system
A chat on subreddit /r/wallstreetbets
human
I’m sweating lol it says it’s due on January 23rd or a response before then. Either way it says it will keep accruing interest, and that they’ll send me a “final bill” if it goes unanswered.
gpt
Call them, be respectful and listen carefully. Take notes. And see what they are willing to do. You’ll be ok. Relax. Worst things happen in life.