system
A chat on subreddit /r/NoStupidQuestions
human
My Father died at 78. He was by no means wealthy. Actually pretty poor. Just government pensions. He had already used his RSP and Navy money (Canada). When he died I was responsible to take care of it all. Found out he had a line of credit at 15,000 owed and a Visa with 4,000 owed (at that point we had lived 1500 KM away from each other, seeing him once a year). I talked to his bank and they admitted I don't owe a thing. Banks make billions of dollars. Fuck the banks.

edit: He had a 5000 dollar insurance thing I cashed out.. Bank never once asked. It was just a quick phone call and a fax. Nothing more.
gpt
Because you can't inherent debt. If they really wanted money, they would have sued his estate, whatever it was worth.