How It Works

Your Installment Loan application is processed completely online. You simply submit your application at and if approved, a Customer Service Representative will contact you within minutes. Once approved, the funds from your loan are deposited directly into your bank account, usually the next business day. You repay the loan on the schedule agreed to with your Customer Service Representative.

Why do I need to speak with a Customer Service Representative?

What is an Installment Loan?

An Installment loan is a loan that is repaid over time with a set number of scheduled payments; a mortgage, for example, is a type of installment loan. The term is most strongly associated with traditional consumer loans, and repaid over time by regular payments of principal and interest.

How do I qualify for an Installment Loan?

  1. You are at least 18 years old and a citizen of the United States.
  2. You have a job or proven source of income.
  3. You have an email address.
  4. You have a checking account.

How long does it take to get approved?

Typically, the approval process takes only minutes.

Is there an application fee?

No, you will never be charged an application fee or any upfront fees of any sort by Be extremely careful with lenders that try to charge an application fee, or any kind of upfront fees for any kinds of loans.

What are the fees for an Installment Loan?

Our loans range from $300-$1000. Returning customers with a successful repayment history can qualify for up to a max of $1,500. Loan fees vary by the amount of the loan outstanding, the frequency of repayment scheduled, as well as the total number of payments agreed to. Green> fees are competitive in the industry and regulated by federal laws.

When is the loan amount due?

The standard time for loan repayment is determined by your pay schedule and the amount of money you borrow. Each Payment on your Installment Loan will be consistent, and apply toward both the amount borrowed and the fees. There is no refund for paying off early.

Is my application and financial information secured?

Very secure. All sensitive information transmitted between your browser and our website uses 128-bit Secure Socket Layer (SSL) encryption technology.

How often can I get an Installment Loan? is here to help anytime you need extra cash. We encourage all our clients to keep in mind that an Installment loan should not be used repeatedly to deal with continuing budgeting issues. If you need additional help with credit, budgeting or debt management, please go to the National Foundation for Credit Counseling at

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