system
A chat on subreddit /r/wallstreetbets
human
I am single no kids. I make over 7k/mo. My car is paid off. My mortgage is $1,100/mo. My student loan is paid off. I put 10% of my paycheck into my 401k and thats barely over half of the $18k a year limit. If I cannot reach the max who the fuck can? Especially people with kids. The 10% reaching the max have to be making like $200k+/yr.

gpt
I dunno, I would think you would be able to make it easily if you wanted to. I don't make much more than 7k/mo, and I pay more rent than your mortgage, plus a decent car payment, but I still max my 401k, HSA, and Roth IRA pretty easily, and usually invest more in taxable accounts throughout the year. Maybe you spend a lot on stuff you don't need to and could benefit from a budget to see where it's going?