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Convert bitcoin to dollars and receive instant profit from each transaction with xCoins peer-to-peer secured lending platform. It is almost like selling bitcoin, only better!

What Is Secured Lending?

Secured lending is almost like selling bitcoin, only safer. When you sell your bitcoin, you have to worry about fraud and chargebacks. xCoins reduces the risk of fraud for bitcoin lenders by verifying each borrower's identity and by making a legally binding loan agreement between a borrower and a lender. The incidence of chargebacks is greatly reduced with secured lending.

Here is how it works. Instead of exchanging bitcoin for money, the borrower receives bitcoin as a loan from the lender and gives the equivalent amount of money to the lender as collateral. The lender receives the collateral plus the interest fee prior to sending bitcoin to the borrower.

Regular Sale Secured Loan
Seller/lender gives bitcoin and receives dollars Yes Yes
Seller/lender receives a commission for each transaction depends on exchange Yes
Buyer/borrower pays dollars first depends on exchange Yes
The exchange/platform verifies each buyer/borrower No Yes
Seller/lender can collect a payment even after a chargeback No Yes

Easy to Use

The process of secure lending is almost exactly the same as exchange. First, you deposit bitcoin to your xCoins wallet. You also specify the maximum amount you would like to invest. Borrowers make payments to your PayPal account. Bitcoin is automatically deducted from your xCoins wallet. Here is how it works:

  1. Deposit bitcoin to your wallet and specify the maximum amount you would like to lend. This amount may be divided between multiple borrowers.
  2. The program automatically matches you with one or more borrowers. Each borrower makes a payment to your PayPal account in dollars. The amount of each payment includes the loan amount plus your interest fee.
  3. After each payment is made by a borrower, the corresponding amount of bitcoin is deducted from your xCoins wallet and transferred to the borrower's wallet.

Sit back, relax, and let our program do the magic! Even though there are three steps drawn on the diagram, in reality, you only need to do Step 1: Deposit Bitcoin. Steps 2 and 3 are performed automatically by our program and the borrowers. You do not need to look for borrowers, verify their creditworthiness, send them bitcoin, or do anything of that sort.

By the way, your funds are not "frozen" in your wallet. Your wallet works as a regular full-featured bitcoin wallet. You can withdraw your funds at any time.

Don't Forget to Reinvest!

Once you receive the loan amount plus the interest fee to your PayPal account, you may convert the funds back to bitcoin and deposit them to your xCoins wallet for the next round of lending. Let the power of compound interest work for you. Reinvest your earnings and make even more profit.

In fact, you can double your money in less than 10 days! Consider an example of the initial investment of $100 worth of bitcoin reinvested once a day at 10% interest fee per transaction:

Day 1: $100
Day 2: $110
Day 3: $121
Day 4: $133
Day 5: $146
Day 6: $161
Day 7: $177
Day 8: $194
Day 9: $215
Day 10: $236

You may convert PayPal funds to bitcoin at any bitcoin exchange. It is easy to get started. A lender may begin with as little as $20.00 worth of bitcoin.

More Questions

Please visit our Investor Section for the answers to the most frequently asked questions. If you have more questions or comments about our service or how the system works, please do not hesitate to contat us.