system
A chat on subreddit /r/wallstreetbets
human
Ibkr gives margin loans at a bit less than 4%, which I would take any day. I think a low risk strategy with covered calls and whatnot can net you at least 6% a year consistently regardless of market conditions. But I live in shithole nanny state Australia where the government thinks everyone is retarded and can't handle margin, so here I am unable to borrow. You guys have it good in America.

gpt
IB's at just about 3% now that interest rates have dropped :)