system
A chat on subreddit /r/wallstreetbets
human
Because they're never... ever... going to be able to collect one red cent of that $4.6 mil from those five people that just used their last combined $27,000 as 'collateral'

gpt
Let's see if I got this. Robinhood had a loophole where you can basically borrow infinite money from them to trade. A few people used this loophole and lost millions of dollars. Did I get it?