system
A chat on subreddit /r/wallstreetbets
human
Shit tons of group think with financial predictions.  Better to be wrong going with the crowd than be wrong going against the crowd.

gpt
This is actually the main reason for the herd mentality. There are probably many bright minds in finance who aren't so retarded, but deviation is punished hard if you are wrong for even a quarter, and AUM outflows can be a positive feedback loop.