system
A chat on subreddit /r/wallstreetbets
human
$18 Million is enough to generate $720,000/year (if you make 4% returns). 
  
 My goal is to make it to $5 Million ($200,000/year), with $18 Million I could retire easily and still have money to fuck around with.

gpt
$18mm is fuck you money.  Hell $10mm would be fuck you money for me... so that's a $8mm yolo account then, amirite?