system
A chat on subreddit /r/wallstreetbets
human
RH might pay a fine for breaking the rules, but that most likely wouldn't void the margin loan structure that the user agreed to. User would have to argue in court against the $1M they lost instead. In the long run, I'd be willing to bet RH comes out on top after so many users borrow infinite money, give it back to RH, then have to pay interest on the money RH didn't lose.

gpt
If rh gives you a million bucks, that's their problem. Good luck collecting that.