In which DH does not have rabies but we spend as if he does

Three weeks have passed and DH is still alive.  Hale and hearty even.  We are all grateful and relieved.


Remember how DH helped break up a dog fight and had to get tetanus shots and I purposefully didn’t get the dog’s information because it was an intact pit bull and I didn’t want it to be put to death?  (Turns out that is not a thing in this state– they would have just quarantined it for 10 days.)

A month later, DH came back from a business trip feeling nauseated off and on, with a headache off and on, and chills off and on.  After reading on the internet about how the incubation period for rabies is 1-3 months but can last up to 6 years, and reading up on the symptoms of rabies, and how you die within 1-3 weeks once symptoms have started (so far only 10 people have survived after symptoms started, and 8 of them had been vaccinated prior to getting bitten), he also developed anxiety and insomnia.  Which are also symptoms of rabies.  On the fourth day he started getting muscle twitches.

Early on in this process, we’d looked for places to get first of four rabies shots.  Walgreens has rabies vaccine, but not the first shot which has human blood in it and isn’t very shelf-stable.  None of the urgent care places in town had it.  No doctor we were recommended carried it.  Everyone said it had to be gotten at the emergency room.  DH’s insurance said they do not cover the rabies shot under any circumstances.  So to the emergency room it is.  This will be a minimum cost of 10K, and I would not be surprised if it tops out at 13K including the cost of the first shot.

At the emergency room they told DH he didn’t need to get the other three shots at the emergency room and recommended a couple of urgent care places or the department of public health.  Neither of the urgent care places would give DH the second shot.  The department of public health said the emergency room was smoking crack and they never give out rabies shots.  They said their protocol was to get the first shot at the real emergency room and to get the remaining three doses at the emergency room place without actually going into the emergency room and seeing a doctor in order to save $.

So I told DH to call the emergency room to make sure that things could work that way.  He called, but did not ask about the not seeing a doctor or the money stuff.  He just basically confirmed that they had the second shot.  Then he went and saw a doctor and had more unnecessary tests done.  So… >$20K so far.

I was not annoyed about the first emergency room shot, as I figured that was an unavoidable (albeit expensive) way to decrease DH’s anxiety, but I’m not that happy about the second shot given that he didn’t actually ask about the protocol the department of public health suggested.  He did talk to the emergency room billing again after, but they basically said they couldn’t talk to him about the bill until after it had been refused by his health insurance.  So there’s some hope he might be able to negotiate it down.  But who knows.

When he got his second shot, he got all the info about the shot (and the third and fourth shots) and it turns out those are exactly the same ones they give out at Walgreens as pre-rabies vaccines, so he could have just gone to Walgreens for the second shot and been done after paying $350.  Which he did for the third and fourth (and final) shots.  So $700 paid on credit card.

I don’t know when we’re going to get our actual insurance bill for the emergency room visits.  If we do end up paying more than $20K, that puts a really big bite into my car fund in addition to cutting into the emergency fund.  Which I guess makes the choice of cars easier as the options become much more limited.

So, you ask, why didn’t you just get the information for the pet owner?  It takes at most 11 days for an unvaccinated dog to die of rabies.  If the dog is still alive, then DH didn’t get rabies.

Well, we didn’t have the contact info for either of the dogs.  We posted on nextdoor (the neighborhood social media site) and on day 3 an anonymous neighbor pointed us in the direction of the golden retriever owners.  They were very nice about everything and gave us the contact information that night for the pitbull owner, but warned us that they thought the pitbull owner’s house was for sale.  And indeed it was.  For sale and empty of furniture.  DH tracked down the facebook page of the dog owner’s son which was blank, and then to the son’s wife which had lots of oversharing posts.  The posts mentioned the grandparents moving to the closest city (~2 hours) and it sounded like they were taking a dog with them, though no guarantee it was the dog in question.  But also no mention of sad dog deaths in the previous month.  The son’s wife did not respond to a FB friends request or any of DH’s queries.

We also called the agency that handles dog licensing in our county, since your rabies vaccines have to be up to date to be licensed.  But of course the dog wasn’t licensed.  So that, too, was a dead end.

On the morning of DH’s second shot, DC2 woke us up to let us know zie had thrown up in the night, the first of several throwing of ups.  As I groggily listened to hir, I realized I too felt nausea.  The nausea came and went.  So did a headache.  And chills.  All three symptoms would come and go randomly, seemingly completely unrelated to each other.  The chills were particularly disturbing.  I can understand how DH thought something out of the ordinary was happening.  (Though it turns out this weird virus has just been going around– it doesn’t last as long for most people because most people sleep instead of googling things that cause anxiety.  DC2 was better in a day and I was completely better by day 3.)

And that is our expensive and exasperating story.  My colleagues think it’s hilarious, and indeed, it is hilarious given that DH is still alive and we’re not going to have to go into major debt, just buy a cheaper car or sell some stocks.  Most insurance companies don’t cover rabies vaccines for people because they’re expensive and usually they’re just being given as anti-anxiety shots.  (Obviously if you’re bitten by a wild animal, you should get them if they can’t autopsy the animal in question.  But for pet dogs who are behaving nicely towards humans, not as clear.)

