system
A chat on subreddit /r/wallstreetbets
human
Interest rates are supposed to reflect default risk. 
  
 Somewhere along the monetary fiddle-fucking line economists have perpetrated, that truth got lost. 
  
 We're about to rediscover it.

gpt
Have you rediscovered it? I have. 
  
 Knowing that interest rates are a secondary method of monetary policy is key.