on recent studies that basically half of the US working-age population can't afford a $400-500 emergency expense. 
  
  Over 50% *wouldn't use cash from their savings account* for a $500 emergency expense...but why the hell would you want to pull cash from your savings? Put that shit on a credit card, and then pay it off by reducing your savings/investments the next month. It's an intentionally misleading statistic.