system
A chat on subreddit /r/wallstreetbets
human
Wait hold up. I have a Roth IRA and a 401k. Do I need to change my 401k to a Roth 401k or is this for after you get a new job?

gpt
Nope! You can roll a 401(k) to IRA, and then IRA to Roth IRA. Only caveat is you will have to pay taxes on the IRA to Roth IRA conversion at your income tax level. This is because you never paid income tax on your 401(k) funds