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Chase Sapphire Reserve fee

Discussion in 'questions. answers. conversations.' started by SScruiser, Jul 8, 2019.

  1. SScruiser

    SScruiser New Member

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    The Chase Sapphire Reserve card provides a $300 travel credit each year, which offsets much of the $450 annual fee. Since this credit is provided at the end of each year, is the credit card fee really $450 for the first year and $150 for subsequent years, assuming the annual travel credit is used?
  2. Gaurav

    Gaurav Well-Known Member

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    SScruiser the credits are issued as the charges are made, they are not held until the end of the year. So the annual fee would effectively be $150.
    OCTinPHL and SScruiser like this.