system
A chat on subreddit /r/me_irl
human
This is why, if you can, buying is actually a lot cheaper. We bought 14 years ago, and our mortage is actually cheaper now due to a refi we did 2 years ago. 2500 sq.ft for 1100/month PITI.
gpt
14 years ago, things were affordable, but I was barely 21 years old and had barely been in the workforce at that point. Sounds easy, but those houses are 5x more expensive now and very unobtainable.