Morals:  If you’re breaking up a dog fight, use water, or lift the back legs of each animal.  Do not mess with their mouths.  If you get bitten by a pet dog, get the name and contact info for the @#$23ing dog so you can see if it dies in 11 days or not.  If you do get the series of four shots post-bite, get the first one in an emergency room and the remaining 3 at Walgreens (using a different schedule than the one that Walgreens will want to use– talk to the emergency room doctor about the schedule for all four shots).


We were thoughtless this year

We thoughtlessly set our 2018 Christmas presents for DH’s family at $50/nibling/sibling and $100 each for Nana and Grandpa, give or take (the Braille book subscription we give a niece is actually $100 and we donated another $100 to help defray the costs).  I’m not sure why we did this, that’s just what seemed like the right amount of books when we started with the youngest cousins.  In terms of monetary expenses for us these days with both of us working and the house paid off, this is not a big deal.  Our December expenses are high, but our January expenses are usually lower than usual so it works out fine (also in the last paycheck this year we got a little boost from no longer having to pay SS tax).

But then DH’s brother’s family spent the same amount on us(!) which seems really excessive on the receiving end.  DH’s brother’s wife doesn’t have an income and both their kids are special needs.  But DH’s brother does have seniority in a union job so maybe it doesn’t put a crunch in their budget either?  They have a very nice house that is packed with toys and other stuff and an SUV and so on…  In terms of consumption, they seem to be doing well.  (They never opened up 529 plans for their kids and eventually we gave up nagging them about it, so we can’t stealth-give there.)

I’m embarrassed at how long it took me to figure this out.  Since we’ve started being able to afford stuff, most of my anxieties about gifts have just disappeared… I no longer care how much we spent or if I get crappy gifts (though I still do prefer things off my amazon wishlist).  DH’s sister’s family is much lower income than we are (though as she’s been gaining seniority and step-raises, they’re above median household income now) and I would have noticed if they’d started matching what we spend and felt bad right away, but she’s started giving etsy-level crafts (among other things, she’s got some kind of setup where she can make designs for t-shirts– one of DC2’s favorite presents last year was a shirt that you can color in with washable markers and then wash and re-color… she also made Disney-themed family vacation shirts for everyone last year) which I think makes everyone happy.

Anyhow, I told DH to bring up that they don’t need to match our spending with his brother sometime when they were alone over break and to let him know that they really don’t need to spend the same amount, or if they prefer we could cut back on them.  (The problem with that being that we actually enjoy getting stuff off their wishlists because DH wants his brother to play those games and I want SIL to read those books because she has good taste in books.) DH did and said that BIL basically brushed it off, so maybe it’s ok?

What do you do about spending on presents when there are income disparities in the family?  Do you feel like you have to match what the other person spends, or is it more about your constraints?

An unexpectedly high bill

The other week DH’s relative called DH at 10pm on a weeknight in a bit of a panic because kid #4 had signed up for community college next semester unbeknownst to him (she’s graduating a semester early and we are impressed with her initiative!) and the bill was due. Was our offer to pay it still valid? DH said sure, no problem, and we went back to sleep.

The bill turned out to be for $1,800!

So we said, we can pay this, BUT we think it’s really unlikely that you actually have to pay this much given that daughter #1 was free and #2 was something like $300/semester after financial aid. (This is more like the bill we would expect should one of them go to a 4 year school.)

Looking closer, it appeared that financial aid had not been included in the bill, even though they had done the FAFSA and everything else. Kid #4 also said two of her friends had gotten similarly scary bills. So something was messed up. (Also it turned out the deadline posted on the bill was a month earlier than the actual deadline!)

After several days of phone tag, DH’s relative finally got someone on the phone, but they said that they couldn’t talk financial aid with him, only with his daughter, even though she’s 17 and still a minor. She needed to come into the office to sign a bunch of forms.

So she went into the office, and instead of giving her forms, they emailed her forms. But they don’t have a printer, so she had to go back to the office (but the office’s printer cuts off the bottom of every page…). There was a lot more back and forth and in the end, the relative and his daughter both went into the office together. And a month later, everything got sorted out. All we have to pay for is books. Whew.

Our hope is that this daughter will get her SAT score up at least 10 points so she’s state school eligible and then go to a 4 year school (neither of her sisters finished their associates degrees because they dropped out after having babies and the oldest son didn’t start because he couldn’t drive himself… our hope is that maybe the 4-year college environment will be more appealing than dropping out… but we have learned we can only do so much nudging and we never truly know what the right thing to do is).  She’s interested in an education degree, but might change her mind.

So… I guess the moral is … if you get a bill that is way larger than expected, chances are something went wrong?

