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Negotiating: How can I understand the credit risk?

Credit Rating

Our credit partner uses a credit scale that reflects the risk of the company, A + being the safest and going down to A, A-, B+, B and B-. All companies in our platform are eligible to receive a loan and pay it back. We do not accept companies that have low-medium payment expectations (for instance C or D). All the companies have a good ability to pay.
Below are the details of our qualification scale:

Rating scale

Credit Rating    Description
A+ Adequate payment ability
B+ Adequate payment ability with potential threats