Last year, the top 15 hacks compromised more than 2.5 billion user accounts. You can safely assume that, even if you haven’t been notified, it’s likely your data is out there as well. So, get savvy and follow these simple tips.

1.Enlist in protection. In the wake of these high-profile breaches, many companies have extended free credit and identity monitoring as an olive branch to stave off lawsuits. Take advantage of it. Even if it’s not free, it might be worth investing in.

2. Close loose ends. Only make an account for sites you actually visit regularly. Use guest accounts whenever possible, and delete accounts you never use.

3. Use a password manager. Seriously, most people’s passwords are an absolute joke. A password manager allows you to use a different, powerful and unique password for every account you have while still being able to remember it.

4. Freeze your credit. If you have been notified of a breach and you’re worried, you can take drastic action and set up a credit freeze with each credit agency you work with. Alternatively, you can just set up a free fraud alert., 12/11/2018