10 Best UPI App | Refer And Earn UPI Apps [December 2019]

How to earn more money from UPI Refer And Earn Apps?

There are many Money Earning Apps in India that lets to earn PayTM money.

But a new way of transferring money also helps to earn a few extra bucks.

It’s in the form of bank money, wallet money and gift voucher.

With That, Here Are 10 Best UPI Refer And Earn Apps You Must Try Today.


Offer: Get Rs. 50/- for new Airtel UPI users.


Steps to earn Airtel UPI mone:

1. Install the app from the above download button.
2. Create your Airtel UPI ID if you haven’t created already.
3. Do transaction of minimum Rs.50 and send the money through UPI ID. Or you can pay for recharge using UPI ID.
4. Check your Airtel wallet. You have received Rs.50/- in your Airtel Money wallet.


AMAZON PAY upi app

Amazon Pay is the best UPI App that lets you earn cashback weekly. It is the latest and new mode of the transaction after PhobnePe and Google Pay.

It’s one of the best UPI apps that lets you earn money every day.


Steps to received Amazon Pay cashback using UPI Refer And Earn App;

1. Install the Amazon App from the above link.

2. Register account with your new email ID.

3. Click left side option and visit Amazon Pay.

4. Click on Amazon Pay UPI to register your bank UPI.

5. Make sure to have an app install on same register mobile attached with Bank.

6. Share your new UPI with your friend and exchange money with a minimum amount of 100/-.

7. In this way, you can earn Amazon Pay cashback from 10/- to 100/-.

8. You can send money to five people per day to avail cashback.

Note: From Amazon Prime users, you will receive a minimum of 40/- per transaction every day.


Another smooth way of earning money is through Google Pay.

Earn hundreds of money if you send a minimum amount to new as well as old friends.


Steps to received Google Pay cashback using UPI:

1. Install Google Pay app from the above link.

2. Connect your Bank attached to your register mobile number.

3. Send at least 150/- to Google Pay UPI user and earn a scratch card.

4. If you are lucky enough, you will earn 1000/- cashback that transferable to Bank account.

5. In this way, you will receive three scratch cards per week. Meaning 3000/- per week.

Note: Do you first ever DTH payment through Google Pay and get a scratch card of worth 500/-.


Offer: Get 100/- worth scratchcard your friend first ever money transfer.

When it comes to a smooth and most straightforward way of transferring money, Phonepe comes into the picture.

It is one of the best UPI Refer And Earn Apps.

Refer your new friend and get at least 75/- wallet Phonepe cashback.

Offer doesn’t stop there.

You will also receive amazing vouchers that apply to Phonepe apps.


Steps to received Phonepe cashback and amazing deals:

1. Install App from the above link.
2. Register your mobile number the same as your bank number.
3. Request your friend to exchange money using Phonepe UPI, and both will get fantastic cashback.


Offer: Get ₹1000 Cashback every month using BHIM UPI money transfer

PayTM is the only payment app that offers virtual Bank facility.

What’s more?

They even offer users to transfer money using UPI ID.

It’s not the only surprise.

You would even receive amazing PayTM cashback that can be transferrable to Bank account.


Steps to received PayTM UPI cashback:

1. Install the PayTM app from the above link.
2. Register your Bank details on the app.
3. Using BHIM UPI, transfer your money directly from Bank account.


BharatPe is Indian UPI app that lets to transfer payments within seconds.

It will generate BharatPe QR that offers all UPI app such as PayTM, PhonePe, Google Pay, BHIM, Mobikwik, Freecharge, etc.

Steps to register BharatPe app:

1. Install BharatPe using the above app.
2. Click on “Start Accepting Payments.”
3. Submit your register bank mobile number
4. Enter bank account number and IFSC number to active your BharatPe account.


Offer: Get Free Rs.15 Freecharge Wallet On First successful UPI Transaction

Like other trending apps, Freecharge too started BHIM UPI payment. What’s even wondrous is its money earning scheme to prompt UPI awareness.

User will avail instant Rs.15 cash once they successfully make their first UPI Freecharge transaction.


Steps to received Rs.15 Freecharge Cashback:

1. Install the app from the above link.
2. Register and sign up Freecharge account.
3. select BHIM UPI option on the HOME page.
4. Next, add your Bank Account and register to create your “@Freecharge” UPI Address.
5. Now exchange money between Freecharge UPI IDs and check your wallet balance.

Note: Users need to transfer minimum Rs.2000 to avail Rs.15 Freecharge cashback successfully.


Offer: Receive Rs.1500 Cashback on your 1st 15 UPI money transfers to MobiKwik UPI IDs.

Considering the popularity of UPI technology that increases day by day, Mobikwik announced a new offer that would amaze you.

Steps to received cashback using Mobikwik UPI offer:

1. Visit the Mobikwik app from the above link.
2. Sign up/Login using email ID/mobile number same as register Bank number.
3. Link your Bank account and create Mobikwik UPI account as (mobile no.@ikwik).
4. Send at least Rs.5 or more to get up to Rs.100.
5. Do this for 14 more UPI users to avail up to Rs.1500.


Offer: Pay Credit Card bill and received a redeemable bonus score.

Add more Credit cards and pay your monthly bills. The program will provide more vouchers and Uber credits.

You can pay your Bill using some of the best UPI apps like Google Pay, Phonepe.


Steps To Received gift vouchers using Credit score:

1. Install the App from the above link.

2. Select Apply to CRED.

3. Register your mobile number the same as your bank account.

3. Enter your name and Email address.

4. Verify your Number through OTP.

Refer Cred App with your friends and get 10 Credit points that worths of Amazon vouchers.

Select Refer Now option and invite as many friends as you want and get your Cred point worth of thousands of rupees.


Supported by HDFC bank, Pay Zapp is one of the trending UPI money earning apps that lets you earn cashback.

Pay Zapp helps to recharge mobile number, bill payments, book movie tickets, dining offers, online shopping, Grossing shopping, etc.

With the UPI, the users will receive assured cashback that can be redeemable for any category mentioned above.


Steps to received cashback using Pay Zapp UPI Offers:

1. Install Pay Zapp app from the above link.
2. Register your details that should be same as HDFC bank account.
3. Verify the verification code that sent to your register mobile number.
4. Set 4-12 digit secure PIN and done.
5. Select a left-sided drop-down option and select the third option, which is UPI.
6. Create a new UPI id.

1 Comment
  1. Nice post!

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