Tangerine is a newer virtual Canadian bank launched in 2014 as a rebrand of ING Direct Bank that was acquired by Scotiabank in 2012.

Always known for their low fees and fresh approach to banking, they have continued to provide Canadians with an alternative to the big banks for their everyday banking needs.

They’ve continued that fresh thinking approach to credit cards when they launched their first credit card, the , in March 2016.

It blazed onto the scene as the top no fee cash back credit card in Canada and held that spot for a little while until they tweaked the card and removed some benefits.

What’s so unique about their credit card is that you get much higher rewards in up to 3 spending categories you get to choose. You’re not stuck with gas, groceries, and drugstore purchases if that isn’t where you spend the most money.

It’s also a great card to combine with other no fee credit cards that give you category-specific spending bonuses. That way you can just pull out the credit card that rewards you most depending on where you’re shopping.

Tangerine also has the . It comes with the same $0 annual fee and customizable rewards we've come to love with the Money-Back version. But there are a few extra features, like mobile device insurance and airport lounge access (although you still have to pay $32 USD for any visit).

If you want the best Tangerine credit cards, you’ve found them because there’s only 2:

Best Tangerine Credit Cards

Featured In

The Globe and Mail