Safe and Sound


Star Rating
MOJAVE PLANT EMPLOYEES is a MOJAVE, CA-based, NCUA-insured credit union founded in 1957. The credit union has $1.9 million in assets, according to December 31, 2017, regulatory filings.

The credit union has amassed loans and leases worth $697,806. Its 241 members currently have $1.7 million in shares with the credit union.

Overall, Bankrate believes that, as of December 31, 2017, MOJAVE PLANT EMPLOYEES exhibited a good condition, earning 4 out of 5 stars for safety and soundness. Keep reading for a breakdown of how the credit union faired on the three key criteria Bankrate used to grade American credit unions.


Find out



Capital Score

When it comes to measuring a credit union's financial stability, capital is important. It acts as a bulwark against losses and affords protection for members when a credit union is struggling financially. When looking at safety and soundness, the more capital, the better.

On our test to measure the adequacy of a credit union's capital, MOJAVE PLANT EMPLOYEES racked up 16 out of a possible 30 points, above the national average of 15.65.

MOJAVE PLANT EMPLOYEES had a capitalization ratio of 16.00 percent in our test, identical the average for all credit unions, suggesting that it's running neck and neck with its peers.

Asset Quality Score


A credit union with lots of these kinds of assets could eventually be required to use capital to cover losses, shrinking its equity cushion. Many of those assets are also likely to be in non-accrual status and no longer earning interest for the credit union, decreasing earnings and increasing the chances of a future failure.



Earnings score


MOJAVE PLANT EMPLOYEES did below-average on Bankrate's earnings test, achieving a score of 4 out of a possible 30.


