Basic income for everyone

The Finnish government is getting serious about the idea of a national basic income. It has commissioned KELA, the national social insurance provider, to study the concept, calculate the costs, and run an experiment in 2017 to judge the feasibility of rolling it out across the country. If, eventually, the government were to approve of such a plan, Finland could scrap all existing benefits and instead hand out a monthly stipend to everyone. According to some reports, the monthly payment could be €800 ($870).

Whereas several Dutch cities will introduce basic income next year andSwitzerland is holding a referendum on the subject, there is strongest political and public support for the idea in Finland.

A poll commissioned by KELA showed that 69% support (link in Finnish) a basic income plan. Prime minister Juha Sipilä is in favor of the idea and he’s backed by most of the major political parties. “For me, a basic income means simplifying the social security system,” he says.

But for those outside Finland, the plan raises two obvious questions: Why is this a good idea, and how will it work?

 It may sound counterintuitive, but the proposal is meant to tackleunemployment. Finland’s unemployment rate is at a 15-year high and a basic income would allow people to take on low-paying jobs without personal cost. At the moment, a temporary job results in lower welfare benefits, which can lead to an overall drop in income.
 Previous experiments have shown that universal basic income can have a positive effect. Everyone in the Canadian town of Dauphin was given a stipend from 1974 to 1979, and though there was a drop in working hours, this was mainly because men spent more time in school and women took longer maternity leaves. Meanwhile, when thousands of unemployed people in Uganda were given unsupervised grants of twice their monthly income, working hours increased by 17% and earnings increased by 38%.

One of the major downsides, of course, is the cost of handing out money to so many people. Liisa Hyssälä, director general of KELA, has said that the plan will save the government millions. But, as Bloomberg calculated, giving €800 of basic income to the population of 5.4 million every month would cost €52.2 billion a year. Finland only plans to give the basic income to adults, not every citizen, but with around 4.9 million adults in Finland, this would still cost €46.7 billion per year. The government expects to have €49.1 billion in revenue in 2016.

Another serious consideration is that some people may be worse off under the plan. As a proposal hasn’t been published yet, it’s not yet known exactly who might lose out. But those who currently receive housing support or disability benefits could conceivably end up with less under national basic income, since the plan calls for scrapping existing benefits. And as national basic income would only give a monthly allowance to adults, a single mother of three could struggle to support herself compared to, for example, a neighbor with the same government support but no children and a part-time job.

Finally, this raises the question of whether it’s really fair to give a relatively better off individual the same amount of welfare as someone who’s truly struggling. Finland’s constitution insists that all citizens must be equal, though, of course, equality can be interpreted in many different ways. So far, there’s no definitive answer as to whether national basic income will create a more or less equal society.

Correction (Dec. 5): An earlier version of this article questioned whether it was fair for millionaires to get the same level of welfare as those who are struggling. As wealthier people still pay tax, a millionaire would technically get €800 per month but would not get net support from the government. The article also cited non-seasonally adjusted unemployment data, which has been changed to the seasonally adjusted figures, and stated the cost of providing basic income for every citizen rather than every adult.
Correction (Dec. 8): An earlier version of this article did not explain that KELA is conducting a study to explore the possibility of a implementing a basic income program. There is no government plan to introduce a basic income for all adults at this time.

An effective and efficient way to get a job

There’s a story of an Italian Billionaire when asked if he had to start over from scratch what he’d do (I searched Google 50 times to find the original without luck). He replied that he’d take any job to make $500, buy a nice suit, then go to parties where he’d meet successful people. The implication being that he meet someone who’d offer him a job, share an opportunity, etc.

I’m almost 40 and of the 5 career type jobs I’ve had in my life (I run my own business now), 4 came through networking. Only 1 came out of applying to a job listing.

