system
A chat on /r/wallstreetbets
human
I really don't think cars will be the thing to cause economic woes. I think it would be the side effect of a much bigger economic downturn (i.e mass job losses so people with good credit and prime rates along with subprime notes not being able to pay up).

gpt
I might have phrased it a bit wrong  
  
 Just like housing itself wasn't the actual cause of the 08 crash, cars wont be the actual cause  
  
 But trading subprime car loans will either  cause it, or be a nice second domino to fall