system
A chat on subreddit /r/wallstreetbets
human
Imagine a world where there aren't free and easy loans. 
  
 Oh shit everyone's a conservative *we can't have that I mean can you imagine the absolute horror*

gpt
So, everyone who doesn't come from money or have a scholarship can't go? And if you're alluding to price-gouging as a result, I think that's a simplification of the costs of college, except maybe in the case of private schools that cost 3-4x a public university. Think about a private pay high school, there's no federally guaranteed student loans for that, and they are just as expensive as a public university.