A history of loving money: Our family crest

One of my cousins has been doing a bunch of genealogy work with the help of our relatives still in Europe.  Turns out my family has a crest!  This is from the 17th century when an ancestor was the local official overseeing a town building and decided to leave his mark:

The circles in the lower right are coins, which is not surprising given how important money is to this side of my family (we are all terribly crass about it!).  The cross-like things on the upper-right are supposedly lilies, and I guess they technically are similar to fleur de lis.  This is the side of the family that has won and lost fortunes in Europe (and various non-American colonies, where it is likely they did horrific things in the name of trade), as opposed to the stunningly middle-class American side (it’s unlikely that that side had fortunes prior to leaving for the new world either, though side branches that I’m not descended from have done well for themselves– I am very distant cousins with some rich old US families).  My mother’s family does not have family crests (indeed, my mom’s last name is one of those that got created upon an ancestor coming to the US).  My DH’s last name does, but only in the way that really common UK names that are also places do.  If you go back 4 generations down my maternal line (possibly not coincidentally, the line related to those rich distant cousins), we’ve got one of those as well according to places on the internet that sell such things.

Do you have a family crest?  What’s on it?  What would you put on a family crest?  I’d like to swap out that woodland creature for a book…

What are we getting people for Christmas this year?

DC1:  A set of trick decks for the stocking (DC1 is really into card and coin tricks),

DC2:  Spanish coloring book,  a set of 5 field notebooks and a wellspring flip note (DC2 is really into drawing and list making and notes)

BIL1:  Anti-hero, for the king, and into the breach.  I am told these are steam games.

SIL1:  Usually we get SIL books off her amazon list but this year we only got her Binti:  Home and instead got her the first Timestories game off her wish list because DH really enjoys Timestories.

nephew 1:  A meccano microid and a minecraft plush pig from his amazon wishlist.

niece 1:  We renewed her subscription to the Braille of the Month book club.  Apparently they’ve really been enjoying it.  (The nonprofit provides the books at less than cost, so we also gave them a donation– what a great program.)

BIL2:  We never know what to get for him, so we generally just give an amazon gift card.  This year is no exception.

SIL2:  She had a bunch of stuff for work, mostly craft paper, on her amazon wishlist, so we got that.

nephew 2:  He’s easy to shop for because he’s a similar age to our DC2 and has similar interests, so we got more Magic Treehouse books (our DC2 is not a fan, but our DC1 was, and they were a big hit last year), bad kitty books, and a book of facts that DC2 really enjoyed.

niece 2:  She’s a bit harder because we have to remember what we gave nephew 2 at that age (not to be confused what we gave the other niece and nephew).  Generally we make a list and then ask SIL2 if there are duplicates.  This year we got Go Dog Go, Put me in the Zoo, Big Dog Little Dog,  Sneeches, Green Eggs and Ham, and one fish two fish.

MIL:  Life has gotten easier since she got a wish list!  We got her the Michelle Obama memoir and a non-crisping ninja foodi (so.. basically an instapot?) that is backordered on amazon and may not get there until after January.

FIL:  An instant food thermometer and a gift certificate to Cabela’s.

Sister:  She’s been doing a lot more cooking lately and asked for a bread book, so we got her DH’s current go-do– Bread by Eric Treuille and Ursula Ferrigno.  I would call this a recipe book for the advanced beginner.  It has a lot of really good information (with pictures) about different types of bread, ingredients, and multiple techniques before it gets into the recipes.  It’s not a coffee table book with rich histories like Home Baking, nor is it a trendy artisan bread in 5 min a day, but we learned a lot of techniques from it and it’s got a lot of variety and almost all the recipes we’ve tried have been excellent.  (Exception:  DH notes on the soft pretzel recipe:  THESE ARE NOT PRETZELS, need baking soda.)  We don’t know what else to get her– she has said she will think about what she wants.

Mother:  The local bookstore in her town went out of business, so I guess it is back to Amazon gift cards.

Father:  I’ve given up here.

For #2 I got her a bunch of excellent books off her wish list including three for kindle that I sent her right away because Amazon sucks for gift giving via kindle (stuff stays on the wish list so you might end up with two people buying you the same thing).  I got her Deception by Amanda Quick, KJ Charles’ retelling of the Prisoner of Zenda, and Band Sinister.  The other stuff is still a secret.


#2 says:  This year, as with most years, it’s an Icelandic-style bookflood for me.  Though I still have to figure out what to get for DH.

Little Kitty














Little kitty in better days



Locally specific manners? Reading at the dinner table edition

Do you let your kids read at the table?  I feel like this used to be impolite but personally, I have no problem with it.  When I was growing up, at home we were allowed to read at lunch (my dad still does).  But we were not allowed to read at the dinner table.

I’m lucky that my parents supported and modeled that reading for fun is a great thing to do.  My dad’s mother was also a big reader, and as a result so are most of her children.  I think it’s ok to read in restaurants and bars (if you can concentrate).  My nightmare is a person who sits on a plane next to me and brings nothing to do except talk.  What did you plan to do for this six-hour flight, just stare into space???

Do you think reading at the dinner table is rude or perfectly ok?

#2 who has kids hasn’t really given this much thought but her kids do read at the dinner table sometimes.  We’re much more informal about meals than we were growing up though and sometimes eat standing up in the kitchen.  #2 also cannot handle the middle-seat chatterbox who has run out of the airplane magazine.  #2 wants to read novels uninterrupted on planes!