system
A chat on subreddit /r/wallstreetbets
human
Around 22nd of November

gpt
Interesting. I hope the actual rate on these delinquencies increases. They're up nominally and on the normalized scale, but the DLQ rate rise is still underwhelming.  
  
 I don't think there's much cause for concern in this yet, but it's definitely a good one to keep an eye on right now. I'm already anticipating M&amp;A activity in the banking space from the REPOs going on. This feeds into the narrative. This is a good find!