system
A chat on subreddit /r/wallstreetbets
human
As a small business owner I can attest to CC fees getting ridiculous. I expect more backlash to mount. 
  
 Could be a huge opportunity for a square or PayPal

gpt
Neither of those can / will undercut the pricing of V / MA. Technology is very different. Honestly regulators should step in and set a cap on prices. Under current system its welfare for the rich - those 2% cashback cards cost merchants at least that much in interchange and the honor all cards rule forces merchants to accept them at the same price as poor people with cash and debit cards.