system
A chat on /r/wallstreetbets
human
Those regulations will also apply to the competition. (And are going to take a lot longer than my time frame)

gpt
It will hit the competition harder.  
  
 Between FB and &lt;insert new SM start up here&gt;, one will get to employ multiple compliance teams of skilled tech lawyers, and the other will have 20-something kids reading legalese late into the night.