system
A chat on subreddit /r/wallstreetbets
human
It does depend what you put your $2MM into. For instance, if you're in assets that pay non-trivial dividends, then that counts as ordinary income and you may be making more than you think. SPY pays \~2% = $40,000. If that's not enough and you need to start selling, capital gains start coming in too.

gpt
At $40,000/yr you qualify for assistance to get Obamacare so health care costs should be taken care of.