system
A chat on subreddit /r/wallstreetbets
human
You should see the immeasurable butthurt when I say this to my millenial/lefty friends.  
  
 Maybe if you're instinctively personally offended when I talk shit on insane, irresponsible spending, that's on *you*, not me or society

gpt
Problem is that both situations happen. People overspend on luxuries and trap themselves in a cycle, but there are also people who don't really have good options and are doomed by demographics and 'the system'. You and your friends might be talking past each other.