system
A chat on subreddit /r/wallstreetbets
human
&gt; Maxing out loans is a bad idea 
  
 tfw i maxed out my government subsidized and unsubsidized loans and *still* don't have enough to cover tuition

gpt
&gt; Technically illegal/borderline unethical. However, I know kids who sent money home to support family on student loans and kids that bought fancy cars with loans. 
  
 Yeah because you spent it on tuition and not BYND calls. Have you learned nothing in college?