system
A chat on /r/wallstreetbets
human
Good luck getting paid out when said redneck kills himself on his motorcycle; your policy probably has an obscure provision that prevents it. 
  
 If you really want to understand how fucked up the insurance industry is, go listen to This American Life's 'Death Takes a Policy'.  That guy had the legal shit on lock down and he still went to jail for taking out insurance policies.

gpt
Can confirm, was actually in the insurance industry in a past life