system
A chat on subreddit /r/wallstreetbets
human
Yup. I got into an argument with some idiot last night about this.  
  
 Debt collection legal mills will gladly file a lawsuit and obtain a judgment over debts of as little as a few hundred bucks. This happens thousands of times every day all across the US.

gpt
Oh yeah, the agency I worked for was willing to seek judgement for anything above $200 within the city, $300 if it was in-state.