We've been playing a little game around the xoJane offices lately, called "Who has the least amount of money left the day before pay day?"
The fact is that a large percentage of us have no clue what to do with money because we’ve never really had to deal with it, and we don’t know how to handle it.
I used to buy books instead of food because the books kept me alive.
financial planning
The issue here is not that people are saving less money. It’s that there is less money to save.
Part of being A Real Adult is working out how to use your savings account, even if you're laughably bad at the process.