system
A chat on subreddit /r/wallstreetbets
human
Well, I didn't forget in my explanation for not retarded people above, but yeah, 'until' (before) those on-paper losses manifest themselves somehow in the real world, he's up 100%, and only out his RH account. 
  
 This is still an shining example of why extending the ability to trade options to a discount-brokerage phone app is the ~~stupidest~~ best idea *ever*.

gpt
He just needs to throw his phone in the river, wipes all the debt clean.