system
A chat on subreddit /r/wallstreetbets
human
Your max profit is the credit, $740, your max loss is the collateral, $7k.  When that trade is executed your account will gain $740 (you won't see it though it will immediately be applied to the collateral).  If QQQ trades below $188 on 09/20 you'll take a loss.  If QQQ trades below $184.50 on 09/20 you will incur the max loss -$7k.  If QQQ trades above $188 at expiration you will keep the whole credit, +$740.

gpt
Thank you for the detailed response. I appreciate it