Cautionary Statement

 The purpose of these IR materials is to deepen the understanding of our homepage readers
 about H&F and there is no intention to solicit and/or persuade them to invest in H&F.
 These materials were made as carefully as possible to ensure accuracy, however, perfection
 cannot be assured. H&F assumes no liability regarding difficulties or damages arising from
 the information in these materials. Financial forecasts and predictions are made based on
 our judgment of information currently available and include potential risks and
 uncertainties. Therefore, you are kindly requested to understand that factors such as
 changes in the conditions surrounding H&F's principal market could cause actual results to
 differ materially from the forecasts and predictions mentioned in these materials.
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Awara-city, Fukui-pref.,
919-0695, Japan
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