system
A chat on subreddit /r/wallstreetbets
human
So if they're not reckless like American banks they shall be punished?

gpt
Yeah basically. Gotta go fast m'dude :\^) 
  
 Nah, the Japanese market is just notorious for being risk averse after lost decade(s). Its relatively hard for entrepreneurs or individuals with good credit to get loans. This was just to make them more in line with the rest of the world, I think. 
  
 They're not trying to go full USA, just giving the economy a kick to catch up after fucking around for 20 years.