system
A chat on subreddit /r/wallstreetbets
human
I'd agree with you if the credit lines weren't so high. A 20 year old dude getting approval for a new diesel pickup at 70 grand when he's making 15 an hour working at Valvoline Instant Oil change isn't making anyone money when he can't even make it a year into the loan.

gpt
Wouldn't the bank then just repossess the truck? Obviously it's not the same value, but they're also not out 70k