system
A chat on subreddit /r/wallstreetbets
human
Banks get lent money from their depositors at less than 1%

gpt
This is the mindfuck of America (global banking actually, but America sounds cooler).  As important of a concept as this is, its not even close to the forefont of national awareness.  I bet 99 out of 100 people have no knowledge or awareness of deposits being liabilities and high-powered money.