system
A chat on subreddit /r/pcmasterrace
human
I'd go with this answer here.

I'm really prone to fuckups, mishaps or simply bad luck. with my type of luck, I'll probably ruin my entire PC because of a leak in a coolant line, or a fitting having a manufacture defect and breaking off.. I'm NOT risking that. Liquid coolers can be all great, but  when it happens that my PC gets drowned, I'm fucked and will get nothing replaced, probably.

Air cooling is just so much safer, and easy to check. look through the pc cases window, does the fan spin? yes? its fine. I also started loving the look of those huge cooling towers, my Arctic Freezer 34 esports duo looks pretty big in reference to the mainboard.
gpt
Even if there is a leak coolant is nonconductive so it will not harm electronics…