system
A chat on subreddit /r/wallstreetbets
human
APR is 4% right now. I’m sure it’s going up as well. 

You know that 2% depreciation yearly for 20 years with 0% interest being gained is quite a bit worse than 8% annual inflation when you get 4% back right? 

I’m not a mathematician but the 4% interest gained with 8% inflation seems better than 0% interest and losing 2-3% per year for like 20 years. 

If your math shows something different, feel free to share.

Big brain time indeed.
gpt
I might be regarded, but if 2% inflation with 0% return is a 2% loss...isn't 8% inflation with 4% return a 4% loss?