But networking isn’t something you just go out and do. It’s immensely more effective if you have simple people skills. And when I say simple, I mean spend a couple hours reading Dale Carnegie’s “How to Win Friends and Influence People.” Read that and try it out at a party and you’ll be blown away by how effective it is and how after meeting and talking with a few people and asking them about themselves, how they’ll want to help you, without you asking them.

When I asked my old boss who was the most remarkable sales person I’ve met, what he did to improve his sales skills, he told me that right out of college without any skills or pedigree degree, he took a job as a limo driver. He was reading “How to Win Friends and Influence People” and thought it would be worth trying out. He would ask his customers one simple question when they got in the limo, “So tell me about what you do.” That simple question resulted in a huge increase in tips he received. Notice he didn’t ask his customers, “What do you do?” There’s a subtle difference. If you ask the latter, many people will just tell you in a few words what they do. If you ask the former, it’s an invitation for them to tell you their story. Few people will turn that down.

At one point early in my career, I was doing research in the medical field and realized I wasn’t interested in it or where it would lead. I wanted to make more money and get into the business side of things (this was right after the tech crash in the San Francisco area), so I spent nearly 9 months relentlessly applying to jobs, writing cover letters, researching companies. With no success. I was doing it all wrong.

One night, my roommate asked if I wanted to go to a party. Sure, no problem. We went. I didn’t know a single person there. At one point, everyone did shots. I wandered back to the kitchen to get a beer. There was one other guy in the kitchen and I introduced myself. We talked for a while, I asked him what he did and he said he worked in biotech. I mentioned I was looking to get into the field, and he said his company was actually hiring. My resume got send to the hiring manager, and I was interviewing within a couple weeks. You can guess what my next job was.

There are a million paths to getting rich. And there are countless people who’ve gotten rich who are jerks, tyrants, manipulative, conniving, and all around assholes. When you’re working in different industries, you’ll start to feel that all the  successful people are this way. But in reality, these are only the people who leave the most lasting impression, not because they’re the only people who succeed.

But there’s unlikely anyone out there successful who wouldn’t emphasize the value of people skills in succeeding.

If you would like to become a millionaire, keep on reading the Source


Confident people say…

It happens like this. Your co-worker comes strolling down the hallway and peers around the corner at you. You look up, annoyed by the interruption. She then quickly asks, “I was not able to finish my report for the boss. Can you wrap it up for me?”

Time slows. You are now thinking about how to respond, but nothing feels quite right. So, as always, you say, “Sure.”

You might say “Sure” because you really should help. But most often, this is not the case. “Sure” often comes from a place of defense — a need to please and be liked by the right people.

But let me share a secret. We often say “Sure” because we lack confidence to say and do what we know is right. When it comes to confidence, those who have it always seem to shine, while those who are meek and afraid are taken advantage of.

I am referring to the type of confidence that gives us internal fortitude, not the outlandish bravado that some show to mask deep fears. Confidence is easier said than internalized; it usually develops over time, with practice, patience, and perseverance. But there is no doubt that to succeed in life, it is a must.

So, do you know the one word that confident people say most? It’s obvious when you think about it — that word is, “NO.”

Here are a few reasons that saying, “No” can help you be your best and those around achieve as well. It’s also why confident people are not afraid of the word.

Reaffirms your priorities

The most confident people plan ahead. They have clear goals and know what it takes to get there. This helps them prioritize what is important in their lives — and ignore what does not align with their goals. Every “Yes” should align with these goals; if something does not, the answer is “No.”

Sets clear expectations

The word “Yes” is often said out of obligation. The problem is that “Yes (wo)men” tend to make promises that they can not always deliver on. Frequently, they fail to get every job done. If you do this, it damages the confidence and trust that your team will start to place in you. And when real chances to shine arise, you will be passed over.

Broadcasts your value

We all know the stars whom we can count on to produce great work with a positive attitude. We rely on them. Saying, “No” to irrelevant requests reminds people that you are important, have clear priorities, and your work matters. You do not have time to focus on less important efforts.

