system
A chat on subreddit /r/wallstreetbets
human
The 20-50k is largely eaten by the higher interest rates.
gpt
eaten? you don't even know you got a price cut.

I calculated my monthly payment compared to the new rates and I could afford a house for around half the price.

Numbers? 430k for \~1,45%, 3%/year -&gt; almost 1,6k/month.

New rate: &gt; 4%. For the same price and conditions it's 2,6k/month.

Greetings from Germany