system
A chat on subreddit /r/wallstreetbets
human
That's exactly what happened to a ton of people in the dotcom bust.  Try not paying for a couple years then calling one of those places that says ' I owed $100k to the IRS and shady company settled for $3.50'.  Let us know if it works.

gpt
So your saying there's a chance...wonder if there is any precedence about this situation. Will find out...