The most confident people know who they are and how they add value. They don’t need to prove their self worth by saying yes to every request that is made of them.

We all get paid to set boundaries and clearly communicate what we should work on. This is what confident people do best. The next time someone asks you for a favor, do not blindly accept it without questioning its value. Over time, this habit will make you great and increase your confidence that every day you are getting even better

Increase your happiness

10 Scientifically Proven Methods to Increase your Happiness Right Now

 The best way to pay for a lovely moment is to enjoy it. ~ Richard Bach

Do you even remember the last time you felt sheer pleasure, or unmitigated glee? What is your most recent recollection of bubbling over with happiness? I mean, when you felt so giddy that your cheeks were glowing, your heart was thumping, and your eyes welled up with unfettered joy? If that hasn’t happened to you in the last little while (or even a very long while), don’t fret.

As John Barrymore once said, “Happiness often sneaks in a door you didn’t know you left open.” Chasing happiness isn’t really going to make it magically appear, but you can create the circumstances that ‘leave the door open’ to a joyful and meaningful life by setting the stage for happiness, and allowing it a grand entrance. You can feel happier right now, with these scientifically proven methods.

Exercise for seven minutes.

I don’t care if you stand in one place and jump up and down, go for a walk, or climb the stairs at your office, you can feel happier right now by being physically active. In a study described in the book, The Happiness Advantage, three groups of patients treated their depression with medication, exercise, or a combination of both medication and exercise. The results of this study should be extremely motivating. Although all three groups experienced similar improvements in their happiness levels early on, the follow-up assessments proved to be radically different. When tested at six months to see if they had ‘relapsed’ into depression, 38 percent of those who took medication alone slipped back into a depressed state, and for those who exercised? Only nine percent relapsed. The proof is evident. You can feel better by exercising, and it doesn’t take much.

Write down 20 things you are grateful for.

Don’t type up what you are grateful for, write them down, since it requires more neurons to do so, and you’ll feel much better. Robert Emmons, often called the world’s leading expert in the science of gratitude, says that people who keep gratitude journals experience higher levels of positive emotions, more joy and pleasure, and stay alert and optimistic more easily.

Take a 15-minute power nap.

Getting more sleep is one of the best ways to feel happier. “You’re putting energy in the bank when you go to sleep,” says Barry Krakow, MD, medical director of Maimonides Sleep Arts and Sciences, Ltd. in Albuquerque, N.M. “On a cellular level, the body is literally repairing and restoring itself. Without it, you can’t do what you want — physically or mentally.” This also means that you’ll likely find negative emotions creeping in more easily, and find it difficult to constructively handle emotions like anger or frustration, because sleep deprivation increases amygdala activity (a brain structure integral to experiences of negative emotions such as anger and rage) and a disconnect between the amygdala and the area of the brain that regulates its functions. Power napping for at least 15-20 minutes will already start to improve your mood and cognitive functioning, and getting rapid eye movement or REM sleep, which usually takes 60 to 90 minutes of napping, plays a key role in making new connections in the brain and solving creative problems. Napping is even better for you than drinking a cup of coffee.

Get outside.

There a 101 reasons nature makes us feel good, but ‘green science’ as it is called, is learning more about how the blue sky and green trees really affect us all the time. For one thing, nature teaches us that we are perfect just the way we are. When we are alone in nature, there is no classism, racism, homophobia, or sexism. A rushing river doesn’t care what level of the social hierarchy you’ve reached, or haven’t. Time slows to a more manageable pace, and we experience profound healing on levels mainstream medicine likely will never understand. For starters, you are breathing in fresh air, and absorbing Vitamin D, which is a known precursor for making happy hormones. Being outdoors is so uplifting that many people describe is as being a spiritual experience. If you can only be outside for a few minutes every day, take advantage of that opportunity. Your happiness is forever connected to being one with nature.

Be with your peeps.

