system
A chat on subreddit /r/wallstreetbets
human
Nah, every broker I've used (TD, Webull) clears the very next morning again, have never in my life needed to wait more than opening bell the following day.

Though I do agree with you, the rule in general is dumb and shouldn't be a thing.
gpt
Options clear next day. Shares 2 days. At least on Webull.

Webull also tells you you're going to incur GFVs but they don't actually seem to flag you under a certain amount wink wink