system
A chat on subreddit /r/wallstreetbets
human
Same. Especially the venmo vs cashapp is so ridiculous considering nobody ever uses cashapp

gpt
I didn't know Cash app existed, all I ever heard people reference was Venmo, but the last few weeks I've seen people say cash app a few times. Is it growing?  Also, Zelle is backed by the big banks, and can transfer into your checking without a fee.  I think that may be a pretty large advantage.