Spending time with friends and family is one of those ‘can’t buy me love’ things that really does add to our overall happiness. Daniel Gilbert is the Harvard College Professor of Psychology at Harvard University. The professor tells us that most of the things we do in life are to acquire more time with friends and family – so why not just cut to the chase, and DO that. The ‘happiness’ expert says, “We are happy when we have family, we are happy when we have friends and almost all the other things we think make us happy are actually just ways of getting more family and friends.” The ‘can’t buy me love’ aspect is quite real, in fact. The connections we have with friends and family is worth as much as $132,000 a year in terms of life satisfaction, according to the Journal of Socio-Economics. If you don’t have friends, you can make some new ones by taking a class at a community college, joining a sports team or look for a social event to meet new people in your city.


A study by the University of Sydney surveyed 350 people who had meditated for more than two years, and compared those results with existing government surveys on people’s mental and physical health. Those who meditated were found to be ten percent happier than those who didn’t. While that doesn’t seem like much, meditation can also give us more mental clarity, feelings of peace and of gratitude (see number two), and 76 other scientifically verifiable benefits that you’d otherwise be missing out on.

Watch the Weather.

The American Meteorological Society has published research that found temperature has a bigger effect on our happiness than variables like wind speed and humidity. It also found that happiness is maximized at 57 degrees (13.9°C), so keep an eye on the weather forecast and head outside when the weather is prime. If you live in a warmer climate, find a shady spot and sit in nature.

Help somebody.

Doing good deeds, or helping someone else for 100 hours a year contributes massively to your overall feelings of peace, well-being, and happiness. “A lot of times we think that happiness comes about because you get things for yourself,” said Richard Ryan, a psychologist at the University of Rochester, but “it turns out that in a paradoxical way, giving gets you more, and I think that’s an important message in a culture that’s pretty often getting messages to the opposite effect.”

Stop the commute.

Okay, so you can’t just up and quit your job, but you might be able to work out a ‘flex’ schedule that allows you to work from home a few days a week, or you might even consider moving closer to your workplace. Why? Commuting makes us unhappy. A Swedish study found that commuting is so hard on folks that people are 40% more likely to divorce if one person commutes more than 45 minutes to work every day. If you absolutely must sit in traffic for an average of 38 to 60 hours a year, then at least listen to an uplifting book on tape, or learn a new language. This can make you happy, too.

Learn something new.

A core psychological need for humans is to learn and master new skills. Psychologists call this need ‘mastery.’ You can see it in babies learning to crawl or sit up for the first time, but also in grown adults mastering a violin concerto, or learning how to converse in a second language. Learning something new in one area of our lives also often triggers an add-on bonus of learning something new in another area. It’s a win-win-win situation. You learn one thing, and this helps you learn a bonus skill or concept, and this also leads to more happiness. You don’t have to get formal certificates or professional qualifications. Just learning how to plant a garden or play a new chord on your guitar can boost levels of happiness.


There’s benefits associated with taking time to relax, meditate, do things you love etc, but that means taking YOU time!

This challenge will help you set out on a journey that can transform your life.


9 Destructive Behaviors that Prevent a Happier Life



1. Victim Mentality 


“Master yourself, and become king of the world around you. Let no odds, chastisement, exile, doubt, fear, or ANY mental virii prevent you from accomplishing your dreams. Never be a victim of life; be it’s conqueror.” ” -Mike Norton-

2. Living in the Past or Living in the Future



3. Creating Enemies 


“When you begin to see that your enemy is suffering, that is the beginning of insight.” -Thich Nhat Hanh-

4. Holding on to Grudges



5. Mindlessly Living


“Mindless habitual behavior is the enemy of innovation.” -Rosabeth Moss Kanter-

6. Withholding Love



7. The Need to Be Right


“He who establishes his argument by noise and command, shows that his reason is weak.” – Michel de Montaigne –

8. Cheating in Life


“The first and worst of all frauds is to cheat one’s self. All sin is easy after that.” -Pearl Bailey-

9. Allowing Ego to Drive 
