system
A chat on subreddit /r/wallstreetbets
human
Thats the best part. His bank could do an audit and notice, credit companies with the overdraft, RH themselves and so can the government. Chances are small, but this is WSB, so I call.

gpt
Ha, no credit. I have a credit score of 4 and that's because I paid for my Internet subscription once and then changed the card to my dad's.