system
A chat on subreddit /r/wallstreetbets
human
Yes, thats what im hinting at. 
 The user is still on the line for money equal to the leverage they should have been allowed to borrow (their account value x2) but the second RH allowed the user to borrow over 2x their account value they violated the terms the user agreed to. Breaking the contract and voiding it. 
 Again I am not a lawyer but that would make sense to argue.

gpt
Wheres that Legal Eagle guy to weigh in?