system
A chat on subreddit /r/wallstreetbets
human
How about this. Ill give you a real indicator. Im a real estate appraiser that has thrived off refi appraisals for the past 20 years. For 5 months now ive taken an 85% paycut. That means nobody has refid for over 5 months. Refinancing has been the consumers gravy train since the tech bubble.
gpt
Is it good to refi when interest rates are going up though??