system
A chat on subreddit /r/wallstreetbets
human
Dead on. Too much loose capital (FED) being thrown around with no market forces to reign it in. 
  
 In this case, I blame college grants, never heard of a 200k grant for trading, but I wouldn't be surprised from a dumb IVY SCHOOL.

gpt
I thought the user in question is in Texas, no Ivy schools there.