system
A chat on subreddit /r/wallstreetbets
human
Then you're dense because 1) the cars do use a primary energy source with cost attached and 2) how does a camera 'cover' damage? Are you going to become a vigilante and hunt down your bad passengers?

gpt
Have you've ever heard of anyone going out and using an uber, only to throw up in the backseat? The passengers bank account is linked and covers the damage. Not only that, they'll get a 1 star rating so other drivers don't have to deal with their bs. 
  
 Also, when you use toro, they check insurance history to see if they'll insure you. Same concept