Estimate your future earnings

Thinking of studying abroad and evaluating options?

Costs and job opportunities vary widely depending on your choice of country, university and course.
We've built this tool to help you decide whether it makes economic sense to pursue a STEM Masters degree abroad, and if so, to help choose the optimal country and college. The first graph below shows the cumulative additional savings you'll have by pursuing masters abroad, as compared to working in India. Click here to see details of our calculation methodology.

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United States
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  • We compute post-graduation average salary for different universities in each rank bucket for each of the four countries in our scope. We considered a rise of 2.5% in salary every year and 10% in every alternative year for USA, Canada, Germany, Australia. The idea is that you get an increment every year and a promotion every alternate year. Same numbers for India are 7% and 20%. (Indian salary is taken as input)
  • The expenses (rent, basic utilities, car EMI, fuel, health insurance etc are considered) are averaged for a country. To account for inflation, we have considered a 2% increase per year for USA, Canada, Germany, Australia and 5% for India.
  • Average investment is the total of the average tuition fee of the universities related to a rank bucket and living expenses calculated from the above step.
  • We assume that you'll repay your loan in five years.
  • For every year, for a given country and college group, we calculate (a) net savings in both India and target country by subtracting the expenses (including loan) from income, and then (b) calculate the difference between the two net saving amounts. This gives us incremental savings, which we show in the graph.
What you'll additionally save
Salary vs. Investment Chart