system
A chat on subreddit /r/me_irl
human
Banks give you risk free interest. They then take on risk which gets them more than the interest you get. Point is they took on risk. You get guaranteed return. Why is that a problem. You didn’t take the risk.

Funny thing is banks don’t even need your deposit. Just needs capital collateral at a % ratio.
gpt
OK there, lol you get .01% a year while they make upwards of 20+% and back when the fed was lending out at 0 rate... banks are the most crooked institutions to exist. I prefer a credit union..