system
A chat on subreddit /r/wallstreetbets
human
They have no idea what you spend the money on, and freely admit that. It's intended for school expenses but there is literally nothing they can do if you spend it on something else. 
  
 If you have a source to prove your assertions and evidence that someone could be prosecuted for investing it or something, by all means, feel free to share.

gpt
Honestly I'd rather y'all get a bunch of student loans and throw theme at your meme stocks. Sounds like a solid plan. Good luck bud