system
A chat on subreddit /r/wallstreetbets
human
From our 401k web portal you have to drill down through at least 6 links to find their investment descriptions. And even then its pretty dense reading that the average joe isn't going to really understand. They, our company, try to push everyone into their Retirement 20## funds. You are supposed to pick the one with the year closest to your predicted retirement year. These also have the highest fees :).

gpt
yooooo fuck that noise. Our 20xx retirement funds are around 1.5% annual fee. I thought that was bad until I saw some of our other funds at around 3% annual fee. The best rate we have is a total market fund with 0.03%