system
A chat on /r/wallstreetbets
human
Whenever I use a service and they tell me they don't take Venmo but they'll take Zelle/Chase Quickpay I give them cash. 
  
 Your, 'I'll Venmo you.' observation is also huge. 
  
 I don't know anyone who uses the instant deposit because our money hits within the span of 24 hrs but that's also a good point. 
  
 With the Venmo card coming out too it will be interesting to see where that leads them.

gpt
Yup they crushed it