system
A chat on subreddit /r/NoStupidQuestions
human
Probably not because it's not true. I'm not saying institutions don't have any impact on housing, nor am I saying they do. Just that this not how the housing market works. They own too small of a share of the market for this tactic to work even slightly.
gpt
You can always count on reddit to fail to grasp basic economic concepts (not you, the other guy).