system
A chat on subreddit /r/wallstreetbets
human
This is how a credit card should be used and how I’ve always used them. 17-28% interest?!? You’d be crazy to cary a balance on that.
gpt
Unfortunately, many people do carry a balance. But, yes, I don’t even know what my interest rates are. I do know I have about $6300 worth of points and miles just from using my credit cards instead of debit cards.