system
A chat on subreddit /r/wallstreetbets
human
I’m in an awkward spot in life, Covid flipped everything on its head and kinda destroyed my life and my plans. 

I make a lot of money at work, and I saved a lot for my age, but also lost a lot of it on the stock market (make a little over 100k a year, with side hustles bringing it to like 150k, but down $125k lifetime on Robinhood from over-leveraging on qqq at the worst possible time- December 2021). I’m 26.

Currently looking at 70k in qqq shares on Robinhood with 70k margin holding the same. Afraid to sell any of it because I’d really hate to sell stocks at the bottom. 

I have no house and no car. Buying a house right now seems foolish since mortgage rates are so high and house prices are also so high still. Buying a car seems foolish since they’re likewise still expensive and also because I’ve kinda built a lifestyle that doesn’t need one (everything is pretty much walking distance from my apartment, take the bus to work). 

So it seems like the move right now is to just wait around, wait for the stocks to rebound and for housing and cars to cool off, and then buy them. But man do I feel unfulfilled sometimes living like this. 

I’m talking to a financial coach about this stuff next week but I wanted to throw my thoughts out into the ether just to see if anyone has any thoughts/perspective on this kinda shitty situation.
gpt
“Financial coach” ![img](emote|t5_2th52|28239)![img](emote|t5_2th52|28239)![img](emote|t5_2th52|28239)