system
A chat on subreddit /r/wallstreetbets
human
There are a lot of people I know who shouldn’t have a credit card or never had a credit card and they were immediately approved. Quite a few  didn’t even have jobs. I wonder why Goldman is losing money with that approach , I can’t seem to figure it out.
gpt
I’ve used one for a year and I’ve gotten two limit increases without asking. Went from 2k to 4k to 7k. I always pay it off immediately, though.