system
A chat on subreddit /r/NoStupidQuestions
human
My most-browsed subreddit went from r/Antiwork to r/personalfinance in the span of a year. My $60,000 salary went from comfortable to paltry!
gpt
If you posted your expenses, they would say cut it all out, sell your car, wear clothes from the thrift shop, cheapest phone plan, no netflix, eat beans and rice for 3 months until your 401k is maxed out.