system
A chat on subreddit /r/PoliticalCompassMemes
human
Just like how I avoid giving money for taxes by lowering my taxable income through HSA, 401K, and Roth IRA contributions. You want me to cut a $3k check to Uncle Sam? Fuck you I just paid my 65 year old self another $12k plus interest.
gpt
&gt;lowering my taxable income through ... Roth IRA contributions

Um, Roth IRAs are the "tax now; no tax later" ones. But then you don't pay taxes when withdrawing.