system
A chat on subreddit /r/wallstreetbets
human
There are places in the US where 160k is insufficient to save for a median priced house in the area over any timescale. There are places where it is enough to pay a 20% downpayment after 1 year. Differences in CoL is a thing..

gpt
My dude just so you're aware, there's not exactly a lot of places in the US where the median home is $800k.