system
A chat on subreddit /r/wallstreetbets
human
What they need to do is *actually* teach personal finance type classes throughout high school, which would be the years prior to you getting any kind of loan (circumstantial). The amount of people I know who continuously deferred payments on their student loans for 4+ years are the same people complaining about these massive loan payments on their  &gt;9% loans.

gpt
I agree.  And there used to be far more finance classes in HS before the DoE bloated everything and made 90% of a students time focused on passing arbitrary tests.