system
A chat on subreddit /r/NoStupidQuestions
human
They're absolutely misers over there, they will shame you for making too little, preach 401k, and tell you sell absolutely everything, especially cars.  Just buy a $500 beater until it breaks and then buy another one.  None of them think beyond that at all.
gpt
I tried that $500 beater route &amp; it just about killed me Lol

Frame was cracked &amp; my head would be too if I kept riding the damn thing Lol