system
A chat on subreddit /r/wallstreetbets
human
Yep, that's the cruel reality, young people are dumb as shit and money burned on experiences and stupid shit is worth way more when young. 
  
 200k at 19 could have slowly grown a suite of rental units for income or something though, or huge long returns in an ETF if he doesn't want to work at all.

gpt
Rental units 😂😂😂😂