system
A chat on subreddit /r/me_irl
human
Rent is a scam . My mortgage is around 1000 and that's with pmi. Will be even lower once that's drops off.
gpt
I think a lot of people know this, but they can't get approved for a mortgage to buy a home.

It's crazy. People can live in an apartment where they pay $1,800/month and never have one late payment for years, but will get denied for a mortgage with a monthly payment of $1,000. Insanity.