system
A chat on subreddit /r/wallstreetbets
human
not because you lost the money you should have paid last year, but because you lost the amount of gaibs that you would have to psy taxes on. loss deductions are a thing, they just get arbitrarily cut off after 1 year

gpt
If taxes are due at the end of the year, every year, why does he get to drag his heels and then go 'well, i lost it so now I don't owe'? 
  
 Nope, soon as that date hits, you owe. 
  
 No crying now.