system
A chat on subreddit /r/wallstreetbets
human
As a licensed mortgage loan originator, you should know better than anyone how reckless / financially retarded the general population is, and remember you're talking in wsb.  
  
 Are you kidding me dude. It's so easy guys, just be financially literate and be responsible for several years while being cut off from the prime credit market, and while background checkers look at you like a drug addict.  
  


gpt
Yes, i do realize im in WSB and responding to a person who's flair is 'retard.' Just trying to help out other WSB'ers and let them know that the BK they will eventually need to file wont prevent them from buying a home.