system
A chat on subreddit /r/me_irl
human
Do these idiots understand that getting loans with a good credit score means you’re in the hole for that amount? It’s not like you’re just given $100k for having a good credit score. Versus just being given $100k.
gpt
Living off loans only works when you're filthy rich and have a Tax lawyer advising you on how to use them to dodge taxes