Monthly Archives: February 2017

Insurance Adjustor Requests for Personal Injury Claims

At some point during your personal injury claim, the insurance adjuster might make a request for more medical information, even though you’ve already submitted relevant documents and records. If this happens, it’s important to understand what sorts of requests the adjuster might make, why that information might be requested, and what your rights are in this situation.

Insurance Adjustor Requests for Personal Injury Claims

Requesting More Medical Records

As your case progresses, the insurance adjuster might request more medical records. Even though you’ve probably already sent in copies of everything that you thought were relevant to the case, it might be determined that other records are needed, such as those from other professionals who examined you, or medical records from before the incident in question (to determine if a condition is pre-existing, for example). If this happens, you do not have to comply if you think the request is unreasonable and not related to the case at hand. If you’re not sure, feel free to ask the adjuster why the request is being made. If their answer is not to your satisfaction, you can still refuse the request. Make sure to explain that you are protecting your privacy, and that you are well within your rights to refuse. NEVER sign an agreement giving the adjuster permission to directly take your records–always make sure to request the records yourself from the medical office.

Requesting Medical Reports

If the insurance adjuster feels that the available medical records do not provide enough information or explain your condition adequately, they might make a request for a report from your doctor or healthcare professional to help explain or clarify certain points. If this is the case, you are once again able to determine if the request is reasonable. If it seems okay, then explain to the insurance adjuster that you yourself will make the request from your doctor. It is not a good idea to give the adjuster permission to talk directly with your doctor! Talk to your doctor afterwards and explain the request, and see if your doctor thinks such a report would work in your favor. If not, then you are within your rights to ultimately refuse the request until ordered otherwise by a judge.

Requesting a Medical Examination

When an adjuster disagrees, doubts, or wishes to question the results of a test or report, they might make a request for a new examination. As with the other requests, you are not required to submit to a new examination. Since adjusters usually choose the doctors to conduct the new examination, they are usually not in your best interest to undergo, unless you are required by an insurance policy or legal ruling.

In all these cases, remember that if an insurance adjuster is requesting more information, it’s usually not because they are looking out for your best interest. Unless ordered by a legal ruling, you are under no obligation to submit any records, or undergo any examination, if you feel that the request is unreasonable or will not help your case!

Medical Chronologies can Make or Break a Personal Injury Case

Personal injury cases can be a very trying time for the people that are going through them. They have to deal with the bills that have piled up since the injury occurred. There’s just so much insecurity for them in their position, and they are left to worry what the outcome will be in their particular personal injury case. As a lawyer, it’s up to you to try to get the best outcome for your client in an expedient manner. Your medical chronologies can make or break a personal injury case for your client, and creating a detailed and accurate medical chronology can take time and effort.

Filling Document Form

Your medical chronology can make the difference between scoring a win for your client and not being successful in achieving the best case outcome for them. Part of your job is getting them a settlement that completely compensates them for the personal injury they received and how it has impacted their lives since. Anything less than what they deserve is not delivering a complete win. Even worse would be having an outcome that has the case completely thrown out. Your medical chronology can help to get the win.

Detailed and Accurate Saves the Day
A detailed and accurate medical chronology can make a world of difference. This can be the evidence that you and your client needs to get the best court outcome for the case. This is the medical proof needed to demonstrate the veracity of your client’s claim when it comes to the injury itself and how it has impacted them since the injury occurred. This is very powerful information because it doesn’t leave anything up to speculation or guessing, but provides solid medical proof of what has occurred to them.

Save Time and Money on Medical Chronologies
The problem is that a detailed and accurate medical chronology takes time. This is time that you and your staff could be using to increases the amount of clients you can take on, and growing your legal practice. That is where a service like LM Summary Services can come into play. This type of service will provide you with as few or as many medical chronologies that you need for your legal office completed by experts that know the right way to create these chronologies. You can expect to save time and money when using a service for these tasks. This can be the ace in your pocket when taking on new personal injury cases.
Contact us today about how LM Summary Services can help you change the way that your office works on medical chronologies.

Fight Disability Appeals With a Medical Record Summary

Your client has had their disability claim denied, and this can be a hugely negative experience for them. They may worry about whether or not they will be able to successfully appeal the denial. As their legal representative, it’s your job to try to encourage them not to give up yet, and explain to them how they will be able to go through the disability appeals process. Make it easier on yourself by getting a medical record summary.

Fight Disability Appeals With a Medical Record Summary

Denial Due to Lack of Medical Information

It’s possible that the denial may have occurred because there was a lack of medical information in your client’s file. This may be because they did not submit all of the information that was available or that they didn’t know how to get access to their medical records. This can be frustrating to get a denial, but knowing that you’re able to go through the appeals process by offering more documentation can be essential. In some cases, you may find that by reviewing the medical information, you may be able to identify tests or procedures that need to be completed to further back this claim.

Medical Record Summary

The medical record summary is a document that will provide you and your client with the most up-to-date information that can be used to fight for the disability claim appeal. There is the possibility that additional tests or procedures that have occurred since the original application was completed could make a difference in the appeal. Rather than going through the process of trying to get the most current records through your own office, it’s beneficial to get a medical record summary from a summary service. Quick turnaround times for this necessary information will allow you to start the appeals process that much sooner to get your client back on track.

At the end of the day, the best option for your law firm and your disability client is to get the most complete medical information possible regarding their medical records to fight during the disability appeals process. Save time and money by using a service to get the most recent information you need. LM Summary Services is here to help you get the information that you need in a practical and efficient manner. No longer will you have to wait on one of your already busy staff members to provide you with a medical record summary.

Contact us today about how we can better serve your medical record summary needs.