system
A chat on subreddit /r/wallstreetbets
human
SQ is shit that could be put down by many other services change my mind.

gpt
126% YoY growth in subscription and service based revenue driven primarily by Cash App. Square is much more aggressively marketing Cash App, and their plans with Cash App are much more ambitious than Venmo et al.  
  
 Anecdotally, just about every small business I go to uses Square. I'm bullish on Square overall, but payments is a competitive industry.