system
A chat on subreddit /r/wallstreetbets
human
By being used to a rich lifestyle since childhood where they never have to want or need. I've seen people with six figure salaries have to take a bus to work and eat nothing but ramen because their dumb ass spends everything immediate and doesn't save.

gpt
Makes no sense to me.  The main thing I waste my money on is food, and second would be a car if I wasn't living somewhere with decent public transit.