North Dakota E&O insurance

North Dakota E&O Insurance for Insurance Agents

(For states other than North Dakota, please select from the menu above)


This website is designed to provide you with information regarding the products we offer in North Dakota and easy access to our applications. To request quotes, please complete an application and return to us. Do not hesitate to call us if you have any questions.

What types of North Dakota insurance agents can you provide E&O insurance to?

We can provide E&O insurance to all types of agents and brokers in North Dakota, including:


Why is it important for North Dakota agents to have E&O insurance?

North Dakota insurance agents face significant exposure to professional and malpractice claims, including the following:


Errors and omissions claims arising from policyholders in North Dakota will typically be based on a claim which was denied or only partly covered by the insurance company. Policyholders often try to recover the difference from their agent.

Errors and omissions claims arising from a carrier with which the North Dakota agent places business are usually based on the failure to follow binding authority agreement, failure to follow underwriting standards, failure to provide information to carrier prior to binding, and failure to non-renew or cancel coverage.

Also, North Dakota agents are usually asked by their carriers, managing general agents, aggregators, and wholesalers to provide proof of E&O insurance.