system
A chat on subreddit /r/wallstreetbets
human
Ibkr is going to blow everyone else out of the water on that

gpt
IBKR margin rates sometimes seem to be 100% risk free can't go tits up when you could margin for much cheaper than some fairly safe fixed-income products pay. &gt;!Of course it would go tits up as neither margin rates nor the face value of the bond you got are guaranteed!&lt;