How do I sign up?

Your sales representative will take you through all the steps needed to become a dealer partner. Once you have confirmation from us that your application process is complete, you can start submitting applications to us.

Credit and Underwiritng

How fast can I expect an approval on my credit application?

Most approvals are received within 60 minutes or less.

What are your underwriting hours?

We have underwriting hours: Monday – Friday until 9:00 pm (Eastern Time) and Saturdays 10 am to 2 pm.

Do you use credit scores in the application process?

We use a variety of credit scoring best practices and methodologies to evaluate each application that is submitted. Our financing programs provide a high rate of approvals for all types of non-prime credit situations.

How can I be sure I’ve got everything together when submitting a deal?

Be sure to work closely with your credit buyer and sales representative on all required paperwork and tips for each deal you submit. It may also be helpful to review our Funding Checklist to ensure you have everything in order.

How long, on average, does it take for a deal to be funded?

We have the capability of funding a deal 24-48 hours after receiving the package.  It is contingent upon verification and complete funding packages. The “cleaner” the paperwork, the faster the funding. Please see the funding checklist for all required documents.