system
A chat on subreddit /r/wallstreetbets
human
the money you have in the brokerage account is SIPC insured against broker default up to the limit.  
  
 RH was offering a separate product, a high yield savings account, which would have to be FDIC insured, and the idiots at RH never bothered to learn that fact. SIPC does not insure bank accounts, which is what RH wanted to offer.

gpt
Anyone who passed the fucking SIE, which is babby's first finance exam, would know that. Who exactly are they hiring at Robinhood? Sounds like anyone with a pulse.