system
A chat on subreddit /r/wallstreetbets
human
Who on God's green earth uses VP-konto today? You are technically correct, but I didn't count the people who are IQ 75 or 75+ years of age.

gpt
They can be beneficial if you are planning to hold long term, 30% capital gains tax can be less than the compounded anual tax you pay on your entire portfolio in ISKs depending on how long you hold it