system
A chat on subreddit /r/wallstreetbets
human
I think that's the error in GS' own analytics that led to this.

Just because *Apple* users are rich on average, probably didn't translate into *Apple users* ***who applies for Apple card*** also being (as) rich on average.

There are also a lot of poor dumbfucks who can't afford Apple products who still buy them who were much more likely to apply for Apple credit, than millionaire Apple users who already have Amexs and don't need or want another card.
gpt
The largest purchases of high end fashion and German cars are by those who can barely make ends meet. 

Andrew Tate has more cars than Bill Gates.