Low Speed Collision Compensation Claims

Many road traffic accidents occur when vehicles collide at relatively low speeds. In these circumstances there may only be a small amount of damage to the vehicle but you may nevertheless sustain personal injury.

Claims for personal injury compensation arising from low speed collisions are commonly referred to as ‘low velocity impact claims’ and will often be disputed by the other party. This is because whilst the insurers may accept that the other driver was responsible for the accident, they refuse to accept that any injury could have arisen given the speed at which the collision occurred.

There is a significant amount of dispute amongst medical experts as to whether low speed or low velocity impacts can give rise to personal injury, particularly where there has not been any significant damage to the vehicle. The success of any claim for compensation pursued in such circumstances will depend largely upon the evidence which can be produced.

As a consequence should you be involved in a low velocity impact it is important that you take the following steps:

  • Take photographs of any vehicle damage at the scene of the collision;
  • Report any symptoms you experience as soon as possible to your GP, a Walk-in Centre or Accident and Emergency Department.;
  • When reporting the injury to a medical practitioner you should ensure that you refer to the road traffic accident and at what point significant symptoms developed. This may not be immediately following the incident.

It is also helpful to obtain evidence from work colleagues or friends who can confirm the nature of the symptoms you experienced in the period following the road traffic accident as this helps to support the medical evidence.

At Sintons our personal injury specialists have a wealth of experience in pursuing road accident compensation claims including those arising from low speed collisions.



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