system
A chat on subreddit /r/wallstreetbets
human
Because when interest rates go up to a healthy 5%, that's 5% interest we have to pay on 21Trillion dollars.  
  
  
 The only reason we have been able to do this cyclically is because foreigners would buy our debt. One of our largest debt buyers, the Japanese have pretty much stopped buying. They have lost confidence in our ability to honor the treasury yields.

gpt
I agree, wonder how Japan hasn't collapsed yet though