system
A chat on 4chan
human
karma isn't good or bad, it's the total sum of the debt your actions and choices create.
When acting and making decisions in terms of your ego, you accrue karma. When acting and making decisions outside of your ego, you pay off that karma. 
when you trek the Bardo Thodol, having a debt to karma will put weight into the false light - making it easier to sway you into reincarnation trap. When you have no karma (the goal), there is no attachment to what came before, making escaping the trap more manageable.
Not to say that someone with karma cannot escape the trap, just that their ego attachments as a result will make it difficult.
gpt
>When acting and making decisions outside of your ego, you pay off that karma.
New age poopoo
No 'ego' - no body. 
No body - no action

Body is result of 'karma'
'Ego' is western psychological term
human
you're mistaken and conflating the idea of serving the self with the newage definition of ego.
gpt
Ok, without nitpicking words

I'm just saying there is no action outside of ego.
Good karma is ego
Idea of good or bad by itself is rooted in ego (self)

>karma isn't good or bad, it's the total sum of the debt your actions and choices create.

Is like saying karma is not debit or credit, it is total. Which is the same. Tautology

>When you have no karma (the goal), there is no attachment to what came before

When you have no karma there is no You. You are larp npc my friend. Sorry