system
A chat on subreddit /r/wallstreetbets
human
Robinhood can't just set the interest rate at 3%. Cash management account funds will either be swept into an FDIC insured bank and you will earn the interest the bank offers, or held in a money market fund and you will earn the yield on Treasury Bills and maybe some Commerrcial Paper mixed in there.

gpt
That's sad. Fucking Robinhood getting my hopes up only to crush them in multiple ways now.