You should be aiming to pass with full marks. You may make a few mistakes due to nerves, but make sure you take your time and relax as you are doing the test. If you don’t pass either part of the exam, you will get the chance to complete the test again.

Try setting up monthly bill pay with your bank to make sure all your credit cards are paid on time. Even if you cannot pay credit cards off completely, paying them on time establishes a positive payment history. Using automatic payments will prevent you from forgetting to make a payment, and it’s always possible to pay some more if you have the money.

When people talk about real change to healthcare this is another example. A process that took me less than 5 minutes as an uninsured individual compared to the 20 minutes it takes for an insured individual. In order to get the money back spent on a flu shot, a person will have to redirect four times more time at a clinic and then undoubtedly mail something back to their insurance company later. Then, who knows how long it will take to get a reimbursement. What if there was a piece of information the person forgot to obtain? What if the clinic failed to provide something it was supposed to? The bureaucracy is an infinite game of chasing one’s tail.

Genuinely, it is a super owner’s manual which details virtually every aspect of cat care and cat ownership in real detail. It gives great advice on how to play with your cat, games he will enjoy and respond to. That includes interactive play and games you can devise for him to play on his own, even outdoors.


Staying in a homeless shelter with a dog is impossible. It is easy for us to say “rehome the dog” but harder to do. Paula broke down sobbing at the thought of losing Musty. The dog was her comforter and last connection to her former life. Without her, Paula was lost.
